9credit 日报 · 2026-07-27

01总体大盘 · Real-time Top Summary 截至 2026-07-27 02:59 | 花费含汇率系数

💰

今日总花费

$71.31

昨日同期 $121.58 -41.3%

📝

注册成本 CPA

$1.15

花费 $71.31 ÷ 注册 62

🏦

今日放款量

2

截至02时

💵

放款成本 CPL

$35.66

花费 $71.31 ÷ 放款 2

✅

审批通过率

12.2%

riskpass 10 ÷ apply 82

🎯

打款率

20.0%

放款 2 ÷ 审批通过 10

📈

放款/注册率

3.2%

放款 2 ÷ 注册 62

02每小时消耗折线对比独立每小时消耗（非累计）| 今日曲线截至当前时刻

Google Ads 今日 $41.56 | 昨日同期 $67.45 | 昨日全天 $1,340 -38.4% 环比

Meta/FB 今日 $4.92 | 昨日同期 $10.08 | 昨日全天 $222.56 -51.2% 环比

TikTok 今日 $24.84 | 昨日同期 $44.05 | 昨日全天 $653.63 -43.6% 环比

03渠道综合数据表 ★ 花费 = 媒体API实时数据（含系数）

渠道	Install	注册	申请	Approved	放款	均单金额	申请金额	ROI	花费 ★	CPI	CPA	CPS	审批率	风控通过率
Google Ads	34	21	26	2	2	$0.43	$11.26	1.6%	$41.56	$0.62	$10.57	$10.57	7.7%	100.0%
TikTok	38	20	26	5	0	$0.00	$0.00	0.0%	$24.84	$0.47	$0.00	$0.00	19.2%	100.0%
Organic	15	8	13	1	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	7.7%	100.0%
Meta (FB+IG+AN) FB+IG+AN合并	15	8	7	1	0	$0.00	$0.00	0.0%	$4.92	$0.46	$0.00	$0.00	14.3%	100.0%
opay	7	4	9	1	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	11.1%	100.0%
Untrusted Devices	2	1	1	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%

04Campaign 细分下钻大盘平均CPA = $35.66；预警阈值 = $48.14（×1.35）

渠道	Campaign	Install	注册	申请	Approved	放款	花费	CPA	CPS	ROI	审批率	标记
Google Ads ACI	Nigeria-9c-1113-credit5000+ (20959936961)	33	21	25	2	2	$20.05	$10.02	$10.02	1.7%	8.0%	—
TikTok SAN	TT-9C-3/31-loan-test (1861178003155986)	33	19	19	4	0	$16.76	$0.00	$0.00	0.0%	21.1%	—
Google Ads ACI	GG-9credit-3.0-loan-5/26-test (23885913778)	0	0	0	0	0	$1.10	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9credit-6/29-loan-test (1869315867073858)	2	0	2	0	0	$0.79	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9C-LOAN-6/12-time (1834710892745777)	3	1	5	1	0	$0.18	$0.00	$0.00	0.0%	20.0%	—
Google Organic Search	legit online loan apps in nigeria	1	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—

05占比分析

💰 花费占比

🏦 放款量占比

💡 当前 Google 消耗占比最高（58.3%），放款量占比仅为（100.0%），CPA = $20.78，请注意优化投放效率。

06智能优化建议引擎Campaign预警0条·扩量0条·渠道策略2条 | 大盘CPA $35.66·目标$5.00·放款率4.9%

🎯 Campaign 预警 & 机会

✅ 当前无异常Campaign

💼 渠道预算策略建议

🟢加大 Google 投入 +15%

CPA $20.78 低于大盘42.0% | 花费占比58.0% / 放款占比100.0%

💡 日预算提高+15%（约+$6.23），优先放量

📊整体ROI 0.5% 低于目标 5.0%

申请金额 $11.26，总花费 $71.31

💡 优先放量高均单渠道/Campaign，提升资金转化比

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