9credit 日报 · 2026-07-26

01总体大盘 · Real-time Top Summary 截至 2026-07-26 02:59 | 花费含汇率系数

💰

今日总花费

$88.38

昨日同期 $123.96 -28.7%

📝

注册成本 CPA

$0.78

花费 $88.38 ÷ 注册 114

🏦

今日放款量

4

截至02时

💵

放款成本 CPL

$22.09

花费 $88.38 ÷ 放款 4

✅

审批通过率

13.5%

riskpass 15 ÷ apply 111

🎯

打款率

26.7%

放款 4 ÷ 审批通过 15

📈

放款/注册率

3.5%

放款 4 ÷ 注册 114

02每小时消耗折线对比独立每小时消耗（非累计）| 今日曲线截至当前时刻

Google Ads 今日 $45.98 | 昨日同期 $78.19 | 昨日全天 $1,458 -41.2% 环比

Meta/FB 今日 $7.25 | 昨日同期 $8.59 | 昨日全天 $221.66 -15.6% 环比

TikTok 今日 $35.15 | 昨日同期 $37.18 | 昨日全天 $784.41 -5.5% 环比

03渠道综合数据表 ★ 花费 = 媒体API实时数据（含系数）

渠道	Install	注册	申请	Approved	放款	均单金额	申请金额	ROI	花费 ★	CPI	CPA	CPS	审批率	风控通过率
Google Ads	42	36	40	8	3	$0.26	$10.31	1.4%	$45.99	$0.51	$7.13	$7.13	20.0%	100.0%
Organic	21	15	17	1	1	$0.10	$1.68	0.0%	$0.00	$0.00	$0.00	$0.00	5.9%	100.0%
TikTok	75	50	34	3	0	$0.00	$0.00	0.0%	$35.15	$0.36	$0.00	$0.00	8.8%	100.0%
Meta (FB+IG+AN) FB+IG+AN合并	20	9	14	3	0	$0.00	$0.00	0.0%	$7.24	$0.47	$0.00	$0.00	21.4%	100.0%
opay	9	4	6	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%

04Campaign 细分下钻大盘平均CPA = $22.10；预警阈值 = $29.83（×1.35）

渠道	Campaign	Install	注册	申请	Approved	放款	花费	CPA	CPS	ROI	审批率	标记
Google Ads ACI	Nigeria-9c-1113-credit5000+ (20959936961)	41	35	39	8	3	$18.96	$6.32	$6.32	1.6%	20.5%	—
TikTok SAN	TT-9C-LOAN-6/12-time (1834710892745777)	33	19	15	1	0	$13.13	$0.00	$0.00	0.0%	6.7%	—
TikTok SAN	TT-9C-3/31-loan-test (1861178003155986)	40	31	18	2	0	$12.23	$0.00	$0.00	0.0%	11.1%	—
Google Ads ACI	GG-9credit-3.0-loan-5/26-test (23885913778)	1	0	0	0	0	$2.42	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9credit-6/29-loan-test (1869315867073858)	2	0	1	0	0	$1.48	$0.00	$0.00	0.0%	0.0%	—
Google Ads ACI	飞书-9c-1/17-credit5000+ (22545060648)	0	1	0	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	which loan app gives 100k instantly	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—

05占比分析

💰 花费占比

🏦 放款量占比

💡 当前 Google 消耗占比最高（52.0%），放款量占比仅为（75.0%），CPA = $15.33，请注意优化投放效率。

06智能优化建议引擎Campaign预警0条·扩量0条·渠道策略3条 | 大盘CPA $29.46·目标$5.00·放款率3.5%

🎯 Campaign 预警 & 机会

✅ 当前无异常Campaign

💼 渠道预算策略建议

🟢加大 Google 投入 +15%

CPA $15.33 低于大盘48.0% | 花费占比52.0% / 放款占比100.0%

💡 日预算提高+15%（约+$6.90），优先放量

🔴压缩 Meta 预算 -20%

CPA $999.00 高于大盘3291.0% | 花费8.0% vs 放款0.0%

💡 削减约-$1.45/日，资源向Google倾斜

📊整体ROI 0.4% 低于目标 5.0%

申请金额 $11.99，总花费 $88.38

💡 优先放量高均单渠道/Campaign，提升资金转化比

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