9credit 日报 · 2026-06-30

01总体大盘 · Real-time Top Summary 截至 2026-06-30 10:59 | 花费含汇率系数

💰

今日总花费

$405.51

昨日同期 $528.65 -23.3%

📝

注册成本 CPA

$0.45

花费 $405.51 ÷ 注册 903

🏦

今日放款量

61

截至10时

💵

放款成本 CPL

$6.65

花费 $405.51 ÷ 放款 61

✅

审批通过率

16.3%

riskpass 179 ÷ apply 1.1K

🎯

打款率

34.1%

放款 61 ÷ 审批通过 179

📈

放款/注册率

6.8%

放款 61 ÷ 注册 903

02每小时消耗折线对比独立每小时消耗（非累计）| 今日曲线截至当前时刻

Google Ads 今日 $227.74 | 昨日同期 $310.36 | 昨日全天 $938.75 -26.6% 环比

Meta/FB 今日 $48.57 | 昨日同期 $72.08 | 昨日全天 $242.01 -32.6% 环比

TikTok 今日 $129.20 | 昨日同期 $146.20 | 昨日全天 $389.49 -11.6% 环比

03渠道综合数据表 ★ 花费 = 媒体API实时数据（含系数）

渠道	Install	注册	申请	Approved	放款	均单金额	申请金额	ROI	花费 ★	CPI	CPA	CPS	审批率	风控通过率
Google Ads	445	350	433	84	34	$0.74	$321.27	6.4%	$227.75	$0.34	$4.42	$4.42	19.4%	100.0%
TikTok	393	331	325	46	13	$0.49	$159.98	0.0%	$129.19	$0.00	$0.00	$0.00	14.2%	100.0%
Organic	177	114	169	26	9	$0.22	$36.73	0.0%	$0.00	$0.00	$0.00	$0.00	15.4%	100.0%
Meta (FB+IG+AN) FB+IG+AN合并	84	53	95	15	3	$0.41	$39.42	4.1%	$48.57	$0.34	$9.62	$9.62	15.8%	100.0%
opay	63	52	63	8	2	$0.24	$15.22	0.0%	$0.00	$0.00	$0.00	$0.00	12.7%	100.0%
Untrusted Devices	10	4	12	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%
offical_website	1	0	1	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%
Ease_diversion	0	1	2	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%
Pangle	0	0	2	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%
TikTok for Business (Ad Spend)	0	0	0	0	0	$0.00	$0.00	0.0%	$89.72	$0.00	$0.00	$0.00	0.0%	0.0%
网盟nova-9c	0	0	1	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%

