9credit 日报 · 2026-10-26

01总体大盘 · Real-time Top Summary 完整小时截至 17:59 · 18:00进行中不计入环比 | 花费含汇率系数

💰

今日总花费

$984.86

昨日同期 $862.50 +14.2%

📝

注册成本 CPA

$0.45

花费 $984.86 ÷ 注册 2.2K

🏦

今日放款量

167

完整至17时

💵

放款成本 CPL

$5.90

花费 $984.86 ÷ 放款 167

✅

审批通过率

12.7%

riskpass 337 ÷ apply 2.6K

🎯

打款率

49.6%

放款 167 ÷ 审批通过 337

📈

放款/注册率

7.6%

放款 167 ÷ 注册 2.2K

02每小时消耗折线对比独立每小时消耗（非累计）| 环比仅完整小时

Google Ads 今日 $556.71 | 昨日同期 $569.35 | 昨日全天 $814.63 -2.2% 环比 · 18点进行中未计入

Meta/FB 今日 $0.00 | 昨日同期 $0.00 | 昨日全天 $0.00 +0.0% 环比 · 18点进行中未计入

TikTok 今日 $428.14 | 昨日同期 $293.14 | 昨日全天 $378.82 +46.1% 环比 · 18点进行中未计入

03渠道综合数据表 ★ 花费 = 媒体API实时数据（含系数）

渠道	Install	注册	申请	Approved	放款	均单金额	申请金额	ROI	花费 ★	CPI	CPA	CPS	审批率	风控通过率
Google Ads	1.0K	798	1.0K	159	85	$0.79	$819.89	4.8%	$556.72	$0.51	$6.02	$6.02	15.4%	100.0%
TikTok	1.1K	942	887	117	52	$0.15	$133.12	0.9%	$430.76	$0.38	$8.23	$8.23	13.2%	100.0%
Organic	673	435	620	55	27	$0.29	$178.06	0.0%	$0.00	$0.00	$0.00	$0.00	8.9%	100.0%
opay	22	17	43	3	2	$0.06	$2.68	0.0%	$0.00	$0.00	$0.00	$0.00	7.0%	100.0%
Meta (FB+IG+AN) FB+IG+AN合并	0	11	48	3	1	$0.04	$1.79	0.0%	$0.00	$0.00	$0.00	$0.00	6.2%	100.0%
Untrusted Devices	11	7	14	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%
offical_website	1	0	1	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%
Ease_diversion	0	1	0	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%
网盟nova-9c	0	0	1	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%

04Campaign 细分下钻大盘平均CPA = $5.91；预警阈值 = $7.98（×1.35）

渠道	Campaign	Install	注册	申请	Approved	放款	花费	CPA	CPS	ROI	审批率	标记
Google Ads ACI	Nigeria-9c-1113-credit5000+ (20959936961)	975	777	1.0K	151	79	$461.14	$5.84	$5.84	3.9%	15.0%	—
TikTok SAN	TT-9C-3/31-loan-test (1861178003155986)	566	483	481	67	30	$161.64	$5.39	$5.39	1.7%	13.9%	—
TikTok SAN	TT-9C-LOAN-260820-TEST (1874041124583441)	211	162	159	19	10	$98.51	$9.85	$9.85	0.6%	11.9%	⚠️ CPA超标
TikTok SAN	TT-9C-LOAN-6/12-time (1834710892745777)	111	97	124	13	5	$76.69	$15.34	$15.34	0.4%	10.5%	⚠️ CPA超标
Google Ads ACI	GG-9credit-3.0-loan-5/26-test (23885913778)	24	16	16	5	4	$50.55	$12.64	$12.64	11.9%	31.2%	⚠️ CPA超标
TikTok SAN	TT-9C-5000+-26/10/21-TEST (1879568062029922)	124	96	57	6	4	$36.22	$9.05	$9.05	0.5%	10.5%	🧪 New Test
TikTok SAN	TT-9C-loan-26/10/21-TEST (1879639838149666)	86	65	27	7	1	$29.05	$29.05	$29.05	0.5%	25.9%	🧪 New Test
TikTok SAN	T-9C-LOAN-26/9/14-TEST (1876306894008673)	43	34	33	5	2	$26.00	$13.00	$13.00	0.5%	15.2%	—
Google Organic Search	loan app	2	1	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	9credit loan	1	1	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	9ja loan with.bad credit.score	1	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	which app is bestt tto give loan instantly	1	1	0	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Facebook Installs	Expired Attributions	0	2	6	1	1	$0.00	$0.00	$0.00	0.0%	16.7%	—
Google Ads ACI	GG-9C-2.5-credit flag1-2-260814-test (24135637571)	0	1	0	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Ads ACI	Nigeria-9c-2/5-approval (20969027993)	0	0	2	1	1	$0.00	$0.00	$0.00	0.0%	50.0%	—
Google Ads ACI	飞书-9c-1/17-credit5000+ (22545060648)	0	1	3	2	1	$0.00	$0.00	$0.00	0.0%	66.7%	—
Google Organic Search	download 9credit loan app	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	loan apps in nigeria	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Off-Facebook Installs	Expired Attributions	0	1	3	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-0514-VO-TEST (1865133192555633)	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9C-2/10-VO-Test (1856735148818498)	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	🧪 New Test
TikTok SAN	TT-9c-2/14-purchase-test (1857083834064929)	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9C-4/19-Purchase (1829813881647106)	0	4	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9C-7/28-LOAN-test (1871956258578482)	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9credit-6/29-loan-test (1869315867073858)	0	1	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—

05占比分析

💰 花费占比

🏦 放款量占比

💡 当前 Google 消耗占比最高（56.4%），放款量占比仅为（50.9%），CPA = $6.55，请注意优化投放效率。

06智能优化建议引擎Campaign预警5条·扩量0条·渠道策略1条 | 大盘CPA $7.16·目标$5.00·放款率7.9%

🎯 Campaign 预警 & 机会

💸CPA超标TIKTOKTT-9C-LOAN-260820-TEST (1874041124583441)

📊 CPA $9.85 vs 大盘 $7.16，超出38.0%

👉 ✂️ 削减20%预算或优化出价/素材后观察

💸CPA超标TIKTOKTT-9C-LOAN-6/12-time (1834710892745777)

📊 CPA $15.34 vs 大盘 $7.16，超出114.0%

👉 ✂️ 削减20%预算或优化出价/素材后观察

💸CPA超标TIKTOKTT-9C-loan-26/10/21-TEST (1879639838149666)

📊 CPA $29.05 vs 大盘 $7.16，超出306.0%

👉 ✂️ 削减20%预算或优化出价/素材后观察

💸CPA超标TIKTOKT-9C-LOAN-26/9/14-TEST (1876306894008673)

📊 CPA $13.00 vs 大盘 $7.16，超出82.0%

👉 ✂️ 削减20%预算或优化出价/素材后观察

💸CPA超标GOOGLEGG-9credit-3.0-loan-5/26-test (23885913778)

📊 CPA $12.64 vs 大盘 $7.16，超出77.0%

👉 ✂️ 削减20%预算或优化出价/素材后观察

💼 渠道预算策略建议

📊整体ROI 3.4% 低于目标 5.0%

申请金额 $1,136，总花费 $987.48

💡 优先放量高均单渠道/Campaign，提升资金转化比

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