9credit 日报 · 2026-07-14

01总体大盘 · Real-time Top Summary 截至 2026-07-14 09:59 | 花费含汇率系数

💰

今日总花费

$151.16

昨日同期 $224.39 -32.6%

📝

注册成本 CPA

$0.22

花费 $151.16 ÷ 注册 700

🏦

今日放款量

42

截至09时

💵

放款成本 CPL

$3.60

花费 $151.16 ÷ 放款 42

✅

审批通过率

15.5%

riskpass 119 ÷ apply 769

🎯

打款率

35.3%

放款 42 ÷ 审批通过 119

📈

放款/注册率

6.0%

放款 42 ÷ 注册 700

02每小时消耗折线对比独立每小时消耗（非累计）| 今日曲线截至当前时刻

Google Ads 今日 $0.00 | 昨日同期 $0.00 | 昨日全天 $0.00 +0.0% 环比

Meta/FB 今日 $50.33 | 昨日同期 $65.78 | 昨日全天 $248.19 -23.5% 环比

TikTok 今日 $100.82 | 昨日同期 $158.62 | 昨日全天 $643.15 -36.4% 环比

03渠道综合数据表 ★ 花费 = 媒体API实时数据（含系数）

渠道	Install	注册	申请	Approved	放款	均单金额	申请金额	ROI	花费 ★	CPI	CPA	CPS	审批率	风控通过率
Google Ads	339	263	271	50	13	$0.58	$157.20	5.8%	$81.00	$0.24	$6.23	$6.23	18.5%	100.0%
TikTok	266	208	215	28	13	$0.28	$59.28	3.4%	$100.82	$0.20	$4.05	$4.05	13.0%	100.0%
Meta (FB+IG+AN) FB+IG+AN合并	136	89	103	21	7	$0.16	$16.67	2.0%	$50.34	$0.18	$3.56	$3.56	20.4%	100.0%
Organic	135	91	122	17	6	$0.21	$25.44	0.0%	$0.00	$0.00	$0.00	$0.00	13.9%	100.0%
opay	54	44	51	2	2	$0.09	$4.35	0.0%	$0.00	$0.00	$0.00	$0.00	3.9%	100.0%
Untrusted Devices	3	3	6	1	1	$0.24	$1.45	0.0%	$0.00	$0.00	$0.00	$0.00	16.7%	100.0%
26Whitelist	0	1	0	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%
网盟nova-9c	0	1	1	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%

04Campaign 细分下钻大盘平均CPA = $3.60；预警阈值 = $4.86（×1.35）

渠道	Campaign	Install	注册	申请	Approved	放款	花费	CPA	CPS	ROI	审批率	标记
Google Ads ACI	Nigeria-9c-1113-credit5000+ (20959936961)	317	240	252	49	12	$70.89	$5.91	$5.91	6.0%	19.4%	⚠️ CPA超标
TikTok SAN	TT-9C-LOAN-6/12-time (1834710892745777)	204	158	145	16	5	$30.02	$6.00	$6.00	1.2%	11.0%	—
TikTok SAN	TT-9C-3/31-loan-test (1861178003155986)	46	39	59	11	6	$18.54	$3.09	$3.09	6.5%	18.6%	—
Google Ads ACI	GG-9credit-3.0-loan-5/26-test (23885913778)	22	18	15	1	1	$10.12	$10.12	$10.12	4.5%	6.7%	—
TikTok SAN	TT-9credit-6/29-loan-test (1869315867073858)	16	11	9	1	2	$4.08	$2.04	$2.04	5.1%	11.1%	—
Facebook Installs	Expired Attributions	0	0	2	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Ads ACI	Nigeria-9c-2/5-approval (20969027993)	0	1	0	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Ads ACI	飞书-9c-1/17-credit5000+ (22545060648)	0	4	3	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	9credit	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9C-0522-purchase-test (1865874885651697)	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9C-4/19-Purchase (1829813881647106)	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—

05占比分析

💰 花费占比

🏦 放款量占比

💡 当前 TikTok 消耗占比最高（66.7%），放款量占比仅为（31.0%），CPA = $7.76，请注意优化投放效率。

06智能优化建议引擎Campaign预警0条·扩量1条·渠道策略2条 | 大盘CPA $5.81·目标$5.00·放款率5.5%

🎯 Campaign 预警 & 机会

🚀扩量机会TIKTOKTT-9credit-6/29-loan-test (1869315867073858)

📊 放款率18.2%(大盘5.5%)，ROI 5.1%

👉 📈 提高预算+20%（+$0.82/日），低成本窗口

💼 渠道预算策略建议

🔴压缩 TikTok 预算 -30%

CPA $7.76 高于大盘33.0% | 花费67.0% vs 放款50.0%

💡 削减约-$30.25/日，资源向Google倾斜

🏆整体ROI达标（5.2% ≥ 5.0%）

申请金额 $264.38，总花费 $151.16

💡 可适度扩大总预算10-15%，测试放量上限

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