9credit 日报 · 2026-10-26

01总体大盘 · Real-time Top Summary 完整小时截至 16:59 · 17:00进行中不计入环比 | 花费含汇率系数

💰

今日总花费

$904.24

昨日同期 $796.41 +13.5%

📝

注册成本 CPA

$0.44

花费 $904.24 ÷ 注册 2.0K

🏦

今日放款量

154

完整至16时

💵

放款成本 CPL

$5.87

花费 $904.24 ÷ 放款 154

✅

审批通过率

13.1%

riskpass 321 ÷ apply 2.4K

🎯

打款率

48.0%

放款 154 ÷ 审批通过 321

📈

放款/注册率

7.5%

放款 154 ÷ 注册 2.0K

02每小时消耗折线对比独立每小时消耗（非累计）| 环比仅完整小时

Google Ads 今日 $501.18 | 昨日同期 $522.53 | 昨日全天 $814.64 -4.1% 环比 · 17点进行中未计入

Meta/FB 今日 $0.00 | 昨日同期 $0.00 | 昨日全天 $0.00 +0.0% 环比 · 17点进行中未计入

TikTok 今日 $403.07 | 昨日同期 $273.87 | 昨日全天 $378.82 +47.2% 环比 · 17点进行中未计入

03渠道综合数据表 ★ 花费 = 媒体API实时数据（含系数）

渠道	Install	注册	申请	Approved	放款	均单金额	申请金额	ROI	花费 ★	CPI	CPA	CPS	审批率	风控通过率
Google Ads	929	730	945	150	79	$0.74	$699.51	4.1%	$501.17	$0.55	$6.48	$6.48	15.9%	100.0%
TikTok	1.1K	879	828	113	48	$0.15	$125.74	0.9%	$406.74	$0.40	$8.92	$8.92	13.6%	100.0%
Organic	610	401	574	52	24	$0.30	$172.62	0.0%	$0.00	$0.00	$0.00	$0.00	9.1%	100.0%
opay	22	16	38	3	2	$0.07	$2.68	0.0%	$0.00	$0.00	$0.00	$0.00	7.9%	100.0%
Meta (FB+IG+AN) FB+IG+AN合并	0	9	47	3	1	$0.04	$1.79	0.0%	$0.00	$0.00	$0.00	$0.00	6.4%	100.0%
Untrusted Devices	11	7	14	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%
offical_website	1	0	1	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%
Ease_diversion	0	1	0	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%
网盟nova-9c	0	0	1	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%

04Campaign 细分下钻大盘平均CPA = $5.90；预警阈值 = $7.96（×1.35）

渠道	Campaign	Install	注册	申请	Approved	放款	花费	CPA	CPS	ROI	审批率	标记
Google Ads ACI	Nigeria-9c-1113-credit5000+ (20959936961)	900	709	921	142	73	$461.14	$6.32	$6.32	3.1%	15.4%	—
TikTok SAN	TT-9C-3/31-loan-test (1861178003155986)	532	450	450	64	28	$161.64	$5.77	$5.77	1.6%	14.2%	—
TikTok SAN	TT-9C-LOAN-260820-TEST (1874041124583441)	197	154	152	19	10	$98.51	$9.85	$9.85	0.6%	12.5%	⚠️ CPA超标
TikTok SAN	TT-9C-LOAN-6/12-time (1834710892745777)	100	89	114	12	4	$76.69	$19.17	$19.17	0.3%	10.5%	⚠️ CPA超标
Google Ads ACI	GG-9credit-3.0-loan-5/26-test (23885913778)	24	16	15	5	4	$50.55	$12.64	$12.64	11.9%	33.3%	⚠️ CPA超标
TikTok SAN	TT-9C-5000+-26/10/21-TEST (1879568062029922)	121	95	56	6	3	$36.22	$12.07	$12.07	0.4%	10.7%	🧪 New Test
TikTok SAN	TT-9C-loan-26/10/21-TEST (1879639838149666)	73	55	21	7	1	$29.05	$29.05	$29.05	0.5%	33.3%	🧪 New Test
TikTok SAN	T-9C-LOAN-26/9/14-TEST (1876306894008673)	39	32	30	5	2	$26.00	$13.00	$13.00	0.5%	16.7%	—
Google Organic Search	loan app	2	1	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	9credit loan	1	1	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	9ja loan with.bad credit.score	1	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	which app is bestt tto give loan instantly	1	1	0	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Facebook Installs	Expired Attributions	0	1	6	1	1	$0.00	$0.00	$0.00	0.0%	16.7%	—
Google Ads ACI	GG-9C-2.5-credit flag1-2-260814-test (24135637571)	0	1	0	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Ads ACI	Nigeria-9c-2/5-approval (20969027993)	0	0	2	1	1	$0.00	$0.00	$0.00	0.0%	50.0%	—
Google Ads ACI	飞书-9c-1/17-credit5000+ (22545060648)	0	1	3	2	1	$0.00	$0.00	$0.00	0.0%	66.7%	—
Google Organic Search	loan apps in nigeria	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Off-Facebook Installs	Expired Attributions	0	1	3	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-0514-VO-TEST (1865133192555633)	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9C-2/10-VO-Test (1856735148818498)	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	🧪 New Test
TikTok SAN	TT-9c-2/14-purchase-test (1857083834064929)	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9C-4/19-Purchase (1829813881647106)	0	4	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9C-7/28-LOAN-test (1871956258578482)	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9credit-6/29-loan-test (1869315867073858)	0	1	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—

05占比分析

💰 花费占比

🏦 放款量占比

💡 当前 Google 消耗占比最高（55.2%），放款量占比仅为（51.3%），CPA = $6.34，请注意优化投放效率。

06智能优化建议引擎Campaign预警6条·扩量0条·渠道策略1条 | 大盘CPA $7.09·目标$5.00·放款率7.9%

🎯 Campaign 预警 & 机会

💸CPA超标TIKTOKTT-9C-LOAN-260820-TEST (1874041124583441)

📊 CPA $9.85 vs 大盘 $7.09，超出39.0%

👉 ✂️ 削减20%预算或优化出价/素材后观察

💸CPA超标TIKTOKTT-9C-5000+-26/10/21-TEST (1879568062029922)

📊 CPA $12.07 vs 大盘 $7.09，超出70.0%

👉 ✂️ 削减20%预算或优化出价/素材后观察

💸CPA超标TIKTOKTT-9C-LOAN-6/12-time (1834710892745777)

📊 CPA $19.17 vs 大盘 $7.09，超出170.0%

👉 ✂️ 削减20%预算或优化出价/素材后观察

💸CPA超标TIKTOKTT-9C-loan-26/10/21-TEST (1879639838149666)

📊 CPA $29.05 vs 大盘 $7.09，超出310.0%

👉 ✂️ 削减20%预算或优化出价/素材后观察

💸CPA超标TIKTOKT-9C-LOAN-26/9/14-TEST (1876306894008673)

📊 CPA $13.00 vs 大盘 $7.09，超出83.0%

👉 ✂️ 削减20%预算或优化出价/素材后观察

💸CPA超标GOOGLEGG-9credit-3.0-loan-5/26-test (23885913778)

📊 CPA $12.64 vs 大盘 $7.09，超出78.0%

👉 ✂️ 削减20%预算或优化出价/素材后观察

💼 渠道预算策略建议

📊整体ROI 3.3% 低于目标 5.0%

申请金额 $1,002，总花费 $907.91

💡 优先放量高均单渠道/Campaign，提升资金转化比

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