9credit 日报 · 2026-07-26

01总体大盘 · Real-time Top Summary 截至 2026-07-26 20:59 | 花费含汇率系数

💰

今日总花费

$1,857

昨日同期 $2,185 -15.0%

📝

注册成本 CPA

$0.38

花费 $1,857 ÷ 注册 4.9K

🏦

今日放款量

361

截至20时

💵

放款成本 CPL

$5.14

花费 $1,857 ÷ 放款 361

✅

审批通过率

18.9%

riskpass 962 ÷ apply 5.1K

🎯

打款率

37.5%

放款 361 ÷ 审批通过 962

📈

放款/注册率

7.4%

放款 361 ÷ 注册 4.9K

02每小时消耗折线对比独立每小时消耗（非累计）| 今日曲线截至当前时刻

Google Ads 今日 $1,118 | 昨日同期 $1,308 | 昨日全天 $1,466 -14.5% 环比

Meta/FB 今日 $191.85 | 昨日同期 $212.37 | 昨日全天 $221.67 -9.7% 环比

TikTok 今日 $547.07 | 昨日同期 $664.13 | 昨日全天 $784.41 -17.6% 环比

03渠道综合数据表 ★ 花费 = 媒体API实时数据（含系数）

渠道	Install	注册	申请	Approved	放款	均单金额	申请金额	ROI	花费 ★	CPI	CPA	CPS	审批率	风控通过率
Google Ads	2.0K	1.6K	1.8K	351	159	$0.87	$1,536	5.2%	$1,118	$0.45	$5.52	$5.52	19.8%	100.0%
Meta (FB+IG+AN) FB+IG+AN合并	1.1K	808	788	186	77	$0.51	$405.38	2.7%	$191.86	$0.39	$5.79	$5.79	23.6%	100.0%
TikTok	2.0K	1.7K	1.6K	297	75	$0.14	$227.07	0.0%	$547.08	$0.00	$0.00	$0.00	18.7%	100.0%
Organic	840	593	701	97	42	$0.37	$257.91	0.0%	$0.00	$0.00	$0.00	$0.00	13.8%	100.0%
opay	199	158	203	28	8	$0.15	$30.26	0.0%	$0.00	$0.00	$0.00	$0.00	13.8%	100.0%
Untrusted Devices	29	20	27	3	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	11.1%	100.0%
offical_website	1	0	1	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%
Ease_diversion	0	2	5	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%
Pangle	0	0	1	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%
TikTok for Business (Ad Spend)	0	0	0	0	0	$0.00	$0.00	0.0%	$454.87	$0.00	$0.00	$0.00	0.0%	0.0%
网盟nova-9c	0	0	1	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%

04Campaign 细分下钻大盘平均CPA = $5.14；预警阈值 = $6.94（×1.35）

渠道	Campaign	Install	注册	申请	Approved	放款	花费	CPA	CPS	ROI	审批率	标记
Google Ads ACI	Nigeria-9c-1113-credit5000+ (20959936961)	1.9K	1.5K	1.7K	326	142	$793.70	$5.59	$5.59	4.1%	19.5%	—
Google Ads ACI	GG-9credit-3.0-loan-5/26-test (23885913778)	62	48	62	19	15	$84.05	$5.60	$5.60	16.3%	30.6%	—
TikTok SAN	TT-9C-3/31-loan-test (1861178003155986)	1.1K	909	736	142	34	$0.00	$0.00	$0.00	0.0%	19.3%	—
TikTok SAN	TT-9C-LOAN-6/12-time (1834710892745777)	876	743	803	148	39	$0.00	$0.00	$0.00	0.0%	18.4%	—
TikTok SAN	TT-9credit-6/29-loan-test (1869315867073858)	22	21	42	6	1	$0.00	$0.00	$0.00	0.0%	14.3%	—
Google Organic Search	9cred	1	1	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	9credit loan app	1	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	app you can borrow money from with bvn and nin	1	1	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	easy loan app in nigeria	1	1	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	instant loan app in nigeria	1	1	0	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	loan app in nigeria	1	1	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	loan that can borrow me 100k	1	1	0	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Facebook Installs	Expired Attributions	0	3	11	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Ads ACI	Nigeria-9c-2/5-approval (20969027993)	0	1	3	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Ads ACI	飞书-9c-1/17-credit5000+ (22545060648)	0	15	30	6	2	$0.00	$0.00	$0.00	0.0%	20.0%	—
Google Organic Search	best loan app	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	best loan app in nigeria	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	loan app that disburse to opay account	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	loan apps	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	which loan app gives 100k instantly	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Off-Facebook Installs	Expired Attributions	0	2	4	1	1	$0.00	$0.00	$0.00	0.0%	25.0%	—
TikTok SAN	TT-0514-VO-TEST (1865133192555633)	0	0	2	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9C-4/19-Purchase (1829813881647106)	0	5	8	1	1	$0.00	$0.00	$0.00	0.0%	12.5%	—
TikTok SAN	TT-9c-4/23-loan-test (1863069733274801)	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—

05占比分析

💰 花费占比

🏦 放款量占比

💡 当前 Google 消耗占比最高（60.2%），放款量占比仅为（44.0%），CPA = $7.03，请注意优化投放效率。

06智能优化建议引擎Campaign预警0条·扩量0条·渠道策略2条 | 大盘CPA $7.90·目标$5.00·放款率7.2%

🎯 Campaign 预警 & 机会

✅ 当前无异常Campaign

💼 渠道预算策略建议

🟢加大 Meta 投入 +25%

CPA $2.49 低于大盘68.0% | 花费占比10.0% / 放款占比33.0%

💡 日预算提高+25%（约+$47.96），优先放量

📊整体ROI 4.0% 低于目标 5.0%

申请金额 $2,457，总花费 $1,857

💡 优先放量高均单渠道/Campaign，提升资金转化比

📊 9credit 广告日报