9credit 日报 · 2026-08-04

01总体大盘 · Real-time Top Summary 完整小时截至 15:59 · 16:00进行中不计入环比 | 花费含汇率系数

💰

今日总花费

$877.73

昨日同期 $890.21 -1.4%

📝

注册成本 CPA

$0.33

花费 $877.73 ÷ 注册 2.6K

🏦

今日放款量

198

完整至15时

💵

放款成本 CPL

$4.43

花费 $877.73 ÷ 放款 198

✅

审批通过率

16.5%

riskpass 506 ÷ apply 3.1K

🎯

打款率

39.1%

放款 198 ÷ 审批通过 506

📈

放款/注册率

7.5%

放款 198 ÷ 注册 2.6K

02每小时消耗折线对比独立每小时消耗（非累计）| 环比仅完整小时

Google Ads 今日 $477.05 | 昨日同期 $567.35 | 昨日全天 $1,023 -15.9% 环比 · 16点进行中未计入

Meta/FB 今日 $151.27 | 昨日同期 $146.61 | 昨日全天 $235.09 +3.2% 环比 · 16点进行中未计入

TikTok 今日 $249.42 | 昨日同期 $176.25 | 昨日全天 $417.85 +41.5% 环比 · 16点进行中未计入

03渠道综合数据表 ★ 花费 = 媒体API实时数据（含系数）

渠道	Install	注册	申请	Approved	放款	均单金额	申请金额	ROI	花费 ★	CPI	CPA	CPS	审批率	风控通过率
Google Ads	1.1K	843	1.0K	192	79	$0.76	$786.08	6.9%	$477.06	$0.31	$4.31	$4.31	18.4%	100.0%
TikTok	934	808	811	126	42	$0.41	$329.28	4.9%	$251.06	$0.21	$4.76	$4.76	15.5%	100.0%
Meta (FB+IG+AN) FB+IG+AN合并	613	435	465	94	34	$0.76	$353.48	4.3%	$151.80	$0.41	$7.32	$7.32	20.2%	100.0%
Organic	585	415	565	67	31	$0.53	$301.12	0.0%	$0.00	$0.00	$0.00	$0.00	11.9%	100.0%
opay	163	124	155	26	12	$0.12	$18.33	0.0%	$0.00	$0.00	$0.00	$0.00	16.8%	100.0%
Untrusted Devices	16	12	21	1	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	4.8%	100.0%
offical_website	1	2	2	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%
Ease_diversion	0	0	3	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%
网盟nova-9c	0	1	1	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%

04Campaign 细分下钻大盘平均CPA = $4.44；预警阈值 = $6.00（×1.35）

渠道	Campaign	Install	注册	申请	Approved	放款	花费	CPA	CPS	ROI	审批率	标记
Google Ads ACI	Nigeria-9c-1113-credit5000+ (20959936961)	975	757	938	171	69	$275.12	$3.99	$3.99	7.5%	18.2%	—
TikTok SAN	TT-9C-3/31-loan-test (1861178003155986)	431	360	373	56	21	$111.08	$5.29	$5.29	6.4%	15.0%	—
TikTok SAN	TT-9C-LOAN-6/12-time (1834710892745777)	484	428	402	62	19	$82.20	$4.33	$4.33	2.6%	15.4%	—
Google Ads ACI	GG-9credit-3.0-loan-5/26-test (23885913778)	106	72	76	17	7	$65.35	$9.34	$9.34	3.9%	22.4%	⚠️ CPA超标
TikTok SAN	TT-9credit-6/29-loan-test (1869315867073858)	15	13	25	7	2	$6.39	$3.19	$3.19	9.3%	28.0%	—
TikTok SAN	TT-9C-7/28-LOAN-test (1871956258578482)	4	4	4	1	0	$0.30	$0.00	$0.00	0.0%	25.0%	—
Google Organic Search	9 credit instant loan app	1	0	0	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	9credit loan chase	1	1	0	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	best loan app in nigeria	1	1	0	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	loan apps nigeria	1	1	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	ncredit download	1	1	0	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	online loan apps	1	1	0	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	online loan apps with nin only	1	1	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Facebook Installs	Expired Attributions	0	7	5	1	0	$0.00	$0.00	$0.00	0.0%	20.0%	—
Google Ads ACI	GG-9credit-3.0-test (23599631687)	0	1	0	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Ads ACI	Nigeria-9c-2/5-approval (20969027993)	0	1	2	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Ads ACI	飞书-9c-1/17-credit5000+ (22545060648)	0	6	21	4	3	$0.00	$0.00	$0.00	0.0%	19.0%	—
Google Organic Search	9 credit	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	loan apps	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Off-Facebook Installs	Expired Attributions	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9C-0522-purchase-test (1865874885651697)	0	1	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9c-2/14-purchase-test (1857083834064929)	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9C-4/19-Purchase (1829813881647106)	0	0	3	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9C-purchase-11/9-test (1851030776499857)	0	2	2	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—

05占比分析

💰 花费占比

🏦 放款量占比

💡 当前 Google 消耗占比最高（54.2%），放款量占比仅为（39.9%），CPA = $6.04，请注意优化投放效率。

06智能优化建议引擎Campaign预警0条·扩量1条·渠道策略2条 | 大盘CPA $7.27·目标$5.00·放款率7.3%

🎯 Campaign 预警 & 机会

🚀扩量机会TIKTOKTT-9credit-6/29-loan-test (1869315867073858)

📊 放款率15.4%(大盘7.3%)，ROI 9.3%

👉 📈 提高预算+20%（+$1.28/日），低成本窗口

💼 渠道预算策略建议

🟢加大 Meta 投入 +25%

CPA $4.46 低于大盘39.0% | 花费占比17.0% / 放款占比28.0%

💡 日预算提高+25%（约+$37.95），优先放量

🏆整体ROI达标（6.1% ≥ 5.0%）

申请金额 $1,788，总花费 $879.92

💡 可适度扩大总预算10-15%，测试放量上限

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