9credit 日报 · 2026-07-12

01总体大盘 · Real-time Top Summary 截至 2026-07-12 08:59 | 花费含汇率系数

💰

今日总花费

$108.16

昨日同期 $160.45 -32.6%

📝

注册成本 CPA

$0.00

花费 $108.16 ÷ 注册 0

🏦

今日放款量

0

截至08时

💵

放款成本 CPL

$0.00

花费 $108.16 ÷ 放款 0

✅

审批通过率

0.0%

riskpass 0 ÷ apply 0

🎯

打款率

0.0%

放款 0 ÷ 审批通过 0

📈

放款/注册率

0.0%

放款 0 ÷ 注册 0

02每小时消耗折线对比独立每小时消耗（非累计）| 今日曲线截至当前时刻

Google Ads 今日 $0.00 | 昨日同期 $0.00 | 昨日全天 $0.00 +0.0% 环比

Meta/FB 今日 $17.56 | 昨日同期 $44.20 | 昨日全天 $169.70 -60.3% 环比

TikTok 今日 $90.60 | 昨日同期 $116.25 | 昨日全天 $643.27 -22.1% 环比

03渠道综合数据表 ★ 花费 = 媒体API实时数据（含系数）

渠道	Install	注册	申请	Approved	放款	均单金额	申请金额	ROI	花费 ★	CPI	CPA	CPS	审批率	风控通过率
Google Ads	308	229	280	54	25	$1.38	$387.00	14.1%	$82.43	$0.27	$3.30	$3.30	19.3%	100.0%
TikTok	260	207	191	29	11	$0.46	$88.47	4.7%	$90.59	$0.22	$5.13	$5.13	15.2%	100.0%
Meta (FB+IG+AN) FB+IG+AN合并	65	40	63	12	5	$1.98	$124.94	25.0%	$17.57	$0.23	$2.99	$2.99	19.0%	100.0%
Organic	116	66	90	9	4	$0.06	$5.44	0.0%	$0.00	$0.00	$0.00	$0.00	10.0%	100.0%
opay	44	27	41	6	2	$0.19	$7.98	0.0%	$0.00	$0.00	$0.00	$0.00	14.6%	100.0%
Untrusted Devices	7	6	7	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%
网盟nova-9c	0	1	0	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%

04Campaign 细分下钻大盘平均CPA = $2.30；预警阈值 = $3.11（×1.35）

渠道	Campaign	Install	注册	申请	Approved	放款	花费	CPA	CPS	ROI	审批率	标记
Google Ads ACI	Nigeria-9c-1113-credit5000+ (20959936961)	282	206	253	48	21	$67.98	$3.24	$3.24	15.2%	19.0%	⚠️ CPA超标
TikTok SAN	TT-9C-LOAN-6/12-time (1834710892745777)	175	143	105	13	5	$26.09	$5.22	$5.22	3.1%	12.4%	—
TikTok SAN	TT-9C-3/31-loan-test (1861178003155986)	74	53	73	13	5	$24.59	$4.92	$4.92	7.2%	17.8%	—
Google Ads ACI	GG-9credit-3.0-loan-5/26-test (23885913778)	25	21	17	3	3	$14.45	$4.82	$4.82	7.9%	17.6%	—
TikTok SAN	TT-9credit-6/29-loan-test (1869315867073858)	11	8	9	2	1	$5.73	$5.73	$5.73	1.4%	22.2%	—
Google Organic Search	loan app	1	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Facebook Installs	Expired Attributions	0	1	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Ads ACI	Nigeria-9c-2/5-approval (20969027993)	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Ads ACI	飞书-9c-1/17-credit5000+ (22545060648)	0	2	5	1	0	$0.00	$0.00	$0.00	0.0%	20.0%	—
Google Organic Search	9 credit	0	0	1	1	1	$0.00	$0.00	$0.00	0.0%	100.0%	—
Google Organic Search	loan app in nigeria	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	loan app with loan viewing records in nigeria	0	0	1	1	0	$0.00	$0.00	$0.00	0.0%	100.0%	—
Off-Facebook Installs	Expired Attributions	0	1	0	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9c-2/14-purchase-test (1857083834064929)	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9C-3/12-LOAN-test (1859444290528338)	0	0	1	1	0	$0.00	$0.00	$0.00	0.0%	100.0%	—
TikTok SAN	TT-9C-4/19-Purchase (1829813881647106)	0	2	2	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9C-Register-5/20-test (1865686291754210)	0	1	0	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—

05占比分析

💰 花费占比

🏦 放款量占比

💡 当前 TikTok 消耗占比最高（83.8%），放款量占比仅为（23.4%），CPA = $8.24，请注意优化投放效率。

06智能优化建议引擎Campaign预警2条·扩量0条·渠道策略3条 | 大盘CPA $3.00·目标$5.00·放款率8.2%

🎯 Campaign 预警 & 机会

💸CPA超标TIKTOKTT-9C-LOAN-6/12-time (1834710892745777)

📊 CPA $5.22 vs 大盘 $3.00，超出74.0%

👉 ✂️ 削减20%预算或优化出价/素材后观察

💸CPA超标TIKTOKTT-9C-3/31-loan-test (1861178003155986)

📊 CPA $4.92 vs 大盘 $3.00，超出64.0%

👉 ✂️ 削减20%预算或优化出价/素材后观察

💼 渠道预算策略建议

🔴压缩 TikTok 预算 -30%

CPA $8.24 高于大盘174.0% | 花费84.0% vs 放款31.0%

💡 削减约-$27.18/日，资源向Google倾斜

⚖️渠道集中度过高（TikTok 占84.0%）

单渠道依赖大，且CPA偏高 $8.24

💡 将10-15%预算分流其他渠道，降低集中风险

🏆整体ROI达标（17.0% ≥ 5.0%）

申请金额 $613.82，总花费 $108.16

💡 可适度扩大总预算10-15%，测试放量上限

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