9credit 日报 · 2026-08-03

01总体大盘 · Real-time Top Summary 完整小时截至 03:59 · 04:00进行中不计入环比 | 花费含汇率系数

💰

今日总花费

$95.87

昨日同期 $95.83 +0.0%

📝

注册成本 CPA

$0.53

花费 $95.87 ÷ 注册 182

🏦

今日放款量

10

完整至03时

💵

放款成本 CPL

$9.59

花费 $95.87 ÷ 放款 10

✅

审批通过率

12.3%

riskpass 26 ÷ apply 211

🎯

打款率

38.5%

放款 10 ÷ 审批通过 26

📈

放款/注册率

5.5%

放款 10 ÷ 注册 182

02每小时消耗折线对比独立每小时消耗（非累计）| 环比仅完整小时

Google Ads 今日 $64.23 | 昨日同期 $57.75 | 昨日全天 $890.39 +11.2% 环比 · 04点进行中未计入

Meta/FB 今日 $9.29 | 昨日同期 $14.57 | 昨日全天 $223.25 -36.2% 环比 · 04点进行中未计入

TikTok 今日 $22.36 | 昨日同期 $23.51 | 昨日全天 $321.71 -4.9% 环比 · 04点进行中未计入

03渠道综合数据表 ★ 花费 = 媒体API实时数据（含系数）

渠道	Install	注册	申请	Approved	放款	均单金额	申请金额	ROI	花费 ★	CPI	CPA	CPS	审批率	风控通过率
Google Ads	88	69	85	13	7	$0.46	$39.40	10.6%	$64.23	$0.13	$1.59	$1.59	15.3%	100.0%
Meta (FB+IG+AN) FB+IG+AN合并	24	21	27	5	2	$0.18	$4.78	2.6%	$9.34	$0.23	$2.74	$2.74	18.5%	100.0%
Organic	48	22	38	3	1	$0.04	$1.54	0.0%	$0.00	$0.00	$0.00	$0.00	7.9%	100.0%
TikTok	61	52	38	3	0	$0.00	$0.00	0.0%	$22.67	$0.15	$0.00	$0.00	7.9%	100.0%
opay	19	16	21	2	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	9.5%	100.0%
Untrusted Devices	1	1	1	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%
Ease_diversion	0	1	1	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%

04Campaign 细分下钻大盘平均CPA = $9.62；预警阈值 = $12.99（×1.35）

渠道	Campaign	Install	注册	申请	Approved	放款	花费	CPA	CPS	ROI	审批率	标记
Google Ads ACI	Nigeria-9c-1113-credit5000+ (20959936961)	74	58	70	11	5	$10.12	$2.02	$2.02	4.9%	15.7%	—
TikTok SAN	TT-9C-3/31-loan-test (1861178003155986)	59	47	29	2	0	$8.68	$0.00	$0.00	0.0%	6.9%	—
Google Ads ACI	GG-9credit-3.0-loan-5/26-test (23885913778)	13	9	10	2	2	$1.02	$0.51	$0.51	66.7%	20.0%	—
TikTok SAN	TT-9credit-6/29-loan-test (1869315867073858)	2	2	3	1	0	$0.47	$0.00	$0.00	0.0%	33.3%	—
TikTok SAN	TT-9C-7/28-LOAN-test (1871956258578482)	0	0	0	0	0	$0.01	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	loan app in nigeria	1	1	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Ads ACI	飞书-9c-1/17-credit5000+ (22545060648)	0	1	2	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	9credit loan app	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	best loan app in nigeria	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Off-Facebook Installs	Expired Attributions	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9C-4/19-Purchase (1829813881647106)	0	1	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9C-LOAN-6/12-time (1834710892745777)	0	2	5	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—

05占比分析

💰 花费占比

🏦 放款量占比

💡 当前 Google 消耗占比最高（66.7%），放款量占比仅为（70.0%），CPA = $9.18，请注意优化投放效率。

06智能优化建议引擎Campaign预警0条·扩量1条·渠道策略3条 | 大盘CPA $13.75·目标$5.00·放款率5.8%

🎯 Campaign 预警 & 机会

🚀扩量机会GOOGLEGG-9credit-3.0-loan-5/26-test (23885913778)

📊 放款率22.2%(大盘5.8%)，ROI 66.7%

👉 📈 提高预算+20%（+$0.20/日），低成本窗口

💼 渠道预算策略建议

🟢加大 Meta 投入 +25%

CPA $4.67 低于大盘66.0% | 花费占比10.0% / 放款占比29.0%

💡 日预算提高+25%（约+$2.33），优先放量

🔴压缩 TikTok 预算 -20%

CPA $999.00 高于大盘7167.0% | 花费24.0% vs 放款0.0%

💡 削减约-$4.53/日，资源向Meta倾斜

📊整体ROI 1.4% 低于目标 5.0%

申请金额 $45.72，总花费 $96.23

💡 优先放量高均单渠道/Campaign，提升资金转化比

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