9credit 日报 · 2026-07-09

01总体大盘 · Real-time Top Summary 截至 2026-07-09 14:59 | 花费含汇率系数

💰

今日总花费

$366.96

昨日同期 $408.43 -10.2%

📝

注册成本 CPA

$0.15

花费 $366.96 ÷ 注册 2.4K

🏦

今日放款量

183

截至14时

💵

放款成本 CPL

$2.01

花费 $366.96 ÷ 放款 183

✅

审批通过率

19.1%

riskpass 518 ÷ apply 2.7K

🎯

打款率

35.3%

放款 183 ÷ 审批通过 518

📈

放款/注册率

7.5%

放款 183 ÷ 注册 2.4K

02每小时消耗折线对比独立每小时消耗（非累计）| 今日曲线截至当前时刻

Google Ads 今日 $0.00 | 昨日同期 $0.00 | 昨日全天 $0.00 +0.0% 环比

Meta/FB 今日 $122.19 | 昨日同期 $129.50 | 昨日全天 $211.21 -5.6% 环比

TikTok 今日 $244.76 | 昨日同期 $278.92 | 昨日全天 $590.32 -12.2% 环比

03渠道综合数据表 ★ 花费 = 媒体API实时数据（含系数）

渠道	Install	注册	申请	Approved	放款	均单金额	申请金额	ROI	花费 ★	CPI	CPA	CPS	审批率	风控通过率
Google Ads	1.3K	1.1K	1.1K	213	83	$0.92	$1,033	5.5%	$566.80	$0.43	$6.83	$6.83	19.0%	100.0%
TikTok	829	731	763	159	39	$0.30	$232.34	3.1%	$244.77	$0.27	$5.73	$5.73	20.8%	100.0%
Organic	408	287	391	69	31	$0.63	$245.71	0.0%	$0.00	$0.00	$0.00	$0.00	17.6%	100.0%
Meta (FB+IG+AN) FB+IG+AN合并	352	263	333	62	24	$0.90	$299.51	5.5%	$122.19	$0.46	$6.75	$6.75	18.6%	100.0%
opay	97	71	94	12	5	$0.13	$11.78	0.0%	$0.00	$0.00	$0.00	$0.00	12.8%	100.0%
Untrusted Devices	18	14	12	1	1	$0.16	$1.96	0.0%	$0.00	$0.00	$0.00	$0.00	8.3%	100.0%
网盟nova-9c	0	1	3	2	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	66.7%	100.0%

04Campaign 细分下钻大盘平均CPA = $2.01；预警阈值 = $2.71（×1.35）

渠道	Campaign	Install	注册	申请	Approved	放款	花费	CPA	CPS	ROI	审批率	标记
Google Ads ACI	Nigeria-9c-1113-credit5000+ (20959936961)	1.2K	979	1.0K	191	69	$500.55	$7.25	$7.25	4.3%	18.6%	⚠️ CPA超标
TikTok SAN	TT-9C-LOAN-6/12-time (1834710892745777)	626	548	529	118	30	$143.06	$4.77	$4.77	4.4%	22.3%	⚠️ CPA超标
TikTok SAN	TT-9C-3/31-loan-test (1861178003155986)	172	152	207	35	7	$67.85	$9.69	$9.69	0.6%	16.9%	⚠️ CPA超标
Google Ads ACI	GG-9credit-3.0-loan-5/26-test (23885913778)	84	67	64	18	13	$66.24	$5.10	$5.10	14.0%	28.1%	⚠️ CPA超标
TikTok SAN	TT-9credit-6/29-loan-test (1869315867073858)	31	27	17	6	2	$12.43	$6.21	$6.21	2.1%	35.3%	—
Google Organic Search	9 credit loan	1	0	0	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	9credit loan app	1	1	1	1	0	$0.00	$0.00	$0.00	0.0%	100.0%	—
Google Organic Search	fastest loan app in nigeria	1	0	0	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	loan app	1	1	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	urgent loan app in nigeria	1	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	which loan app gives 50,000 instantly	1	1	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Facebook Installs	Expired Attributions	0	2	6	1	2	$0.00	$0.00	$0.00	0.0%	16.7%	—
Google Ads ACI	9credit2-2.5-Loan-0530 (14900376715)	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Ads ACI	Nigeria-9c-2/5-approval (20969027993)	0	0	2	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Ads ACI	飞书-9c-1/17-credit5000+ (22545060648)	0	15	22	2	1	$0.00	$0.00	$0.00	0.0%	9.1%	—
Google Organic Search	9 credit	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	9 credit loan app	0	0	1	1	0	$0.00	$0.00	$0.00	0.0%	100.0%	—
Google Organic Search	app that gives loan instantly in nigeria	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	which loan app gives 100k instantly	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	which loan app will borrow me 200k	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Off-Facebook Installs	Expired Attributions	0	1	0	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-0514-VO-TEST (1865133192555633)	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9c-2/14-purchase-test (1857083834064929)	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9C-3/12-LOAN-test (1859444290528338)	0	1	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9C-4/19-Purchase (1829813881647106)	0	3	6	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9C-4/9-loan-test (1861974316390417)	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—

05占比分析

💰 花费占比

🏦 放款量占比

💡 当前 TikTok 消耗占比最高（66.7%），放款量占比仅为（21.3%），CPA = $6.28，请注意优化投放效率。

06智能优化建议引擎Campaign预警4条·扩量0条·渠道策略2条 | 大盘CPA $2.96·目标$5.00·放款率6.9%

🎯 Campaign 预警 & 机会

💸CPA超标GOOGLENigeria-9c-1113-credit5000+ (20959936961)

📊 CPA $7.25 vs 大盘 $2.96，超出145.0%

👉 ✂️ 削减20%预算或优化出价/素材后观察

💸CPA超标TIKTOKTT-9C-LOAN-6/12-time (1834710892745777)

📊 CPA $4.77 vs 大盘 $2.96，超出61.0%

👉 ✂️ 削减20%预算或优化出价/素材后观察

💸CPA超标TIKTOKTT-9C-3/31-loan-test (1861178003155986)

📊 CPA $9.69 vs 大盘 $2.96，超出228.0%

👉 ✂️ 削减20%预算或优化出价/素材后观察

💸CPA超标GOOGLEGG-9credit-3.0-loan-5/26-test (23885913778)

📊 CPA $5.10 vs 大盘 $2.96，超出72.0%

👉 ✂️ 削减20%预算或优化出价/素材后观察

💼 渠道预算策略建议

🔴压缩 TikTok 预算 -30%

CPA $6.28 高于大盘112.0% | 花费67.0% vs 放款31.0%

💡 削减约-$73.43/日，资源向Google倾斜

🏆整体ROI达标（14.9% ≥ 5.0%）

申请金额 $1,824，总花费 $366.96

💡 可适度扩大总预算10-15%，测试放量上限

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