9credit 日报 · 2026-07-08

01总体大盘 · Real-time Top Summary 截至 2026-07-08 13:59 | 花费含汇率系数

💰

今日总花费

$326.93

昨日同期 $339.13 -3.6%

📝

注册成本 CPA

$0.16

花费 $326.93 ÷ 注册 2.0K

🏦

今日放款量

157

截至13时

💵

放款成本 CPL

$2.08

花费 $326.93 ÷ 放款 157

✅

审批通过率

17.9%

riskpass 388 ÷ apply 2.2K

🎯

打款率

40.5%

放款 157 ÷ 审批通过 388

📈

放款/注册率

7.8%

放款 157 ÷ 注册 2.0K

02每小时消耗折线对比独立每小时消耗（非累计）| 今日曲线截至当前时刻

Google Ads 今日 $0.00 | 昨日同期 $0.00 | 昨日全天 $0.00 +0.0% 环比

Meta/FB 今日 $105.78 | 昨日同期 $128.63 | 昨日全天 $228.28 -17.8% 环比

TikTok 今日 $221.13 | 昨日同期 $210.52 | 昨日全天 $431.08 +5.0% 环比

03渠道综合数据表 ★ 花费 = 媒体API实时数据（含系数）

渠道	Install	注册	申请	Approved	放款	均单金额	申请金额	ROI	花费 ★	CPI	CPA	CPS	审批率	风控通过率
Google Ads	1.0K	787	842	171	78	$0.83	$695.03	4.4%	$473.74	$0.47	$6.07	$6.07	20.3%	100.0%
TikTok	802	679	638	98	35	$0.33	$213.20	0.0%	$221.15	$0.00	$0.00	$0.00	15.4%	100.0%
Meta (FB+IG+AN) FB+IG+AN合并	367	241	283	64	21	$0.52	$146.17	2.5%	$105.78	$0.47	$8.28	$8.28	22.6%	100.0%
Organic	409	270	328	37	15	$0.16	$52.01	0.0%	$0.00	$0.00	$0.00	$0.00	11.3%	100.0%
opay	43	30	64	11	6	$2.57	$164.33	0.0%	$0.00	$0.00	$0.00	$0.00	17.2%	100.0%
Untrusted Devices	7	7	15	5	1	$0.10	$1.46	0.0%	$0.00	$0.00	$0.00	$0.00	33.3%	100.0%
Pangle	0	1	1	1	1	$1.46	$1.46	0.0%	$0.00	$0.00	$0.00	$0.00	100.0%	100.0%
Ease_diversion	0	0	3	1	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	33.3%	100.0%
TikTok for Business (Ad Spend)	0	0	0	0	0	$0.00	$0.00	0.0%	$233.07	$0.00	$0.00	$0.00	0.0%	0.0%

04Campaign 细分下钻大盘平均CPA = $2.08；预警阈值 = $2.81（×1.35）

渠道	Campaign	Install	注册	申请	Approved	放款	花费	CPA	CPS	ROI	审批率	标记
Google Ads ACI	Nigeria-9c-1113-credit5000+ (20959936961)	946	743	787	159	69	$411.25	$5.96	$5.96	4.1%	20.2%	⚠️ CPA超标
Google Ads ACI	GG-9credit-3.0-loan-5/26-test (23885913778)	50	40	37	9	7	$62.48	$8.93	$8.93	6.1%	24.3%	⚠️ CPA超标
TikTok SAN	TT-9C-LOAN-6/12-time (1834710892745777)	575	504	452	64	18	$0.00	$0.00	$0.00	0.0%	14.2%	—
TikTok SAN	TT-9C-3/31-loan-test (1861178003155986)	171	145	148	28	15	$0.00	$0.00	$0.00	0.0%	18.9%	—
TikTok SAN	TT-9credit-6/29-loan-test (1869315867073858)	54	31	30	6	2	$0.00	$0.00	$0.00	0.0%	20.0%	—
Google Organic Search	9 credit	1	0	1	1	1	$0.00	$0.00	$0.00	0.0%	100.0%	—
Google Organic Search	apps that don't use credit score for loan	1	0	0	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	best loan app in nigeria	1	1	0	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	loan app with nin only no credit check apk	1	0	0	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	loan app without bvn just number	1	0	0	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	nigeria loan app	1	1	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	which online loan app there not asking face verified phone	1	1	0	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Facebook Installs	Expired Attributions	0	3	4	3	0	$0.00	$0.00	$0.00	0.0%	75.0%	—
Google Ads ACI	Nigeria-9c-2/5-approval (20969027993)	0	1	4	2	0	$0.00	$0.00	$0.00	0.0%	50.0%	—
Google Ads ACI	飞书-9c-1/17-credit5000+ (22545060648)	0	9	13	1	0	$0.00	$0.00	$0.00	0.0%	7.7%	—
Google Organic Search	9credit loans	0	0	1	1	1	$0.00	$0.00	$0.00	0.0%	100.0%	—
TikTok SAN	TT-0514-VO-TEST (1865133192555633)	0	0	3	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9C-2/10-VO-Test (1856735148818498)	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9C-3/12-LOAN-test (1859444290528338)	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9C-4/19-Purchase (1829813881647106)	0	1	2	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9C-4/9-loan-test (1861974316390417)	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9C-purchase-11/9-test (1851030776499857)	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9C-Register-5/20-test (1865686291754210)	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—

05占比分析

💰 花费占比

🏦 放款量占比

💡 当前 TikTok 消耗占比最高（67.6%），放款量占比仅为（22.3%），CPA = $6.32，请注意优化投放效率。

06智能优化建议引擎Campaign预警3条·扩量0条·渠道策略2条 | 大盘CPA $2.89·目标$5.00·放款率7.6%

🎯 Campaign 预警 & 机会

💸CPA超标GOOGLENigeria-9c-1113-credit5000+ (20959936961)

📊 CPA $5.96 vs 大盘 $2.89，超出106.0%

👉 ✂️ 削减20%预算或优化出价/素材后观察

⚠️劣质流量TIKTOKTT-9C-LOAN-6/12-time (1834710892745777)

📊 放款率 3.6% vs 大盘 7.6%

👉 📉 削减预算30-50%，检查受众授信资质

💸CPA超标GOOGLEGG-9credit-3.0-loan-5/26-test (23885913778)

📊 CPA $8.93 vs 大盘 $2.89，超出209.0%

👉 ✂️ 削减20%预算或优化出价/素材后观察

💼 渠道预算策略建议

🔴压缩 TikTok 预算 -30%

CPA $6.32 高于大盘118.0% | 花费68.0% vs 放款31.0%

💡 削减约-$66.34/日，资源向Google倾斜

🏆整体ROI达标（11.7% ≥ 5.0%）

申请金额 $1,274，总花费 $326.93

💡 可适度扩大总预算10-15%，测试放量上限

📊 9credit 广告日报