9credit 日报 · 2026-08-04

01总体大盘 · Real-time Top Summary 完整小时截至 10:59 · 11:00进行中不计入环比 | 花费含汇率系数

💰

今日总花费

$749.46

昨日同期 $152.97 +389.9%

📝

注册成本 CPA

$0.52

花费 $749.46 ÷ 注册 1.4K

🏦

今日放款量

104

完整至10时

💵

放款成本 CPL

$7.21

花费 $749.46 ÷ 放款 104

✅

审批通过率

16.0%

riskpass 271 ÷ apply 1.7K

🎯

打款率

38.4%

放款 104 ÷ 审批通过 271

📈

放款/注册率

7.3%

放款 104 ÷ 注册 1.4K

02每小时消耗折线对比独立每小时消耗（非累计）| 环比仅完整小时

Google Ads 今日 $527.31 | 昨日同期 $0.00 | 昨日全天 $733.56 +0.0% 环比 · 11点进行中未计入

Meta/FB 今日 $77.35 | 昨日同期 $67.52 | 昨日全天 $234.71 +14.6% 环比 · 11点进行中未计入

TikTok 今日 $144.80 | 昨日同期 $85.46 | 昨日全天 $417.85 +69.4% 环比 · 11点进行中未计入

03渠道综合数据表 ★ 花费 = 媒体API实时数据（含系数）

渠道	Install	注册	申请	Approved	放款	均单金额	申请金额	ROI	花费 ★	CPI	CPA	CPS	审批率	风控通过率
Google Ads	599	448	571	110	44	$1.00	$573.37	11.0%	$527.31	$0.26	$3.55	$3.55	19.3%	100.0%
TikTok	542	452	456	65	23	$0.48	$219.45	5.3%	$156.52	$0.23	$5.42	$5.42	14.3%	100.0%
Meta (FB+IG+AN) FB+IG+AN合并	357	237	249	45	17	$0.80	$198.04	4.7%	$86.78	$0.35	$7.40	$7.40	18.1%	100.0%
Organic	320	214	316	35	14	$0.08	$26.54	0.0%	$0.00	$0.00	$0.00	$0.00	11.1%	100.0%
opay	97	74	93	17	6	$0.10	$9.38	0.0%	$0.00	$0.00	$0.00	$0.00	18.3%	100.0%
Untrusted Devices	10	10	13	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%
offical_website	1	2	1	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%
Ease_diversion	0	0	2	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%
网盟nova-9c	0	1	1	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%

04Campaign 细分下钻大盘平均CPA = $7.41；预警阈值 = $10.00（×1.35）

渠道	Campaign	Install	注册	申请	Approved	放款	花费	CPA	CPS	ROI	审批率	标记
Google Ads ACI	Nigeria-9c-1113-credit5000+ (20959936961)	545	406	520	100	40	$125.65	$3.14	$3.14	13.3%	19.2%	—
TikTok SAN	TT-9C-3/31-loan-test (1861178003155986)	227	175	202	30	13	$71.87	$5.53	$5.53	7.2%	14.9%	—
TikTok SAN	TT-9C-LOAN-6/12-time (1834710892745777)	300	260	234	33	9	$49.09	$5.45	$5.45	2.8%	14.1%	—
Google Ads ACI	GG-9credit-3.0-loan-5/26-test (23885913778)	52	35	42	9	3	$30.59	$10.20	$10.20	1.2%	21.4%	—
TikTok SAN	TT-9credit-6/29-loan-test (1869315867073858)	12	11	13	2	1	$3.69	$3.69	$3.69	1.0%	15.4%	—
TikTok SAN	TT-9C-7/28-LOAN-test (1871956258578482)	3	3	2	0	0	$0.05	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	9 credit instant loan app	1	0	0	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	9credit loan chase	1	1	0	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	best loan app in nigeria	1	1	0	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Facebook Installs	Expired Attributions	0	5	4	1	0	$0.00	$0.00	$0.00	0.0%	25.0%	—
Google Ads ACI	飞书-9c-1/17-credit5000+ (22545060648)	0	5	8	1	1	$0.00	$0.00	$0.00	0.0%	12.5%	—
Google Organic Search	loan apps	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9C-0522-purchase-test (1865874885651697)	0	1	0	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9C-4/19-Purchase (1829813881647106)	0	0	3	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9C-purchase-11/9-test (1851030776499857)	0	2	2	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—

05占比分析

💰 花费占比

🏦 放款量占比

💡 当前 Google 消耗占比最高（68.4%），放款量占比仅为（42.3%），CPA = $11.98，请注意优化投放效率。

06智能优化建议引擎Campaign预警1条·扩量0条·渠道策略2条 | 大盘CPA $11.50·目标$5.00·放款率7.4%

🎯 Campaign 预警 & 机会

⚠️劣质流量TIKTOKTT-9C-LOAN-6/12-time (1834710892745777)

📊 放款率 3.5% vs 大盘 7.4%

👉 📉 削减预算30-50%，检查受众授信资质

💼 渠道预算策略建议

🟢加大 Meta 投入 +25%

CPA $5.10 低于大盘56.0% | 花费占比11.0% / 放款占比25.0%

💡 日预算提高+25%（约+$21.69），优先放量

📊整体ROI 4.0% 低于目标 5.0%

申请金额 $1,027，总花费 $770.60

💡 优先放量高均单渠道/Campaign，提升资金转化比

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