9credit 日报 · 2026-07-10

01总体大盘 · Real-time Top Summary 截至 2026-07-10 03:59 | 花费含汇率系数

💰

今日总花费

$33.08

昨日同期 $58.68 -43.6%

📝

注册成本 CPA

$0.20

花费 $33.08 ÷ 注册 167

🏦

今日放款量

4

截至03时

💵

放款成本 CPL

$8.27

花费 $33.08 ÷ 放款 4

✅

审批通过率

16.8%

riskpass 28 ÷ apply 167

🎯

打款率

14.3%

放款 4 ÷ 审批通过 28

📈

放款/注册率

2.4%

放款 4 ÷ 注册 167

02每小时消耗折线对比独立每小时消耗（非累计）| 今日曲线截至当前时刻

Google Ads 今日 $0.00 | 昨日同期 $0.00 | 昨日全天 $0.00 +0.0% 环比

Meta/FB 今日 $6.93 | 昨日同期 $8.97 | 昨日全天 $197.03 -22.7% 环比

TikTok 今日 $26.14 | 昨日同期 $49.72 | 昨日全天 $412.94 -47.4% 环比

03渠道综合数据表 ★ 花费 = 媒体API实时数据（含系数）

渠道	Install	注册	申请	Approved	放款	均单金额	申请金额	ROI	花费 ★	CPI	CPA	CPS	审批率	风控通过率
TikTok	55	47	50	10	2	$0.06	$3.19	0.9%	$26.15	$0.20	$5.43	$5.43	20.0%	100.0%
Google Ads	84	64	54	12	1	$0.02	$1.31	0.2%	$17.40	$0.21	$17.40	$17.40	22.2%	100.0%
Untrusted Devices	0	1	0	0	1	$0.00	$1.09	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%
Organic	49	35	38	1	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	2.6%	100.0%
Meta (FB+IG+AN) FB+IG+AN合并	18	9	14	4	0	$0.00	$0.00	0.0%	$6.93	$0.25	$0.00	$0.00	28.6%	100.0%
opay	12	11	11	1	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	9.1%	100.0%

04Campaign 细分下钻大盘平均CPA = $8.27；预警阈值 = $11.17（×1.35）

渠道	Campaign	Install	注册	申请	Approved	放款	花费	CPA	CPS	ROI	审批率	标记
Google Ads ACI	Nigeria-9c-1113-credit5000+ (20959936961)	80	60	50	12	1	$15.77	$15.77	$15.77	0.2%	24.0%	—
TikTok SAN	TT-9C-LOAN-6/12-time (1834710892745777)	47	40	40	8	1	$9.63	$9.63	$9.63	0.5%	20.0%	—
Google Ads ACI	GG-9credit-3.0-loan-5/26-test (23885913778)	3	3	1	0	0	$1.64	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9credit-6/29-loan-test (1869315867073858)	2	2	2	1	0	$0.62	$0.00	$0.00	0.0%	50.0%	—
TikTok SAN	TT-9C-3/31-loan-test (1861178003155986)	6	5	7	1	1	$0.61	$0.61	$0.61	8.6%	14.3%	—
Google Organic Search	9ja loan	1	1	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Ads ACI	Nigeria-9c-2/5-approval (20969027993)	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Ads ACI	飞书-9c-1/17-credit5000+ (22545060648)	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9C-0522-purchase-test (1865874885651697)	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—

05占比分析

💰 花费占比

🏦 放款量占比

💡 当前 TikTok 消耗占比最高（79.1%），放款量占比仅为（50.0%），CPA = $13.07，请注意优化投放效率。

06智能优化建议引擎Campaign预警1条·扩量1条·渠道策略3条 | 大盘CPA $11.03·目标$5.00·放款率2.7%

🎯 Campaign 预警 & 机会

💸CPA超标GOOGLENigeria-9c-1113-credit5000+ (20959936961)

📊 CPA $15.77 vs 大盘 $11.03，超出43.0%

👉 ✂️ 削减20%预算或优化出价/素材后观察

🚀扩量机会TIKTOKTT-9C-3/31-loan-test (1861178003155986)

📊 放款率20.0%(大盘2.7%)，ROI 8.6%

👉 📈 提高预算+20%（+$0.12/日），低成本窗口

💼 渠道预算策略建议

🔴压缩 Meta 预算 -20%

CPA $999.00 高于大盘8959.0% | 花费21.0% vs 放款0.0%

💡 削减约-$1.39/日，资源向Google倾斜

⚖️渠道集中度过高（TikTok 占79.0%）

单渠道依赖大，且CPA偏高 $13.07

💡 将10-15%预算分流其他渠道，降低集中风险

📊整体ROI 0.5% 低于目标 5.0%

申请金额 $5.59，总花费 $33.08

💡 优先放量高均单渠道/Campaign，提升资金转化比

📊 9credit 广告日报