9credit 日报 · 2026-07-19

01总体大盘 · Real-time Top Summary 截至 2026-07-19 09:59 | 花费含汇率系数

💰

今日总花费

$444.43

昨日同期 $566.34 -21.5%

📝

注册成本 CPA

$0.42

花费 $444.43 ÷ 注册 1.1K

🏦

今日放款量

70

截至09时

💵

放款成本 CPL

$6.35

花费 $444.43 ÷ 放款 70

✅

审批通过率

17.5%

riskpass 204 ÷ apply 1.2K

🎯

打款率

34.3%

放款 70 ÷ 审批通过 204

📈

放款/注册率

6.7%

放款 70 ÷ 注册 1.1K

02每小时消耗折线对比独立每小时消耗（非累计）| 今日曲线截至当前时刻

Google Ads 今日 $255.57 | 昨日同期 $354.19 | 昨日全天 $1,497 -27.8% 环比

Meta/FB 今日 $49.85 | 昨日同期 $52.22 | 昨日全天 $191.71 -4.5% 环比

TikTok 今日 $138.99 | 昨日同期 $159.95 | 昨日全天 $566.53 -13.1% 环比

03渠道综合数据表 ★ 花费 = 媒体API实时数据（含系数）

渠道	Install	注册	申请	Approved	放款	均单金额	申请金额	ROI	花费 ★	CPI	CPA	CPS	审批率	风控通过率
Google Ads	483	348	388	82	35	$0.53	$206.69	2.5%	$255.58	$0.52	$7.16	$7.16	21.1%	100.0%
TikTok	402	331	374	56	16	$0.20	$73.85	0.0%	$138.99	$0.00	$0.00	$0.00	15.0%	100.0%
Organic	230	160	179	25	10	$0.10	$17.48	0.0%	$0.00	$0.00	$0.00	$0.00	14.0%	100.0%
Meta (FB+IG+AN) FB+IG+AN合并	253	156	162	34	7	$0.21	$33.59	2.8%	$49.86	$0.14	$5.13	$5.13	21.0%	100.0%
opay	66	48	51	7	2	$0.21	$10.59	0.0%	$0.00	$0.00	$0.00	$0.00	13.7%	100.0%
Untrusted Devices	8	7	9	1	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	11.1%	100.0%
offical_website	1	1	1	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%
Ease_diversion	0	1	1	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%
Pangle	0	1	3	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%
TikTok for Business (Ad Spend)	0	0	0	0	0	$0.00	$0.00	0.0%	$139.16	$0.00	$0.00	$0.00	0.0%	0.0%

04Campaign 细分下钻大盘平均CPA = $6.35；预警阈值 = $8.57（×1.35）

渠道	Campaign	Install	注册	申请	Approved	放款	花费	CPA	CPS	ROI	审批率	标记
Google Ads ACI	Nigeria-9c-1113-credit5000+ (20959936961)	447	322	354	75	31	$220.80	$7.12	$7.12	2.7%	21.2%	—
Google Ads ACI	GG-9credit-3.0-loan-5/26-test (23885913778)	34	22	22	6	2	$29.90	$14.95	$14.95	0.4%	27.3%	—
TikTok SAN	TT-9C-LOAN-6/12-time (1834710892745777)	284	234	249	40	11	$0.00	$0.00	$0.00	0.0%	16.1%	—
TikTok SAN	TT-9C-3/31-loan-test (1861178003155986)	99	84	101	12	4	$0.00	$0.00	$0.00	0.0%	11.9%	—
TikTok SAN	TT-9credit-6/29-loan-test (1869315867073858)	19	12	20	4	1	$0.00	$0.00	$0.00	0.0%	20.0%	—
Google Organic Search	loan apps	1	1	0	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	trustworthy and honest loan apps that doesn't use atm card for for loan disbursement?	1	1	0	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Facebook Installs	Expired Attributions	0	1	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Ads ACI	飞书-9c-1/17-credit5000+ (22545060648)	0	1	11	1	2	$0.00	$0.00	$0.00	0.0%	9.1%	—
Google Organic Search	9credit loan apk	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	loan app	0	1	0	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Off-Facebook Installs	Expired Attributions	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9C-4/19-Purchase (1829813881647106)	0	1	2	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9C-4/9-loan-test (1861974316390417)	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9C-purchase-11/9-test (1851030776499857)	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—

05占比分析

💰 花费占比

🏦 放款量占比

💡 当前 Google 消耗占比最高（57.5%），放款量占比仅为（50.0%），CPA = $7.30，请注意优化投放效率。

06智能优化建议引擎Campaign预警1条·扩量0条·渠道策略2条 | 大盘CPA $8.71·目标$5.00·放款率7.5%

🎯 Campaign 预警 & 机会

💸CPA超标GOOGLEGG-9credit-3.0-loan-5/26-test (23885913778)

📊 CPA $14.95 vs 大盘 $8.71，超出72.0%

👉 ✂️ 削减20%预算或优化出价/素材后观察

💼 渠道预算策略建议

🟢加大 Meta 投入 +25%

CPA $7.12 低于大盘18.0% | 花费占比11.0% / 放款占比14.0%

💡 日预算提高+25%（约+$12.46），优先放量

📊整体ROI 2.3% 低于目标 5.0%

申请金额 $342.22，总花费 $444.43

💡 优先放量高均单渠道/Campaign，提升资金转化比

📊 9credit 广告日报