9credit 日报 · 2026-06-30

01总体大盘 · Real-time Top Summary 截至 2026-06-30 09:59 | 花费含汇率系数

💰

今日总花费

$195.24

昨日同期 $431.52 -54.8%

📝

注册成本 CPA

$0.30

花费 $195.24 ÷ 注册 654

🏦

今日放款量

43

截至09时

💵

放款成本 CPL

$4.54

花费 $195.24 ÷ 放款 43

✅

审批通过率

16.9%

riskpass 136 ÷ apply 805

🎯

打款率

31.6%

放款 43 ÷ 审批通过 136

📈

放款/注册率

6.6%

放款 43 ÷ 注册 654

02每小时消耗折线对比独立每小时消耗（非累计）| 今日曲线截至当前时刻

Google Ads 今日 $72.48 | 昨日同期 $247.25 | 昨日全天 $931.96 -70.7% 环比

Meta/FB 今日 $35.42 | 昨日同期 $55.80 | 昨日全天 $241.83 -36.5% 环比

TikTok 今日 $87.34 | 昨日同期 $128.47 | 昨日全天 $389.49 -32.0% 环比

03渠道综合数据表 ★ 花费 = 媒体API实时数据（含系数）

渠道	Install	注册	申请	Approved	放款	均单金额	申请金额	ROI	花费 ★	CPI	CPA	CPS	审批率	风控通过率
Google Ads	337	250	315	63	22	$0.83	$260.91	5.2%	$72.49	$0.45	$6.84	$6.84	20.0%	100.0%
TikTok	297	238	234	35	10	$0.66	$155.56	0.0%	$87.33	$0.00	$0.00	$0.00	15.0%	100.0%
Organic	138	86	127	22	8	$0.28	$35.07	0.0%	$0.00	$0.00	$0.00	$0.00	17.3%	100.0%
Meta (FB+IG+AN) FB+IG+AN合并	65	36	67	10	2	$0.57	$37.97	3.9%	$35.41	$0.44	$14.43	$14.43	14.9%	100.0%
opay	53	41	49	6	1	$0.04	$2.17	0.0%	$0.00	$0.00	$0.00	$0.00	12.2%	100.0%
Untrusted Devices	8	4	9	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%
offical_website	1	0	1	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%
Ease_diversion	0	0	2	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%
Pangle	0	0	1	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%
TikTok for Business (Ad Spend)	0	0	0	0	0	$0.00	$0.00	0.0%	$89.72	$0.00	$0.00	$0.00	0.0%	0.0%
网盟nova-9c	0	0	1	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%

