9credit 日报 · 2026-07-24

01总体大盘 · Real-time Top Summary 截至 2026-07-24 16:59 | 花费含汇率系数

💰

今日总花费

$1,477

昨日同期 $1,707 -13.4%

📝

注册成本 CPA

$0.41

花费 $1,477 ÷ 注册 3.6K

🏦

今日放款量

260

截至16时

💵

放款成本 CPL

$5.68

花费 $1,477 ÷ 放款 260

✅

审批通过率

18.8%

riskpass 715 ÷ apply 3.8K

🎯

打款率

36.4%

放款 260 ÷ 审批通过 715

📈

放款/注册率

7.2%

放款 260 ÷ 注册 3.6K

02每小时消耗折线对比独立每小时消耗（非累计）| 今日曲线截至当前时刻

Google Ads 今日 $858.83 | 昨日同期 $1,077 | 昨日全天 $1,504 -20.3% 环比

Meta/FB 今日 $138.88 | 昨日同期 $158.48 | 昨日全天 $217.94 -12.4% 环比

TikTok 今日 $479.70 | 昨日同期 $470.79 | 昨日全天 $689.17 +1.9% 环比

03渠道综合数据表 ★ 花费 = 媒体API实时数据（含系数）

渠道	Install	注册	申请	Approved	放款	均单金额	申请金额	ROI	花费 ★	CPI	CPA	CPS	审批率	风控通过率
Google Ads	1.6K	1.2K	1.3K	252	106	$0.45	$579.77	3.0%	$858.82	$0.37	$5.41	$5.41	19.8%	100.0%
TikTok	1.5K	1.2K	1.2K	226	69	$0.35	$412.15	0.0%	$479.72	$0.00	$0.00	$0.00	19.0%	100.0%
Meta (FB+IG+AN) FB+IG+AN合并	724	527	569	137	45	$0.51	$289.16	3.1%	$138.88	$0.38	$6.16	$6.16	24.1%	100.0%
Organic	661	457	566	70	29	$0.28	$160.26	0.0%	$0.00	$0.00	$0.00	$0.00	12.4%	100.0%
opay	173	127	167	23	10	$0.32	$53.88	0.0%	$0.00	$0.00	$0.00	$0.00	13.8%	100.0%
Untrusted Devices	23	21	25	5	1	$0.87	$21.87	0.0%	$0.00	$0.00	$0.00	$0.00	20.0%	100.0%
offical_website	1	1	2	1	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	50.0%	100.0%
Pangle	0	1	1	1	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	100.0%	100.0%
TikTok for Business (Ad Spend)	0	0	0	0	0	$0.00	$0.00	0.0%	$412.57	$0.00	$0.00	$0.00	0.0%	0.0%
网盟nova-9c	0	1	2	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%

04Campaign 细分下钻大盘平均CPA = $5.68；预警阈值 = $7.67（×1.35）

渠道	Campaign	Install	注册	申请	Approved	放款	花费	CPA	CPS	ROI	审批率	标记
Google Ads ACI	Nigeria-9c-1113-credit5000+ (20959936961)	1.5K	1.2K	1.2K	236	96	$475.75	$4.96	$4.96	3.2%	19.6%	—
Google Ads ACI	GG-9credit-3.0-loan-5/26-test (23885913778)	69	45	43	11	6	$97.90	$16.32	$16.32	1.9%	25.6%	⚠️ CPA超标
TikTok SAN	TT-9C-LOAN-6/12-time (1834710892745777)	995	810	750	139	45	$0.00	$0.00	$0.00	0.0%	18.5%	—
TikTok SAN	TT-9C-3/31-loan-test (1861178003155986)	508	401	409	77	19	$0.00	$0.00	$0.00	0.0%	18.8%	—
TikTok SAN	TT-9credit-6/29-loan-test (1869315867073858)	33	33	27	9	5	$0.00	$0.00	$0.00	0.0%	33.3%	—
Google Organic Search	9credit	1	0	0	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	9credit apk latest version	1	0	0	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	list of loan apps	1	1	1	1	1	$0.00	$0.00	$0.00	0.0%	100.0%	—
Google Organic Search	loan apps with nin only	1	1	0	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	money loan app in nigeria	1	0	0	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	online loan	1	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Facebook Installs	Expired Attributions	0	2	4	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Ads ACI	Nigeria-9c-2/5-approval (20969027993)	0	0	1	1	1	$0.00	$0.00	$0.00	0.0%	100.0%	—
Google Ads ACI	飞书-9c-1/17-credit5000+ (22545060648)	0	9	18	3	2	$0.00	$0.00	$0.00	0.0%	16.7%	—
Google Organic Search	fast loans app	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	loan app without face verification	0	0	2	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	renowned loan apps in nigeria	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	what is the name best loan app in nigeria	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Off-Facebook Installs	Expired Attributions	0	0	1	1	1	$0.00	$0.00	$0.00	0.0%	100.0%	—
TikTok SAN	TT-9c-2/14-purchase-test (1857083834064929)	0	2	0	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9C-3/12-LOAN-test (1859444290528338)	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9C-4/19-Purchase (1829813881647106)	0	0	2	1	0	$0.00	$0.00	$0.00	0.0%	50.0%	—
TikTok SAN	TT-9C-4/9-loan-test (1861974316390417)	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—

05占比分析

💰 花费占比

🏦 放款量占比

💡 当前 Google 消耗占比最高（58.1%），放款量占比仅为（40.8%），CPA = $8.10，请注意优化投放效率。

06智能优化建议引擎Campaign预警1条·扩量0条·渠道策略2条 | 大盘CPA $8.39·目标$5.00·放款率7.1%

🎯 Campaign 预警 & 机会

💸CPA超标GOOGLEGG-9credit-3.0-loan-5/26-test (23885913778)

📊 CPA $16.32 vs 大盘 $8.39，超出94.0%

👉 ✂️ 削减20%预算或优化出价/素材后观察

💼 渠道预算策略建议

🟢加大 Meta 投入 +25%

CPA $3.09 低于大盘63.0% | 花费占比9.0% / 放款占比26.0%

💡 日预算提高+25%（约+$34.72），优先放量

📊整体ROI 3.1% 低于目标 5.0%

申请金额 $1,517，总花费 $1,477

💡 优先放量高均单渠道/Campaign，提升资金转化比

📊 9credit 广告日报