9credit 日报 · 2026-07-13

01总体大盘 · Real-time Top Summary 截至 2026-07-13 16:59 | 花费含汇率系数

💰

今日总花费

$582.46

昨日同期 $524.52 +11.0%

📝

注册成本 CPA

$0.11

花费 $582.46 ÷ 注册 5.2K

🏦

今日放款量

383

截至16时

💵

放款成本 CPL

$1.52

花费 $582.46 ÷ 放款 383

✅

审批通过率

0.0%

riskpass 0 ÷ apply 0

🎯

打款率

0.0%

放款 383 ÷ 审批通过 0

📈

放款/注册率

7.4%

放款 383 ÷ 注册 5.2K

02每小时消耗折线对比独立每小时消耗（非累计）| 今日曲线截至当前时刻

Google Ads 今日 $0.00 | 昨日同期 $0.00 | 昨日全天 $0.00 +0.0% 环比

Meta/FB 今日 $167.07 | 昨日同期 $155.97 | 昨日全天 $216.19 +7.1% 环比

TikTok 今日 $415.39 | 昨日同期 $368.56 | 昨日全天 $578.46 +12.7% 环比

03渠道综合数据表 ★ 花费 = 媒体API实时数据（含系数）

渠道	Install	注册	放款	均单金额	申请金额	ROI	花费 ★	CPI	CPA	CPS	审批率	风控通过率
Google Ads	2.5K	2.0K	199	$0.00	$0.00	0.0%	$1,172	$0.48	$5.89	$5.89	0.0%	0.0%
TikTok	2.2K	1.8K	69	$0.00	$0.00	0.0%	$415.39	$0.00	$0.00	$0.00	0.0%	0.0%
Organic	951	658	52	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%
Meta (FB+IG+AN) FB+IG+AN合并	734	539	44	$0.00	$0.00	0.0%	$167.07	$0.49	$8.12	$8.12	0.0%	0.0%
opay	251	191	17	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%
Untrusted Devices	33	28	2	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%
offical_website	1	1	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%
Ease_diversion	0	3	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%
Pangle	0	2	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%
TikTok for Business (Ad Spend)	0	0	0	$0.00	$0.00	0.0%	$589.94	$0.00	$0.00	$0.00	0.0%	0.0%
网盟nova-9c	0	2	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%

04Campaign 细分下钻大盘平均CPA = $1.52；预警阈值 = $2.05（×1.35）

渠道	Campaign	Install	注册	放款	花费	CPA	CPS	ROI	审批率	标记
Google Ads ACI	Nigeria-9c-1113-credit5000+ (20959936961)	2.3K	1.9K	178	$1,026	$5.76	$5.76	0.0%	0.0%	⚠️ CPA超标
Google Ads ACI	GG-9credit-3.0-loan-5/26-test (23885913778)	108	76	14	$146.04	$10.43	$10.43	0.0%	0.0%	⚠️ CPA超标
TikTok SAN	TT-9C-LOAN-6/12-time (1834710892745777)	1.3K	1.1K	42	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9C-3/31-loan-test (1861178003155986)	699	574	24	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9credit-6/29-loan-test (1869315867073858)	194	154	3	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	9credit loan	2	1	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	9credit loan app	1	1	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	best app to borrow money in nigeria	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	loan app	1	2	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	online loan app that can borrow 20k with low interest	1	1	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	urgent loan 10,000 with nin	1	1	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	which app can borrow me money without looking at the other app i am owing money	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	which nigeria loan app can i borrow money from that doesn't really check credit score	1	1	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Facebook Installs	Expired Attributions	0	3	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Ads ACI	Nigeria-9c-2/5-approval (20969027993)	0	1	1	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Ads ACI	飞书-9c-1/17-credit5000+ (22545060648)	0	13	6	$0.00	$0.00	$0.00	0.0%	0.0%	—
Off-Facebook Installs	Expired Attributions	0	2	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9C-4/19-Purchase (1829813881647106)	0	5	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9c-4/23-loan-test (1863069733274801)	0	1	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9C-4/9-loan-test (1861974316390417)	0	1	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9credit-LOAN-AI-1/9 (1853839236540465)	0	1	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9credit-LOAN-AI-11/12test (1848563500353601)	0	1	0	$0.00	$0.00	$0.00	0.0%	0.0%	—

05占比分析

💰 花费占比

🏦 放款量占比

💡 当前 TikTok 消耗占比最高（71.3%），放款量占比仅为（18.0%），CPA = $6.02，请注意优化投放效率。

06智能优化建议引擎Campaign预警2条·扩量0条·渠道策略3条 | 大盘CPA $2.17·目标$5.00·放款率7.1%

🎯 Campaign 预警 & 机会

💸CPA超标GOOGLENigeria-9c-1113-credit5000+ (20959936961)

📊 CPA $5.76 vs 大盘 $2.17，超出165.0%

👉 ✂️ 削减20%预算或优化出价/素材后观察

💸CPA超标GOOGLEGG-9credit-3.0-loan-5/26-test (23885913778)

📊 CPA $10.43 vs 大盘 $2.17，超出380.0%

👉 ✂️ 削减20%预算或优化出价/素材后观察

💼 渠道预算策略建议

🔴压缩 TikTok 预算 -30%

CPA $6.02 高于大盘177.0% | 花费71.0% vs 放款26.0%

💡 削减约-$124.62/日，资源向Google倾斜

⚖️渠道集中度过高（TikTok 占71.0%）

单渠道依赖大，且CPA偏高 $6.02

💡 将10-15%预算分流其他渠道，降低集中风险

📊整体ROI 0.0% 低于目标 5.0%

申请金额 $0.00，总花费 $582.46

💡 优先放量高均单渠道/Campaign，提升资金转化比

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