9credit 日报 · 2026-07-14

01总体大盘 · Real-time Top Summary 截至 2026-07-14 11:59 | 花费含汇率系数

💰

今日总花费

$247.67

昨日同期 $340.44 -27.3%

📝

注册成本 CPA

$0.17

花费 $247.67 ÷ 注册 1.5K

🏦

今日放款量

136

截至11时

💵

放款成本 CPL

$1.82

花费 $247.67 ÷ 放款 136

✅

审批通过率

19.1%

riskpass 322 ÷ apply 1.7K

🎯

打款率

42.2%

放款 136 ÷ 审批通过 322

📈

放款/注册率

9.1%

放款 136 ÷ 注册 1.5K

02每小时消耗折线对比独立每小时消耗（非累计）| 今日曲线截至当前时刻

Google Ads 今日 $0.00 | 昨日同期 $0.00 | 昨日全天 $0.00 +0.0% 环比

Meta/FB 今日 $85.97 | 昨日同期 $103.20 | 昨日全天 $248.50 -16.7% 环比

TikTok 今日 $161.69 | 昨日同期 $237.24 | 昨日全天 $643.15 -31.8% 环比

03渠道综合数据表 ★ 花费 = 媒体API实时数据（含系数）

渠道	Install	注册	申请	Approved	放款	均单金额	申请金额	ROI	花费 ★	CPI	CPA	CPS	审批率	风控通过率
Google Ads	708	561	640	133	56	$0.68	$434.47	5.4%	$240.08	$0.34	$4.29	$4.29	20.8%	100.0%
TikTok	557	450	475	88	34	$0.37	$176.11	4.5%	$161.69	$0.21	$3.49	$3.49	18.5%	100.0%
Meta (FB+IG+AN) FB+IG+AN合并	298	202	220	48	23	$0.44	$96.17	3.3%	$85.97	$0.29	$3.75	$3.75	21.8%	100.0%
Organic	288	198	252	43	18	$0.28	$69.43	0.0%	$0.00	$0.00	$0.00	$0.00	17.1%	100.0%
opay	92	76	87	8	3	$0.06	$5.43	0.0%	$0.00	$0.00	$0.00	$0.00	9.2%	100.0%
Untrusted Devices	9	7	11	2	2	$0.23	$2.54	0.0%	$0.00	$0.00	$0.00	$0.00	18.2%	100.0%
offical_website	1	1	0	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%
26Whitelist	0	1	0	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%
网盟nova-9c	0	1	1	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%

04Campaign 细分下钻大盘平均CPA = $1.82；预警阈值 = $2.46（×1.35）

渠道	Campaign	Install	注册	申请	Approved	放款	花费	CPA	CPS	ROI	审批率	标记
Google Ads ACI	Nigeria-9c-1113-credit5000+ (20959936961)	653	512	590	124	51	$205.28	$4.03	$4.03	4.3%	21.0%	⚠️ CPA超标
TikTok SAN	TT-9C-LOAN-6/12-time (1834710892745777)	422	339	319	55	16	$75.99	$4.75	$4.75	3.6%	17.2%	⚠️ CPA超标
Google Ads ACI	GG-9credit-3.0-loan-5/26-test (23885913778)	54	40	38	7	5	$34.80	$6.96	$6.96	12.3%	18.4%	—
TikTok SAN	TT-9C-3/31-loan-test (1861178003155986)	87	78	124	24	13	$32.70	$2.52	$2.52	5.7%	19.4%	—
TikTok SAN	TT-9credit-6/29-loan-test (1869315867073858)	48	33	29	9	5	$9.86	$1.97	$1.97	7.0%	31.0%	—
Google Organic Search	legit loan apps with low interest	1	1	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Facebook Installs	Expired Attributions	0	0	5	1	1	$0.00	$0.00	$0.00	0.0%	20.0%	—
Google Ads ACI	Nigeria-9c-2/5-approval (20969027993)	0	1	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Ads ACI	飞书-9c-1/17-credit5000+ (22545060648)	0	7	9	2	0	$0.00	$0.00	$0.00	0.0%	22.2%	—
Google Organic Search	9credit	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-0514-VO-TEST (1865133192555633)	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9C-0522-purchase-test (1865874885651697)	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9C-4/19-Purchase (1829813881647106)	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—

05占比分析

💰 花费占比

🏦 放款量占比

💡 当前 TikTok 消耗占比最高（65.3%），放款量占比仅为（25.0%），CPA = $4.76，请注意优化投放效率。

06智能优化建议引擎Campaign预警3条·扩量1条·渠道策略2条 | 大盘CPA $2.72·目标$5.00·放款率9.0%

🎯 Campaign 预警 & 机会

💸CPA超标GOOGLENigeria-9c-1113-credit5000+ (20959936961)

📊 CPA $4.03 vs 大盘 $2.72，超出48.0%

👉 ✂️ 削减20%预算或优化出价/素材后观察

💸CPA超标TIKTOKTT-9C-LOAN-6/12-time (1834710892745777)

📊 CPA $4.75 vs 大盘 $2.72，超出75.0%

👉 ✂️ 削减20%预算或优化出价/素材后观察

💸CPA超标GOOGLEGG-9credit-3.0-loan-5/26-test (23885913778)

📊 CPA $6.96 vs 大盘 $2.72，超出156.0%

👉 ✂️ 削减20%预算或优化出价/素材后观察

🚀扩量机会TIKTOKTT-9credit-6/29-loan-test (1869315867073858)

📊 放款率15.2%(大盘9.0%)，ROI 7.0%

👉 📈 提高预算+20%（+$1.97/日），低成本窗口

💼 渠道预算策略建议

🔴压缩 TikTok 预算 -30%

CPA $4.76 高于大盘75.0% | 花费65.0% vs 放款37.0%

💡 削减约-$48.51/日，资源向Google倾斜

🏆整体ROI达标（9.5% ≥ 5.0%）

申请金额 $784.15，总花费 $247.67

💡 可适度扩大总预算10-15%，测试放量上限

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