9credit 日报 · 2026-07-14

01总体大盘 · Real-time Top Summary 截至 2026-07-14 16:59 | 花费含汇率系数

💰

今日总花费

$479.68

昨日同期 $613.00 -21.7%

📝

注册成本 CPA

$0.15

花费 $479.68 ÷ 注册 3.3K

🏦

今日放款量

264

截至16时

💵

放款成本 CPL

$1.82

花费 $479.68 ÷ 放款 264

✅

审批通过率

19.5%

riskpass 681 ÷ apply 3.5K

🎯

打款率

38.8%

放款 264 ÷ 审批通过 681

📈

放款/注册率

8.0%

放款 264 ÷ 注册 3.3K

02每小时消耗折线对比独立每小时消耗（非累计）| 今日曲线截至当前时刻

Google Ads 今日 $0.00 | 昨日同期 $0.00 | 昨日全天 $0.00 +0.0% 环比

Meta/FB 今日 $153.16 | 昨日同期 $181.97 | 昨日全天 $248.89 -15.8% 环比

TikTok 今日 $326.50 | 昨日同期 $431.03 | 昨日全天 $643.15 -24.3% 环比

03渠道综合数据表 ★ 花费 = 媒体API实时数据（含系数）

渠道	Install	注册	申请	Approved	放款	均单金额	申请金额	ROI	花费 ★	CPI	CPA	CPS	审批率	风控通过率
Google Ads	1.7K	1.4K	1.4K	303	123	$0.58	$809.88	4.4%	$553.98	$0.32	$4.50	$4.50	21.7%	100.0%
TikTok	1.1K	977	952	185	61	$0.26	$249.45	0.0%	$326.51	$0.00	$0.00	$0.00	19.4%	100.0%
Meta (FB+IG+AN) FB+IG+AN合并	534	377	408	92	44	$0.50	$202.56	3.3%	$153.17	$0.34	$4.17	$4.17	22.5%	100.0%
Organic	600	436	554	81	27	$0.17	$95.74	0.0%	$0.00	$0.00	$0.00	$0.00	14.6%	100.0%
opay	159	130	158	17	7	$0.15	$23.99	0.0%	$0.00	$0.00	$0.00	$0.00	10.8%	100.0%
Untrusted Devices	17	15	18	3	2	$0.14	$2.54	0.0%	$0.00	$0.00	$0.00	$0.00	16.7%	100.0%
offical_website	1	1	0	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%
26Whitelist	0	1	0	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%
Pangle	0	0	1	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%
TikTok for Business (Ad Spend)	0	0	0	0	0	$0.00	$0.00	0.0%	$256.76	$0.00	$0.00	$0.00	0.0%	0.0%
网盟nova-9c	0	3	3	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%

04Campaign 细分下钻大盘平均CPA = $1.82；预警阈值 = $2.45（×1.35）

渠道	Campaign	Install	注册	申请	Approved	放款	花费	CPA	CPS	ROI	审批率	标记
Google Ads ACI	Nigeria-9c-1113-credit5000+ (20959936961)	1.6K	1.3K	1.3K	280	109	$478.78	$4.39	$4.39	3.2%	21.4%	⚠️ CPA超标
Google Ads ACI	GG-9credit-3.0-loan-5/26-test (23885913778)	108	75	69	21	14	$75.20	$5.37	$5.37	11.7%	30.4%	⚠️ CPA超标
TikTok SAN	TT-9C-LOAN-6/12-time (1834710892745777)	800	695	620	119	29	$0.00	$0.00	$0.00	0.0%	19.2%	—
TikTok SAN	TT-9C-3/31-loan-test (1861178003155986)	209	192	260	46	25	$0.00	$0.00	$0.00	0.0%	17.7%	—
TikTok SAN	TT-9credit-6/29-loan-test (1869315867073858)	116	88	61	18	7	$0.00	$0.00	$0.00	0.0%	29.5%	—
Google Organic Search	app to get loan in nigeria	1	1	0	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	best loan app in nigeria	1	1	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	legit loan apps with low interest	1	1	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Facebook Installs	Expired Attributions	0	2	9	1	1	$0.00	$0.00	$0.00	0.0%	11.1%	—
Google Ads ACI	Nigeria-9c-0605-Reg (21356412680)	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Ads ACI	Nigeria-9c-2/5-approval (20969027993)	0	1	3	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Ads ACI	飞书-9c-1/17-credit5000+ (22545060648)	0	10	14	2	0	$0.00	$0.00	$0.00	0.0%	14.3%	—
Google Organic Search	9credit	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	9credit loan	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	loan app	0	2	0	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Off-Facebook Installs	Expired Attributions	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-0514-VO-TEST (1865133192555633)	0	0	2	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9C-0522-purchase-test (1865874885651697)	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9c-2/14-purchase-test (1857083834064929)	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9C-3/12-LOAN-test (1859444290528338)	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9C-4/19-Purchase (1829813881647106)	0	1	2	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9c-4/21-loan-test (1863068932070498)	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9C-4/9-loan-test (1861974316390417)	0	0	1	1	0	$0.00	$0.00	$0.00	0.0%	100.0%	—
TikTok SAN	TT-9C-Register-5/20-test (1865686291754210)	0	1	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9credit-LOAN-AI-11/12test (1848563500353601)	0	0	1	1	0	$0.00	$0.00	$0.00	0.0%	100.0%	—

05占比分析

💰 花费占比

🏦 放款量占比

💡 当前 TikTok 消耗占比最高（68.1%），放款量占比仅为（23.1%），CPA = $5.35，请注意优化投放效率。

06智能优化建议引擎Campaign预警2条·扩量0条·渠道策略2条 | 大盘CPA $2.59·目标$5.00·放款率7.9%

🎯 Campaign 预警 & 机会

💸CPA超标GOOGLENigeria-9c-1113-credit5000+ (20959936961)

📊 CPA $4.39 vs 大盘 $2.59，超出69.0%

👉 ✂️ 削减20%预算或优化出价/素材后观察

💸CPA超标GOOGLEGG-9credit-3.0-loan-5/26-test (23885913778)

📊 CPA $5.37 vs 大盘 $2.59，超出107.0%

👉 ✂️ 削减20%预算或优化出价/素材后观察

💼 渠道预算策略建议

🔴压缩 TikTok 预算 -30%

CPA $5.35 高于大盘106.0% | 花费68.0% vs 放款33.0%

💡 削减约-$97.95/日，资源向Google倾斜

🏆整体ROI达标（8.7% ≥ 5.0%）

申请金额 $1,384，总花费 $479.68

💡 可适度扩大总预算10-15%，测试放量上限

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