04Campaign 细分下钻大盘平均CPA = $4.54；预警阈值 = $6.13（×1.35）

渠道	Campaign	Install	注册	申请	Approved	放款	花费	CPA	CPS	ROI	审批率	标记
Google Ads ACI	Nigeria-9c-1113-credit5000+ (20959936961)	319	235	290	58	20	$133.83	$0.54	$6.69	116.5%	20.0%	—
Facebook (Ad Spend)	yinglianglimite_chen-zhilin\|9credit_20251224_NG_none_0__0_0_22-55_0_0_0_0_0\|_CLV_EV-PURCHASE-1_5243_Android (120237101733310032)	0	0	0	0	0	$23.42	$0.00	$0.00	0.0%	0.0%	—
Google Ads ACI	GG-9credit-3.0-loan-5/26-test (23885913778)	15	9	15	4	1	$16.54	$1.84	$16.54	6.1%	26.7%	—
Off-Facebook Installs	yinglianglimite_chen-zhilin\|9credit_20260617_NG_none_0_新视频测_0_0_22-55_0_0_0_0_0\|_CLV_EV-PURCHASE-1_23331_Android (120246674359060032)	8	4	7	1	0	$5.44	$1.36	$0.00	0.0%	14.3%	—
TikTok SAN	TT-9C-LOAN-6/12-time (1834710892745777)	227	182	159	23	5	$0.00	$0.00	$0.00	0.0%	14.5%	🧪 New Test
TikTok SAN	TT-9C-3/31-loan-test (1861178003155986)	60	48	71	11	5	$0.00	$0.00	$0.00	0.0%	15.5%	—
Facebook Installs	yinglianglimite_chen-zhilin\|9credit_20251224_NG_none_0__0_0_22-55_0_0_0_0_0\|_CLV_EV-PURCHASE-1_5243_Android (120237101733310032)	29	13	26	5	1	$0.00	$0.00	$0.00	0.0%	19.2%	—
Off-Facebook Installs	yinglianglimite_chen-zhilin\|9credit_20251224_NG_none_0__0_0_22-55_0_0_0_0_0\|_CLV_EV-PURCHASE-1_5243_Android (120237101733310032)	27	17	18	2	0	$0.00	$0.00	$0.00	0.0%	11.1%	—
TikTok SAN	TT-9credit-6/29-loan-test (1869315867073858)	10	6	2	1	0	$0.00	$0.00	$0.00	0.0%	50.0%	🧪 New Test
Google Organic Search	best and fastest loan app	1	1	0	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	loan app	1	0	0	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	loan apps with huge limkt	1	1	0	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Instagram Installs	yinglianglimite_chen-zhilin\|9credit_20251224_NG_none_0__0_0_22-55_0_0_0_0_0\|_CLV_EV-PURCHASE-1_5243_Android (120237101733310032)	1	0	3	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Facebook Installs	Expired Attributions	0	0	2	1	0	$0.00	$0.00	$0.00	0.0%	50.0%	—
Facebook Installs	yinglianglimite_chen-zhilin\|9credit_20260423_ng_none_0_A+AC PUR_0_0_18-65_0_0_0_0_0\|_0_EV-PURCHASE-1_18_Android (120242487131290032)	0	1	2	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Facebook Installs	yinglianglimite_chen-zhilin\|9credit_20260526_NG_none_0_new_0_0_22-55_0_0_0_0_0\|_CLV_EV-PURCHASE-1_21932_Android (120244726142200032)	0	0	2	1	1	$0.00	$0.00	$0.00	0.0%	50.0%	—
Facebook Installs	飞书-9c-4/23-purchase (120247619064200651)	0	1	3	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Ads ACI	Nigeria-9c-2/5-approval (20969027993)	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Ads ACI	飞书-9c-1/17-credit5000+ (22545060648)	0	4	8	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	which app can i borrow money from	0	0	1	1	1	$0.00	$0.00	$0.00	0.0%	100.0%	—
Instagram Installs	飞书-9c-2/10-vo-ac+ (120243642145040651)	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Off-Facebook Installs	Expired Attributions	0	0	2	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Off-Facebook Installs	飞书-9c-4/23-purchase (120247619064200651)	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9C-4/19-Purchase (1829813881647106)	0	2	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9C-purchase-smart+-11/6 (1848038734029858)	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—

05占比分析

💰 花费占比

🏦 放款量占比

💡 当前 TikTok 消耗占比最高（44.7%），放款量占比仅为（23.3%），CPA = $8.73，请注意优化投放效率。

06智能优化建议引擎Campaign预警1条·扩量0条·渠道策略3条 | 大盘CPA $5.74·目标$5.00·放款率6.5%

🎯 Campaign 预警 & 机会

🚫空耗预警FACEBOOKyinglianglimite_chen-zhilin|9credit_20251224_NG_none_0_...

📊 花费 $23.42，注册 = 0

👉 ⛔ 立即暂停，排查落地页或受众设置

💼 渠道预算策略建议

🟢加大 Google 投入 +15%

CPA $3.29 低于大盘43.0% | 花费占比37.0% / 放款占比65.0%

💡 日预算提高+15%（约+$10.87），优先放量

🔴压缩 Meta 预算 -20%

CPA $17.71 高于大盘208.0% | 花费18.0% vs 放款6.0%

💡 削减约-$7.08/日，资源向Google倾斜

🏆整体ROI达标（7.6% ≥ 5.0%）

申请金额 $491.69，总花费 $195.24

💡 可适度扩大总预算10-15%，测试放量上限

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