9credit 日报 · 2026-07-26

01总体大盘 · Real-time Top Summary 截至 2026-07-26 18:59 | 花费含汇率系数

💰

今日总花费

$1,603

昨日同期 $1,932 -17.0%

📝

注册成本 CPA

$0.38

花费 $1,603 ÷ 注册 4.3K

🏦

今日放款量

313

截至18时

💵

放款成本 CPL

$5.12

花费 $1,603 ÷ 放款 313

✅

审批通过率

18.4%

riskpass 829 ÷ apply 4.5K

🎯

打款率

37.8%

放款 313 ÷ 审批通过 829

📈

放款/注册率

7.3%

放款 313 ÷ 注册 4.3K

02每小时消耗折线对比独立每小时消耗（非累计）| 今日曲线截至当前时刻

Google Ads 今日 $961.40 | 昨日同期 $1,144 | 昨日全天 $1,466 -16.0% 环比

Meta/FB 今日 $176.93 | 昨日同期 $199.86 | 昨日全天 $221.67 -11.5% 环比

TikTok 今日 $464.93 | 昨日同期 $588.27 | 昨日全天 $784.41 -21.0% 环比

03渠道综合数据表 ★ 花费 = 媒体API实时数据（含系数）

渠道	Install	注册	申请	Approved	放款	均单金额	申请金额	ROI	花费 ★	CPI	CPA	CPS	审批率	风控通过率
Google Ads	1.7K	1.4K	1.5K	290	132	$0.72	$1,109	3.8%	$961.39	$0.52	$6.65	$6.65	18.9%	100.0%
Meta (FB+IG+AN) FB+IG+AN合并	1.0K	727	712	173	71	$0.54	$381.56	2.6%	$176.92	$0.43	$6.28	$6.28	24.3%	100.0%
TikTok	1.8K	1.5K	1.4K	251	65	$0.12	$165.61	0.0%	$464.94	$0.00	$0.00	$0.00	17.7%	100.0%
Organic	744	523	624	87	37	$0.40	$250.60	0.0%	$0.00	$0.00	$0.00	$0.00	13.9%	100.0%
opay	175	142	181	26	8	$0.17	$30.26	0.0%	$0.00	$0.00	$0.00	$0.00	14.4%	100.0%
Untrusted Devices	27	19	26	2	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	7.7%	100.0%
offical_website	1	0	1	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%
Ease_diversion	0	2	5	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%
Pangle	0	0	1	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%
TikTok for Business (Ad Spend)	0	0	0	0	0	$0.00	$0.00	0.0%	$454.87	$0.00	$0.00	$0.00	0.0%	0.0%

04Campaign 细分下钻大盘平均CPA = $5.12；预警阈值 = $6.91（×1.35）

渠道	Campaign	Install	注册	申请	Approved	放款	花费	CPA	CPS	ROI	审批率	标记
Google Ads ACI	Nigeria-9c-1113-credit5000+ (20959936961)	1.6K	1.3K	1.4K	269	116	$793.70	$6.84	$6.84	2.8%	18.6%	—
Google Ads ACI	GG-9credit-3.0-loan-5/26-test (23885913778)	57	44	57	17	14	$84.05	$6.00	$6.00	12.6%	29.8%	—
TikTok SAN	TT-9C-3/31-loan-test (1861178003155986)	946	801	661	125	31	$0.00	$0.00	$0.00	0.0%	18.9%	—
TikTok SAN	TT-9C-LOAN-6/12-time (1834710892745777)	802	668	711	120	32	$0.00	$0.00	$0.00	0.0%	16.9%	—
TikTok SAN	TT-9credit-6/29-loan-test (1869315867073858)	18	16	34	5	1	$0.00	$0.00	$0.00	0.0%	14.7%	—
Google Organic Search	9cred	1	1	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	9credit loan app	1	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	easy loan app in nigeria	1	1	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	instant loan app in nigeria	1	1	0	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	loan app in nigeria	1	1	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Facebook Installs	Expired Attributions	0	3	10	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Ads ACI	Nigeria-9c-2/5-approval (20969027993)	0	1	3	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Ads ACI	飞书-9c-1/17-credit5000+ (22545060648)	0	14	25	4	2	$0.00	$0.00	$0.00	0.0%	16.0%	—
Google Organic Search	best loan app	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	best loan app in nigeria	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	loan app that disburse to opay account	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	loan apps	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	which loan app gives 100k instantly	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Off-Facebook Installs	Expired Attributions	0	2	3	1	1	$0.00	$0.00	$0.00	0.0%	33.3%	—
TikTok SAN	TT-0514-VO-TEST (1865133192555633)	0	0	2	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9C-4/19-Purchase (1829813881647106)	0	4	7	1	1	$0.00	$0.00	$0.00	0.0%	14.3%	—
TikTok SAN	TT-9c-4/23-loan-test (1863069733274801)	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—

05占比分析

💰 花费占比

🏦 放款量占比

💡 当前 Google 消耗占比最高（60.0%），放款量占比仅为（42.2%），CPA = $7.28，请注意优化投放效率。

06智能优化建议引擎Campaign预警0条·扩量0条·渠道策略2条 | 大盘CPA $8.10·目标$5.00·放款率6.9%

🎯 Campaign 预警 & 机会

✅ 当前无异常Campaign

💼 渠道预算策略建议

🟢加大 Meta 投入 +25%

CPA $2.49 低于大盘69.0% | 花费占比11.0% / 放款占比36.0%

💡 日预算提高+25%（约+$44.23），优先放量

📊整体ROI 3.6% 低于目标 5.0%

申请金额 $1,937，总花费 $1,603

💡 优先放量高均单渠道/Campaign，提升资金转化比

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