9credit 日报 · 2026-07-26

01总体大盘 · Real-time Top Summary 截至 2026-07-26 22:59 | 花费含汇率系数

💰

今日总花费

$2,067

昨日同期 $2,436 -15.1%

📝

注册成本 CPA

$0.39

花费 $2,067 ÷ 注册 5.3K

🏦

今日放款量

386

截至22时

💵

放款成本 CPL

$5.36

花费 $2,067 ÷ 放款 386

✅

审批通过率

18.8%

riskpass 1.0K ÷ apply 5.5K

🎯

打款率

37.6%

放款 386 ÷ 审批通过 1.0K

📈

放款/注册率

7.3%

放款 386 ÷ 注册 5.3K

02每小时消耗折线对比独立每小时消耗（非累计）| 今日曲线截至当前时刻

Google Ads 今日 $1,256 | 昨日同期 $1,452 | 昨日全天 $1,466 -13.5% 环比

Meta/FB 今日 $207.30 | 昨日同期 $220.81 | 昨日全天 $221.67 -6.1% 环比

TikTok 今日 $604.47 | 昨日同期 $762.54 | 昨日全天 $784.41 -20.7% 环比

03渠道综合数据表 ★ 花费 = 媒体API实时数据（含系数）

渠道	Install	注册	申请	Approved	放款	均单金额	申请金额	ROI	花费 ★	CPI	CPA	CPS	审批率	风控通过率
Google Ads	2.2K	1.8K	1.9K	374	167	$0.82	$1,578	4.0%	$1,256	$0.55	$7.13	$7.13	19.5%	100.0%
TikTok	2.1K	1.8K	1.7K	318	84	$0.21	$351.16	0.0%	$604.49	$0.00	$0.00	$0.00	18.8%	100.0%
Meta (FB+IG+AN) FB+IG+AN合并	1.2K	855	833	196	82	$0.50	$418.76	2.3%	$207.31	$0.46	$6.69	$6.69	23.5%	100.0%
Organic	919	655	765	106	44	$0.34	$262.29	0.0%	$0.00	$0.00	$0.00	$0.00	13.9%	100.0%
opay	216	172	218	30	9	$0.14	$31.35	0.0%	$0.00	$0.00	$0.00	$0.00	13.8%	100.0%
Untrusted Devices	34	25	30	3	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	10.0%	100.0%
offical_website	1	0	1	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%
Ease_diversion	0	2	5	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%
Pangle	0	0	2	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%
TikTok for Business (Ad Spend)	0	0	0	0	0	$0.00	$0.00	0.0%	$608.92	$0.00	$0.00	$0.00	0.0%	0.0%
网盟nova-9c	0	0	1	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%

04Campaign 细分下钻大盘平均CPA = $5.36；预警阈值 = $7.23（×1.35）

渠道	Campaign	Install	注册	申请	Approved	放款	花费	CPA	CPS	ROI	审批率	标记
Google Ads ACI	Nigeria-9c-1113-credit5000+ (20959936961)	2.1K	1.7K	1.8K	348	150	$1,079	$7.19	$7.19	3.1%	19.2%	—
Google Ads ACI	GG-9credit-3.0-loan-5/26-test (23885913778)	67	50	65	20	15	$110.73	$7.38	$7.38	12.4%	30.8%	⚠️ CPA超标
TikTok SAN	TT-9C-3/31-loan-test (1861178003155986)	1.2K	986	790	152	38	$0.00	$0.00	$0.00	0.0%	19.2%	—
TikTok SAN	TT-9C-LOAN-6/12-time (1834710892745777)	934	798	848	159	44	$0.00	$0.00	$0.00	0.0%	18.8%	—
TikTok SAN	TT-9credit-6/29-loan-test (1869315867073858)	26	24	44	6	1	$0.00	$0.00	$0.00	0.0%	13.6%	—
Google Organic Search	9cred	1	1	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	9credit loan app	1	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	app you can borrow money from with bvn and nin	1	1	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	easy loan app in nigeria	1	1	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	instant loan app in nigeria	1	1	0	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	loan app in nigeria	1	1	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	loan that can borrow me 100k	1	1	0	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Facebook Installs	Expired Attributions	0	4	14	2	1	$0.00	$0.00	$0.00	0.0%	14.3%	—
Google Ads ACI	Nigeria-9c-2/5-approval (20969027993)	0	1	3	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Ads ACI	飞书-9c-1/17-credit5000+ (22545060648)	0	16	30	6	2	$0.00	$0.00	$0.00	0.0%	20.0%	—
Google Organic Search	best loan app	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	best loan app in nigeria	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	loan app that disburse to opay account	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	loan apps	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	which loan app gives 100k instantly	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Off-Facebook Installs	Expired Attributions	0	2	4	1	1	$0.00	$0.00	$0.00	0.0%	25.0%	—
TikTok SAN	TT-0514-VO-TEST (1865133192555633)	0	0	2	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9C-4/19-Purchase (1829813881647106)	0	6	9	1	1	$0.00	$0.00	$0.00	0.0%	11.1%	—
TikTok SAN	TT-9c-4/23-loan-test (1863069733274801)	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—

05占比分析

💰 花费占比

🏦 放款量占比

💡 当前 Google 消耗占比最高（60.7%），放款量占比仅为（43.3%），CPA = $7.52，请注意优化投放效率。

06智能优化建议引擎Campaign预警0条·扩量0条·渠道策略2条 | 大盘CPA $8.17·目标$5.00·放款率7.0%

🎯 Campaign 预警 & 机会

✅ 当前无异常Campaign

💼 渠道预算策略建议

🟢加大 Meta 投入 +25%

CPA $2.53 低于大盘69.0% | 花费占比10.0% / 放款占比32.0%

💡 日预算提高+25%（约+$51.83），优先放量

📊整体ROI 3.8% 低于目标 5.0%

申请金额 $2,642，总花费 $2,067

💡 优先放量高均单渠道/Campaign，提升资金转化比

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