9credit 日报 · 2026-07-19

01总体大盘 · Real-time Top Summary 截至 2026-07-19 13:59 | 花费含汇率系数

💰

今日总花费

$1,016

昨日同期 $1,148 -11.4%

📝

注册成本 CPA

$0.43

花费 $1,016 ÷ 注册 2.3K

🏦

今日放款量

167

截至13时

💵

放款成本 CPL

$6.09

花费 $1,016 ÷ 放款 167

✅

审批通过率

18.2%

riskpass 458 ÷ apply 2.5K

🎯

打款率

36.5%

放款 167 ÷ 审批通过 458

📈

放款/注册率

7.1%

放款 167 ÷ 注册 2.3K

02每小时消耗折线对比独立每小时消耗（非累计）| 今日曲线截至当前时刻

Google Ads 今日 $636.15 | 昨日同期 $735.31 | 昨日全天 $1,500 -13.5% 环比

Meta/FB 今日 $117.22 | 昨日同期 $125.47 | 昨日全天 $191.71 -6.6% 环比

TikTok 今日 $262.89 | 昨日同期 $286.84 | 昨日全天 $566.53 -8.3% 环比

03渠道综合数据表 ★ 花费 = 媒体API实时数据（含系数）

渠道	Install	注册	申请	Approved	放款	均单金额	申请金额	ROI	花费 ★	CPI	CPA	CPS	审批率	风控通过率
Google Ads	1.1K	805	890	178	77	$0.66	$588.24	2.8%	$636.15	$0.58	$8.09	$8.09	20.0%	100.0%
TikTok	938	763	765	131	39	$0.30	$228.17	0.0%	$262.90	$0.00	$0.00	$0.00	17.1%	100.0%
Organic	473	333	393	54	24	$0.11	$44.76	0.0%	$0.00	$0.00	$0.00	$0.00	13.7%	100.0%
Meta (FB+IG+AN) FB+IG+AN合并	521	342	336	77	24	$0.22	$73.57	0.9%	$117.23	$0.45	$9.74	$9.74	22.9%	100.0%
opay	111	84	107	15	3	$0.11	$12.12	0.0%	$0.00	$0.00	$0.00	$0.00	14.0%	100.0%
Untrusted Devices	12	11	16	2	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	12.5%	100.0%
offical_website	1	1	1	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%
Ease_diversion	0	1	2	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%
Pangle	0	1	4	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%
TikTok for Business (Ad Spend)	0	0	0	0	0	$0.00	$0.00	0.0%	$139.16	$0.00	$0.00	$0.00	0.0%	0.0%
网盟nova-9c	0	1	2	1	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	50.0%	100.0%

04Campaign 细分下钻大盘平均CPA = $6.09；预警阈值 = $8.22（×1.35）

渠道	Campaign	Install	注册	申请	Approved	放款	花费	CPA	CPS	ROI	审批率	标记
Google Ads ACI	Nigeria-9c-1113-credit5000+ (20959936961)	1.0K	751	823	161	67	$537.73	$8.03	$8.03	2.4%	19.6%	—
Google Ads ACI	GG-9credit-3.0-loan-5/26-test (23885913778)	62	43	49	15	8	$84.84	$10.61	$10.61	5.4%	30.6%	⚠️ CPA超标
TikTok SAN	TT-9C-LOAN-6/12-time (1834710892745777)	639	532	495	85	23	$0.00	$0.00	$0.00	0.0%	17.2%	—
TikTok SAN	TT-9C-3/31-loan-test (1861178003155986)	256	202	233	38	14	$0.00	$0.00	$0.00	0.0%	16.3%	—
TikTok SAN	TT-9credit-6/29-loan-test (1869315867073858)	43	27	32	8	2	$0.00	$0.00	$0.00	0.0%	25.0%	—
Google Organic Search	bg loan app download	1	0	0	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	loan	1	1	0	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	loan apps	1	1	0	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	quick and easy loan apps to get money	1	1	0	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	trustworthy and honest loan apps that doesn't use atm card for for loan disbursement?	1	1	0	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Facebook Installs	Expired Attributions	0	2	4	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Ads ACI	飞书-9c-1/17-credit5000+ (22545060648)	0	5	16	1	2	$0.00	$0.00	$0.00	0.0%	6.2%	—
Google Organic Search	9 credit loan app	0	1	0	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	9credit loan apk	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	loan app	0	1	1	1	0	$0.00	$0.00	$0.00	0.0%	100.0%	—
Off-Facebook Installs	Expired Attributions	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9C-4/19-Purchase (1829813881647106)	0	1	3	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9C-4/9-loan-test (1861974316390417)	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9C-purchase-11/9-test (1851030776499857)	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9credit-LOAN-AI-11/12test (1848563500353601)	0	1	0	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—

05占比分析

💰 花费占比

🏦 放款量占比

💡 当前 Google 消耗占比最高（62.6%），放款量占比仅为（46.1%），CPA = $8.26，请注意优化投放效率。

06智能优化建议引擎Campaign预警0条·扩量0条·渠道策略2条 | 大盘CPA $8.76·目标$5.00·放款率7.4%

🎯 Campaign 预警 & 机会

✅ 当前无异常Campaign

💼 渠道预算策略建议

🟢加大 Meta 投入 +25%

CPA $4.88 低于大盘44.0% | 花费占比12.0% / 放款占比21.0%

💡 日预算提高+25%（约+$29.31），优先放量

📊整体ROI 2.8% 低于目标 5.0%

申请金额 $946.85，总花费 $1,016

💡 优先放量高均单渠道/Campaign，提升资金转化比

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