9credit 日报 · 2026-07-26

01总体大盘 · Real-time Top Summary 截至 2026-07-26 08:59 | 花费含汇率系数

💰

今日总花费

$324.50

昨日同期 $480.55 -32.5%

📝

注册成本 CPA

$0.40

花费 $324.50 ÷ 注册 806

🏦

今日放款量

47

截至08时

💵

放款成本 CPL

$6.90

花费 $324.50 ÷ 放款 47

✅

审批通过率

17.3%

riskpass 144 ÷ apply 830

🎯

打款率

32.6%

放款 47 ÷ 审批通过 144

📈

放款/注册率

5.8%

放款 47 ÷ 注册 806

02每小时消耗折线对比独立每小时消耗（非累计）| 今日曲线截至当前时刻

Google Ads 今日 $170.09 | 昨日同期 $261.59 | 昨日全天 $1,461 -35.0% 环比

Meta/FB 今日 $31.98 | 昨日同期 $40.02 | 昨日全天 $221.66 -20.1% 环比

TikTok 今日 $122.43 | 昨日同期 $178.96 | 昨日全天 $784.41 -31.6% 环比

03渠道综合数据表 ★ 花费 = 媒体API实时数据（含系数）

渠道	Install	注册	申请	Approved	放款	均单金额	申请金额	ROI	花费 ★	CPI	CPA	CPS	审批率	风控通过率
Google Ads	311	241	286	58	24	$0.42	$120.73	4.0%	$170.09	$0.29	$3.76	$3.76	20.3%	100.0%
TikTok	380	317	253	40	8	$0.09	$23.61	1.0%	$122.43	$0.19	$8.87	$8.87	15.8%	100.0%
Organic	141	86	113	17	8	$0.11	$12.28	0.0%	$0.00	$0.00	$0.00	$0.00	15.0%	100.0%
Meta (FB+IG+AN) FB+IG+AN合并	190	123	116	22	5	$0.09	$10.01	0.9%	$31.97	$0.18	$6.68	$6.68	19.0%	100.0%
opay	45	37	55	7	2	$0.05	$2.56	0.0%	$0.00	$0.00	$0.00	$0.00	12.7%	100.0%
Untrusted Devices	6	2	6	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%
offical_website	1	0	1	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%

04Campaign 细分下钻大盘平均CPA = $6.90；预警阈值 = $9.32（×1.35）

渠道	Campaign	Install	注册	申请	Approved	放款	花费	CPA	CPS	ROI	审批率	标记
Google Ads ACI	Nigeria-9c-1113-credit5000+ (20959936961)	300	233	272	56	23	$81.75	$3.55	$3.55	4.4%	20.6%	—
TikTok SAN	TT-9C-LOAN-6/12-time (1834710892745777)	179	152	124	22	4	$35.70	$8.93	$8.93	0.9%	17.7%	—
TikTok SAN	TT-9C-3/31-loan-test (1861178003155986)	198	164	124	16	3	$32.41	$10.80	$10.80	1.1%	12.9%	—
Google Ads ACI	GG-9credit-3.0-loan-5/26-test (23885913778)	10	4	7	1	0	$8.58	$0.00	$0.00	0.0%	14.3%	—
TikTok SAN	TT-9credit-6/29-loan-test (1869315867073858)	3	1	3	1	0	$2.87	$0.00	$0.00	0.0%	33.3%	—
Google Organic Search	instant loan app in nigeria	1	1	0	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Facebook Installs	Expired Attributions	0	1	5	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Ads ACI	飞书-9c-1/17-credit5000+ (22545060648)	0	3	5	1	1	$0.00	$0.00	$0.00	0.0%	20.0%	—
Google Organic Search	best loan app	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	which loan app gives 100k instantly	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Off-Facebook Installs	Expired Attributions	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9C-4/19-Purchase (1829813881647106)	0	0	2	1	1	$0.00	$0.00	$0.00	0.0%	50.0%	—

05占比分析

💰 花费占比

🏦 放款量占比

💡 当前 Google 消耗占比最高（52.4%），放款量占比仅为（51.1%），CPA = $7.09，请注意优化投放效率。

06智能优化建议引擎Campaign预警0条·扩量0条·渠道策略3条 | 大盘CPA $10.14·目标$5.00·放款率5.7%

🎯 Campaign 预警 & 机会

✅ 当前无异常Campaign

💼 渠道预算策略建议

🟢加大 Meta 投入 +25%

CPA $6.39 低于大盘37.0% | 花费占比10.0% / 放款占比16.0%

💡 日预算提高+25%（约+$7.99），优先放量

🔴压缩 TikTok 预算 -20%

CPA $15.30 高于大盘51.0% | 花费38.0% vs 放款25.0%

💡 削减约-$24.49/日，资源向Meta倾斜

📊整体ROI 1.6% 低于目标 5.0%

申请金额 $169.19，总花费 $324.50

💡 优先放量高均单渠道/Campaign，提升资金转化比

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