9credit 日报 · 2026-07-26

01总体大盘 · Real-time Top Summary 截至 2026-07-26 16:59 | 花费含汇率系数

💰

今日总花费

$1,354

昨日同期 $1,674 -19.1%

📝

注册成本 CPA

$0.38

花费 $1,354 ÷ 注册 3.6K

🏦

今日放款量

253

截至16时

💵

放款成本 CPL

$5.35

花费 $1,354 ÷ 放款 253

✅

审批通过率

18.4%

riskpass 695 ÷ apply 3.8K

🎯

打款率

36.4%

放款 253 ÷ 审批通过 695

📈

放款/注册率

7.1%

放款 253 ÷ 注册 3.6K

02每小时消耗折线对比独立每小时消耗（非累计）| 今日曲线截至当前时刻

Google Ads 今日 $793.06 | 昨日同期 $975.51 | 昨日全天 $1,466 -18.7% 环比

Meta/FB 今日 $157.53 | 昨日同期 $184.52 | 昨日全天 $221.67 -14.6% 环比

TikTok 今日 $403.08 | 昨日同期 $514.09 | 昨日全天 $784.41 -21.6% 环比

03渠道综合数据表 ★ 花费 = 媒体API实时数据（含系数）

渠道	Install	注册	申请	Approved	放款	均单金额	申请金额	ROI	花费 ★	CPI	CPA	CPS	审批率	风控通过率
Google Ads	1.4K	1.1K	1.3K	248	114	$0.65	$848.40	4.6%	$793.07	$0.40	$4.83	$4.83	19.0%	100.0%
Meta (FB+IG+AN) FB+IG+AN合并	898	617	608	143	56	$0.42	$252.57	2.7%	$157.53	$0.32	$5.08	$5.08	23.5%	100.0%
TikTok	1.5K	1.3K	1.2K	208	48	$0.10	$116.13	0.0%	$403.08	$0.00	$0.00	$0.00	17.7%	100.0%
Organic	614	428	516	74	30	$0.35	$180.08	0.0%	$0.00	$0.00	$0.00	$0.00	14.3%	100.0%
opay	152	119	147	21	5	$0.15	$22.44	0.0%	$0.00	$0.00	$0.00	$0.00	14.3%	100.0%
Untrusted Devices	25	15	22	2	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	9.1%	100.0%
offical_website	1	0	1	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%
Ease_diversion	0	2	5	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%
Pangle	0	0	1	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%
TikTok for Business (Ad Spend)	0	0	0	0	0	$0.00	$0.00	0.0%	$313.30	$0.00	$0.00	$0.00	0.0%	0.0%

04Campaign 细分下钻大盘平均CPA = $5.35；预警阈值 = $7.22（×1.35）

渠道	Campaign	Install	注册	申请	Approved	放款	花费	CPA	CPS	ROI	审批率	标记
Google Ads ACI	Nigeria-9c-1113-credit5000+ (20959936961)	1.3K	1.1K	1.2K	229	100	$501.44	$5.01	$5.01	3.4%	18.7%	—
Google Ads ACI	GG-9credit-3.0-loan-5/26-test (23885913778)	46	36	48	15	12	$49.52	$4.13	$4.13	16.9%	31.2%	—
TikTok SAN	TT-9C-3/31-loan-test (1861178003155986)	827	684	545	101	24	$0.00	$0.00	$0.00	0.0%	18.5%	—
TikTok SAN	TT-9C-LOAN-6/12-time (1834710892745777)	682	564	592	103	22	$0.00	$0.00	$0.00	0.0%	17.4%	—
TikTok SAN	TT-9credit-6/29-loan-test (1869315867073858)	16	13	29	3	1	$0.00	$0.00	$0.00	0.0%	10.3%	—
Google Organic Search	9credit loan app	1	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	easy loan app in nigeria	1	1	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	instant loan app in nigeria	1	1	0	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	loan app in nigeria	1	1	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Facebook Installs	Expired Attributions	0	2	8	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Ads ACI	Nigeria-9c-2/5-approval (20969027993)	0	1	2	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Ads ACI	飞书-9c-1/17-credit5000+ (22545060648)	0	12	22	4	2	$0.00	$0.00	$0.00	0.0%	18.2%	—
Google Organic Search	best loan app	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	best loan app in nigeria	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	loan app that disburse to opay account	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	loan apps	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	which loan app gives 100k instantly	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Off-Facebook Installs	Expired Attributions	0	1	3	1	1	$0.00	$0.00	$0.00	0.0%	33.3%	—
TikTok SAN	TT-0514-VO-TEST (1865133192555633)	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9C-4/19-Purchase (1829813881647106)	0	4	6	1	1	$0.00	$0.00	$0.00	0.0%	16.7%	—
TikTok SAN	TT-9c-4/23-loan-test (1863069733274801)	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—

05占比分析

💰 花费占比

🏦 放款量占比

💡 当前 Google 消耗占比最高（58.6%），放款量占比仅为（45.1%），CPA = $6.96，请注意优化投放效率。

06智能优化建议引擎Campaign预警0条·扩量1条·渠道策略2条 | 大盘CPA $8.30·目标$5.00·放款率6.8%

🎯 Campaign 预警 & 机会

🚀扩量机会GOOGLEGG-9credit-3.0-loan-5/26-test (23885913778)

📊 放款率33.3%(大盘6.8%)，ROI 16.9%

👉 📈 提高预算+20%（+$9.90/日），低成本窗口

💼 渠道预算策略建议

🟢加大 Meta 投入 +25%

CPA $2.81 低于大盘66.0% | 花费占比12.0% / 放款占比34.0%

💡 日预算提高+25%（约+$39.38），优先放量

📊整体ROI 3.1% 低于目标 5.0%

申请金额 $1,420，总花费 $1,354

💡 优先放量高均单渠道/Campaign，提升资金转化比

📊 9credit 广告日报