9credit 日报 · 2026-07-25

01总体大盘 · Real-time Top Summary 截至 2026-07-25 12:59 | 花费含汇率系数

💰

今日总花费

$918.30

昨日同期 $1,105 -16.9%

📝

注册成本 CPA

$0.45

花费 $918.30 ÷ 注册 2.0K

🏦

今日放款量

156

截至12时

💵

放款成本 CPL

$5.89

花费 $918.30 ÷ 放款 156

✅

审批通过率

18.9%

riskpass 414 ÷ apply 2.2K

🎯

打款率

37.7%

放款 156 ÷ 审批通过 414

📈

放款/注册率

7.6%

放款 156 ÷ 注册 2.0K

02每小时消耗折线对比独立每小时消耗（非累计）| 今日曲线截至当前时刻

Google Ads 今日 $487.17 | 昨日同期 $634.48 | 昨日全天 $1,452 -23.2% 环比

Meta/FB 今日 $103.56 | 昨日同期 $100.69 | 昨日全天 $214.38 +2.9% 环比

TikTok 今日 $327.57 | 昨日同期 $369.54 | 昨日全天 $750.83 -11.4% 环比

03渠道综合数据表 ★ 花费 = 媒体API实时数据（含系数）

渠道	Install	注册	申请	Approved	放款	均单金额	申请金额	ROI	花费 ★	CPI	CPA	CPS	审批率	风控通过率
Google Ads	931	692	775	169	69	$0.53	$411.57	5.4%	$487.17	$0.25	$3.31	$3.31	21.8%	100.0%
TikTok	863	711	671	129	44	$0.19	$129.18	2.1%	$327.57	$0.22	$4.30	$4.30	19.2%	100.0%
Meta (FB+IG+AN) FB+IG+AN合并	454	305	332	67	25	$0.38	$125.30	3.1%	$103.56	$0.27	$4.89	$4.89	20.2%	100.0%
Organic	349	254	301	32	12	$0.06	$18.45	0.0%	$0.00	$0.00	$0.00	$0.00	10.6%	100.0%
opay	93	71	98	14	5	$0.96	$93.59	0.0%	$0.00	$0.00	$0.00	$0.00	14.3%	100.0%
Untrusted Devices	16	12	16	3	1	$0.46	$7.32	0.0%	$0.00	$0.00	$0.00	$0.00	18.8%	100.0%
Ease_diversion	0	0	1	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%
网盟nova-9c	0	0	2	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%

04Campaign 细分下钻大盘平均CPA = $5.89；预警阈值 = $7.95（×1.35）

渠道	Campaign	Install	注册	申请	Approved	放款	花费	CPA	CPS	ROI	审批率	标记
Google Ads ACI	Nigeria-9c-1113-credit5000+ (20959936961)	890	665	735	161	66	$200.29	$3.03	$3.03	6.0%	21.9%	—
TikTok SAN	TT-9C-LOAN-6/12-time (1834710892745777)	510	423	399	79	27	$113.99	$4.22	$4.22	1.5%	19.8%	—
TikTok SAN	TT-9C-3/31-loan-test (1861178003155986)	334	270	236	43	14	$69.84	$4.99	$4.99	2.6%	18.2%	—
Google Ads ACI	GG-9credit-3.0-loan-5/26-test (23885913778)	37	23	31	7	1	$27.91	$27.91	$27.91	0.4%	22.6%	—
TikTok SAN	TT-9credit-6/29-loan-test (1869315867073858)	19	16	27	4	2	$5.19	$2.60	$2.60	4.1%	14.8%	—
Google Organic Search	20 best loans apps	1	1	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	9credit loan app	1	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	9credit loan instant loan cash login	1	1	0	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	loan app in nigeria	1	1	0	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Facebook Installs	Expired Attributions	0	1	10	3	1	$0.00	$0.00	$0.00	0.0%	30.0%	—
Google Ads ACI	Nigeria-9c-2/5-approval (20969027993)	0	1	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Ads ACI	飞书-9c-1/17-credit5000+ (22545060648)	0	5	8	2	2	$0.00	$0.00	$0.00	0.0%	25.0%	—
Google Organic Search	quick loan app in nigeria	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	sure loan app in nigeria	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	which nigeria loan app can i borrow money from that doesn't really check credit score	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Instagram Installs	Expired Attributions	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Off-Facebook Installs	Expired Attributions	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-0514-VO-TEST (1865133192555633)	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9C-0522-purchase-test (1865874885651697)	0	0	1	1	0	$0.00	$0.00	$0.00	0.0%	100.0%	—
TikTok SAN	TT-9c-2/14-purchase-test (1857083834064929)	0	0	1	1	0	$0.00	$0.00	$0.00	0.0%	100.0%	—
TikTok SAN	TT-9C-3/12-auto-vo-test (1860093202352401)	0	1	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9C-4/19-Purchase (1829813881647106)	0	0	4	1	1	$0.00	$0.00	$0.00	0.0%	25.0%	—
TikTok SAN	TT-9credit-LOAN-AI-11/12test (1848563500353601)	0	1	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—

05占比分析

💰 花费占比

🏦 放款量占比

💡 当前 Google 消耗占比最高（53.1%），放款量占比仅为（44.2%），CPA = $7.06，请注意优化投放效率。

06智能优化建议引擎Campaign预警1条·扩量0条·渠道策略2条 | 大盘CPA $8.06·目标$5.00·放款率8.1%

🎯 Campaign 预警 & 机会

💸CPA超标GOOGLEGG-9credit-3.0-loan-5/26-test (23885913778)

📊 CPA $27.91 vs 大盘 $8.06，超出246.0%

👉 ✂️ 削减20%预算或优化出价/素材后观察

💼 渠道预算策略建议

🟢加大 Meta 投入 +25%

CPA $4.14 低于大盘49.0% | 花费占比11.0% / 放款占比22.0%

💡 日预算提高+25%（约+$25.89），优先放量

📊整体ROI 2.6% 低于目标 5.0%

申请金额 $785.42，总花费 $918.30

💡 优先放量高均单渠道/Campaign，提升资金转化比

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