9credit 日报 · 2026-07-25

01总体大盘 · Real-time Top Summary 截至 2026-07-25 04:59 | 花费含汇率系数

💰

今日总花费

$142.72

昨日同期 $169.89 -16.0%

📝

注册成本 CPA

$0.55

花费 $142.72 ÷ 注册 258

🏦

今日放款量

15

截至04时

💵

放款成本 CPL

$9.51

花费 $142.72 ÷ 放款 15

✅

审批通过率

16.9%

riskpass 44 ÷ apply 261

🎯

打款率

34.1%

放款 15 ÷ 审批通过 44

📈

放款/注册率

5.8%

放款 15 ÷ 注册 258

02每小时消耗折线对比独立每小时消耗（非累计）| 今日曲线截至当前时刻

Google Ads 今日 $87.21 | 昨日同期 $96.05 | 昨日全天 $1,444 -9.2% 环比

Meta/FB 今日 $9.97 | 昨日同期 $12.26 | 昨日全天 $213.44 -18.7% 环比

TikTok 今日 $45.53 | 昨日同期 $61.58 | 昨日全天 $750.83 -26.1% 环比

03渠道综合数据表 ★ 花费 = 媒体API实时数据（含系数）

渠道	Install	注册	申请	Approved	放款	均单金额	申请金额	ROI	花费 ★	CPI	CPA	CPS	审批率	风控通过率
TikTok	121	90	77	13	7	$0.15	$11.79	1.7%	$45.54	$0.18	$3.03	$3.03	16.9%	100.0%
Google Ads	125	97	104	23	6	$0.15	$15.60	1.7%	$87.22	$0.22	$4.51	$4.51	22.1%	100.0%
Organic	51	33	46	4	1	$0.03	$1.54	0.0%	$0.00	$0.00	$0.00	$0.00	8.7%	100.0%
opay	22	14	9	0	1	$0.16	$1.47	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%
Meta (FB+IG+AN) FB+IG+AN合并	36	22	23	4	0	$0.00	$0.00	0.0%	$9.97	$0.33	$0.00	$0.00	17.4%	100.0%
Untrusted Devices	2	2	1	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%
网盟nova-9c	0	0	1	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%

04Campaign 细分下钻大盘平均CPA = $9.51；预警阈值 = $12.85（×1.35）

渠道	Campaign	Install	注册	申请	Approved	放款	花费	CPA	CPS	ROI	审批率	标记
Google Ads ACI	Nigeria-9c-1113-credit5000+ (20959936961)	114	88	96	19	5	$20.83	$4.17	$4.17	1.7%	19.8%	—
TikTok SAN	TT-9C-LOAN-6/12-time (1834710892745777)	98	71	59	12	5	$18.14	$3.63	$3.63	1.0%	20.3%	—
Google Ads ACI	GG-9credit-3.0-loan-5/26-test (23885913778)	9	6	7	4	1	$6.21	$6.21	$6.21	1.8%	57.1%	—
TikTok SAN	TT-9C-3/31-loan-test (1861178003155986)	20	17	17	1	2	$1.91	$0.95	$0.95	9.3%	5.9%	—
TikTok SAN	TT-9credit-6/29-loan-test (1869315867073858)	3	2	1	0	0	$1.15	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	20 best loans apps	1	1	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	loan app in nigeria	1	1	0	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Facebook Installs	Expired Attributions	0	0	2	1	0	$0.00	$0.00	$0.00	0.0%	50.0%	—
Google Ads ACI	飞书-9c-1/17-credit5000+ (22545060648)	0	1	0	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Instagram Installs	Expired Attributions	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Off-Facebook Installs	Expired Attributions	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—

05占比分析

💰 花费占比

🏦 放款量占比

💡 当前 Google 消耗占比最高（61.1%），放款量占比仅为（40.0%），CPA = $14.54，请注意优化投放效率。

06智能优化建议引擎Campaign预警0条·扩量1条·渠道策略3条 | 大盘CPA $10.98·目标$5.00·放款率7.0%

🎯 Campaign 预警 & 机会

🚀扩量机会TIKTOKTT-9C-3/31-loan-test (1861178003155986)

📊 放款率11.8%(大盘7.0%)，ROI 9.3%

👉 📈 提高预算+20%（+$0.38/日），低成本窗口

💼 渠道预算策略建议

🟢加大 TikTok 投入 +15%

CPA $6.51 低于大盘41.0% | 花费占比32.0% / 放款占比54.0%

💡 日预算提高+15%（约+$6.83），优先放量

🔴压缩 Meta 预算 -20%

CPA $999.00 高于大盘8999.0% | 花费7.0% vs 放款0.0%

💡 削减约-$1.99/日，资源向TikTok倾斜

📊整体ROI 0.6% 低于目标 5.0%

申请金额 $30.39，总花费 $142.72

💡 优先放量高均单渠道/Campaign，提升资金转化比

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