9credit 日报 · 2026-07-27

01总体大盘 · Real-time Top Summary 截至 2026-07-27 04:59 | 花费含汇率系数

💰

今日总花费

$117.72

昨日同期 $168.42 -30.1%

📝

注册成本 CPA

$0.57

花费 $117.72 ÷ 注册 208

🏦

今日放款量

13

截至04时

💵

放款成本 CPL

$9.06

花费 $117.72 ÷ 放款 13

✅

审批通过率

15.9%

riskpass 34 ÷ apply 214

🎯

打款率

38.2%

放款 13 ÷ 审批通过 34

📈

放款/注册率

6.2%

放款 13 ÷ 注册 208

02每小时消耗折线对比独立每小时消耗（非累计）| 今日曲线截至当前时刻

Google Ads 今日 $73.68 | 昨日同期 $94.10 | 昨日全天 $1,342 -21.7% 环比

Meta/FB 今日 $10.00 | 昨日同期 $14.24 | 昨日全天 $222.74 -29.8% 环比

TikTok 今日 $34.04 | 昨日同期 $60.08 | 昨日全天 $653.63 -43.3% 环比

03渠道综合数据表 ★ 花费 = 媒体API实时数据（含系数）

渠道	Install	注册	申请	Approved	放款	均单金额	申请金额	ROI	花费 ★	CPI	CPA	CPS	审批率	风控通过率
Google Ads	84	60	77	16	7	$0.26	$20.25	2.9%	$73.69	$0.25	$3.02	$3.02	20.8%	100.0%
TikTok	88	71	58	11	3	$0.15	$8.63	1.5%	$34.03	$0.20	$5.91	$5.91	19.0%	100.0%
Meta (FB+IG+AN) FB+IG+AN合并	39	23	18	3	2	$0.46	$8.26	3.6%	$10.00	$0.18	$3.44	$3.44	16.7%	100.0%
opay	22	19	22	3	1	$0.08	$1.68	0.0%	$0.00	$0.00	$0.00	$0.00	13.6%	100.0%
Organic	49	33	36	1	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	2.8%	100.0%
Untrusted Devices	2	2	1	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%
Ease_diversion	0	0	1	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%
网盟nova-9c	0	0	1	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%

04Campaign 细分下钻大盘平均CPA = $9.06；预警阈值 = $12.22（×1.35）

渠道	Campaign	Install	注册	申请	Approved	放款	花费	CPA	CPS	ROI	审批率	标记
Google Ads ACI	Nigeria-9c-1113-credit5000+ (20959936961)	77	53	72	16	7	$20.05	$2.86	$2.86	3.0%	22.2%	—
TikTok SAN	TT-9C-3/31-loan-test (1861178003155986)	81	65	44	8	2	$16.76	$8.38	$8.38	1.0%	18.2%	—
Google Ads ACI	GG-9credit-3.0-loan-5/26-test (23885913778)	5	4	2	0	0	$1.10	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9credit-6/29-loan-test (1869315867073858)	2	1	2	0	0	$0.79	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9C-LOAN-6/12-time (1834710892745777)	5	5	12	3	1	$0.18	$0.18	$0.18	51.2%	25.0%	—
Google Organic Search	9credit loan app download	1	1	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	legit online loan apps in nigeria	1	1	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Ads ACI	飞书-9c-1/17-credit5000+ (22545060648)	0	1	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—

05占比分析

💰 花费占比

🏦 放款量占比

💡 当前 Google 消耗占比最高（62.6%），放款量占比仅为（53.8%），CPA = $10.53，请注意优化投放效率。

06智能优化建议引擎Campaign预警0条·扩量1条·渠道策略2条 | 大盘CPA $11.77·目标$5.00·放款率7.6%

🎯 Campaign 预警 & 机会

🚀扩量机会TIKTOKTT-9C-LOAN-6/12-time (1834710892745777)

📊 放款率20.0%(大盘7.6%)，ROI 51.2%

👉 📈 提高预算+20%（+$0.04/日），低成本窗口

💼 渠道预算策略建议

🟢加大 Meta 投入 +25%

CPA $5.00 低于大盘58.0% | 花费占比8.0% / 放款占比20.0%

💡 日预算提高+25%（约+$2.50），优先放量

📊整体ROI 1.0% 低于目标 5.0%

申请金额 $38.83，总花费 $117.72

💡 优先放量高均单渠道/Campaign，提升资金转化比

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