9credit 日报 · 2026-07-26

01总体大盘 · Real-time Top Summary 截至 2026-07-26 14:59 | 花费含汇率系数

💰

今日总花费

$1,080

昨日同期 $1,408 -23.3%

📝

注册成本 CPA

$0.38

花费 $1,080 ÷ 注册 2.9K

🏦

今日放款量

207

截至14时

💵

放款成本 CPL

$5.22

花费 $1,080 ÷ 放款 207

✅

审批通过率

18.3%

riskpass 556 ÷ apply 3.0K

🎯

打款率

37.2%

放款 207 ÷ 审批通过 556

📈

放款/注册率

7.2%

放款 207 ÷ 注册 2.9K

02每小时消耗折线对比独立每小时消耗（非累计）| 今日曲线截至当前时刻

Google Ads 今日 $628.46 | 昨日同期 $802.01 | 昨日全天 $1,465 -21.6% 环比

Meta/FB 今日 $127.33 | 昨日同期 $161.92 | 昨日全天 $221.66 -21.4% 环比

TikTok 今日 $324.71 | 昨日同期 $443.89 | 昨日全天 $784.41 -26.8% 环比

03渠道综合数据表 ★ 花费 = 媒体API实时数据（含系数）

渠道	Install	注册	申请	Approved	放款	均单金额	申请金额	ROI	花费 ★	CPI	CPA	CPS	审批率	风控通过率
Google Ads	1.1K	887	1.1K	199	94	$0.69	$723.50	3.9%	$628.45	$0.50	$5.86	$5.86	19.0%	100.0%
Meta (FB+IG+AN) FB+IG+AN合并	722	489	477	108	44	$0.38	$182.49	1.9%	$127.32	$0.39	$6.47	$6.47	22.6%	100.0%
TikTok	1.3K	1.1K	954	169	42	$0.11	$104.22	1.0%	$324.70	$0.25	$7.46	$7.46	17.7%	100.0%
Organic	494	332	415	60	24	$0.15	$64.32	0.0%	$0.00	$0.00	$0.00	$0.00	14.5%	100.0%
opay	122	95	118	18	3	$0.15	$17.17	0.0%	$0.00	$0.00	$0.00	$0.00	15.3%	100.0%
Untrusted Devices	21	12	19	2	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	10.5%	100.0%
offical_website	1	0	1	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%
Ease_diversion	0	1	4	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%

04Campaign 细分下钻大盘平均CPA = $5.22；预警阈值 = $7.05（×1.35）

渠道	Campaign	Install	注册	申请	Approved	放款	花费	CPA	CPS	ROI	审批率	标记
Google Ads ACI	Nigeria-9c-1113-credit5000+ (20959936961)	1.1K	849	987	180	81	$501.44	$6.19	$6.19	2.7%	18.2%	—
TikTok SAN	TT-9C-LOAN-6/12-time (1834710892745777)	575	477	475	80	21	$173.27	$8.25	$8.25	1.0%	16.8%	⚠️ CPA超标
TikTok SAN	TT-9C-3/31-loan-test (1861178003155986)	674	566	449	86	20	$129.99	$6.50	$6.50	1.0%	19.2%	—
Google Ads ACI	GG-9credit-3.0-loan-5/26-test (23885913778)	31	26	39	15	11	$49.52	$4.50	$4.50	16.4%	38.5%	—
TikTok SAN	TT-9credit-6/29-loan-test (1869315867073858)	12	11	23	2	0	$10.04	$0.00	$0.00	0.0%	8.7%	—
Google Organic Search	easy loan app in nigeria	1	1	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	instant loan app in nigeria	1	1	0	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	loan app in nigeria	1	1	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Facebook Installs	Expired Attributions	0	2	6	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Ads ACI	Nigeria-9c-2/5-approval (20969027993)	0	0	2	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Ads ACI	飞书-9c-1/17-credit5000+ (22545060648)	0	9	18	4	2	$0.00	$0.00	$0.00	0.0%	22.2%	—
Google Organic Search	best loan app	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	which loan app gives 100k instantly	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Off-Facebook Installs	Expired Attributions	0	1	2	1	1	$0.00	$0.00	$0.00	0.0%	50.0%	—
TikTok SAN	TT-9C-4/19-Purchase (1829813881647106)	0	4	6	1	1	$0.00	$0.00	$0.00	0.0%	16.7%	—
TikTok SAN	TT-9c-4/23-loan-test (1863069733274801)	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—

05占比分析

💰 花费占比

🏦 放款量占比

💡 当前 Google 消耗占比最高（58.2%），放款量占比仅为（45.4%），CPA = $6.69，请注意优化投放效率。

06智能优化建议引擎Campaign预警0条·扩量1条·渠道策略2条 | 大盘CPA $7.89·目标$5.00·放款率7.0%

🎯 Campaign 预警 & 机会

🚀扩量机会GOOGLEGG-9credit-3.0-loan-5/26-test (23885913778)

📊 放款率42.3%(大盘7.0%)，ROI 16.4%

👉 📈 提高预算+20%（+$9.90/日），低成本窗口

💼 渠道预算策略建议

🟢加大 Meta 投入 +25%

CPA $2.89 低于大盘63.0% | 花费占比12.0% / 放款占比32.0%

💡 日预算提高+25%（约+$31.83），优先放量

📊整体ROI 3.0% 低于目标 5.0%

申请金额 $1,092，总花费 $1,080

💡 优先放量高均单渠道/Campaign，提升资金转化比

📊 9credit 广告日报