04Campaign 细分下钻大盘平均CPA = $6.65；预警阈值 = $8.97（×1.35）

渠道	Campaign	Install	注册	申请	Approved	放款	花费	CPA	CPS	ROI	审批率	标记
Google Ads ACI	Nigeria-9c-1113-credit5000+ (20959936961)	418	325	396	75	31	$133.83	$0.39	$4.32	1.5%	18.9%	—
Facebook (Ad Spend)	yinglianglimite_chen-zhilin\|9credit_20251224_NG_none_0__0_0_22-55_0_0_0_0_0\|_CLV_EV-PURCHASE-1_5243_Android (120237101733310032)	0	0	0	0	0	$23.42	$0.00	$0.00	0.0%	0.0%	—
Google Ads ACI	GG-9credit-3.0-loan-5/26-test (23885913778)	24	16	21	6	2	$16.54	$0.87	$8.27	6.7%	28.6%	—
Off-Facebook Installs	yinglianglimite_chen-zhilin\|9credit_20260617_NG_none_0_新视频测_0_0_22-55_0_0_0_0_0\|_CLV_EV-PURCHASE-1_23331_Android (120246674359060032)	13	8	12	1	0	$5.44	$0.68	$0.00	0.0%	8.3%	—
TikTok SAN	TT-9C-LOAN-6/12-time (1834710892745777)	298	252	216	26	6	$0.00	$0.00	$0.00	0.0%	12.0%	🧪 New Test
TikTok SAN	TT-9C-3/31-loan-test (1861178003155986)	83	70	101	18	6	$0.00	$0.00	$0.00	0.0%	17.8%	—
Facebook Installs	yinglianglimite_chen-zhilin\|9credit_20251224_NG_none_0__0_0_22-55_0_0_0_0_0\|_CLV_EV-PURCHASE-1_5243_Android (120237101733310032)	37	21	36	9	2	$0.00	$0.00	$0.00	0.0%	25.0%	—
Off-Facebook Installs	yinglianglimite_chen-zhilin\|9credit_20251224_NG_none_0__0_0_22-55_0_0_0_0_0\|_CLV_EV-PURCHASE-1_5243_Android (120237101733310032)	33	22	21	3	0	$0.00	$0.00	$0.00	0.0%	14.3%	—
TikTok SAN	TT-9credit-6/29-loan-test (1869315867073858)	12	7	4	2	1	$0.00	$0.00	$0.00	0.0%	50.0%	🧪 New Test
Google Organic Search	best and fastest loan app	1	1	0	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	loan app	1	0	0	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	loan apps with huge limkt	1	1	0	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Instagram Installs	yinglianglimite_chen-zhilin\|9credit_20251224_NG_none_0__0_0_22-55_0_0_0_0_0\|_CLV_EV-PURCHASE-1_5243_Android (120237101733310032)	1	0	3	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Facebook Installs	Expired Attributions	0	0	3	1	0	$0.00	$0.00	$0.00	0.0%	33.3%	—
Facebook Installs	yinglianglimite_chen-zhilin\|9credit_20260423_ng_none_0_A+AC PUR_0_0_18-65_0_0_0_0_0\|_0_EV-PURCHASE-1_18_Android (120242487131290032)	0	1	2	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Facebook Installs	yinglianglimite_chen-zhilin\|9credit_20260526_NG_none_0_new_0_0_22-55_0_0_0_0_0\|_CLV_EV-PURCHASE-1_21932_Android (120244726142200032)	0	0	2	1	1	$0.00	$0.00	$0.00	0.0%	50.0%	—
Facebook Installs	飞书-9c-2/10-vo-ac+ (120243642145040651)	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Facebook Installs	飞书-9c-4/23-purchase (120247619064200651)	0	1	7	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Ads ACI	Nigeria-9c-2/5-approval (20969027993)	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Ads ACI	飞书-9c-1/17-credit5000+ (22545060648)	0	7	13	2	0	$0.00	$0.00	$0.00	0.0%	15.4%	—
Google Organic Search	loan easy	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	which app can i borrow money from	0	0	1	1	1	$0.00	$0.00	$0.00	0.0%	100.0%	—
Instagram Installs	飞书-9c-2/10-vo-ac+ (120243642145040651)	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Off-Facebook Installs	Expired Attributions	0	0	4	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Off-Facebook Installs	飞书-9c-4/23-purchase (120247619064200651)	0	0	2	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Off-Facebook Installs	飞书-9c-6/4-test (120229125063590651)	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	🧪 New Test
TikTok SAN	TT-9C-4/19-Purchase (1829813881647106)	0	2	2	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9c-4/21-loan-test (1863068932070498)	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9C-purchase-smart+-11/6 (1848038734029858)	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—

05占比分析

💰 花费占比

🏦 放款量占比

💡 当前 Google 消耗占比最高（56.2%），放款量占比仅为（55.7%），CPA = $6.70，请注意优化投放效率。

06智能优化建议引擎Campaign预警2条·扩量0条·渠道策略3条 | 大盘CPA $8.11·目标$5.00·放款率6.8%

🎯 Campaign 预警 & 机会

⚠️劣质流量TIKTOKTT-9C-LOAN-6/12-time (1834710892745777)

📊 放款率 2.4% vs 大盘 6.8%

👉 📉 削减预算30-50%，检查受众授信资质

🚫空耗预警FACEBOOKyinglianglimite_chen-zhilin|9credit_20251224_NG_none_0_...

📊 花费 $23.42，注册 = 0

👉 ⛔ 立即暂停，排查落地页或受众设置

💼 渠道预算策略建议

🟢加大 Google 投入 +15%

CPA $6.70 低于大盘17.0% | 花费占比56.0% / 放款占比68.0%

💡 日预算提高+15%（约+$34.16），优先放量

🔴压缩 Meta 预算 -20%

CPA $16.19 高于大盘100.0% | 花费12.0% vs 放款6.0%

💡 削减约-$9.71/日，资源向Google倾斜

📊整体ROI 4.2% 低于目标 5.0%

申请金额 $572.62，总花费 $405.51

💡 优先放量高均单渠道/Campaign，提升资金转化比

📊 9credit 广告日报