9credit 日报 · 2026-07-24

01总体大盘 · Real-time Top Summary 截至 2026-07-24 12:59 | 花费含汇率系数

💰

今日总花费

$903.98

昨日同期 $1,062 -14.8%

📝

注册成本 CPA

$0.43

花费 $903.98 ÷ 注册 2.1K

🏦

今日放款量

149

截至12时

💵

放款成本 CPL

$6.07

花费 $903.98 ÷ 放款 149

✅

审批通过率

18.3%

riskpass 421 ÷ apply 2.3K

🎯

打款率

35.4%

放款 149 ÷ 审批通过 421

📈

放款/注册率

7.1%

放款 149 ÷ 注册 2.1K

02每小时消耗折线对比独立每小时消耗（非累计）| 今日曲线截至当前时刻

Google Ads 今日 $491.35 | 昨日同期 $660.40 | 昨日全天 $1,497 -25.6% 环比

Meta/FB 今日 $82.05 | 昨日同期 $106.28 | 昨日全天 $217.87 -22.8% 环比

TikTok 今日 $330.58 | 昨日同期 $294.87 | 昨日全天 $689.17 +12.1% 环比

03渠道综合数据表 ★ 花费 = 媒体API实时数据（含系数）

渠道	Install	注册	申请	Approved	放款	均单金额	申请金额	ROI	花费 ★	CPI	CPA	CPS	审批率	风控通过率
Google Ads	886	668	752	150	65	$0.50	$376.28	4.8%	$491.33	$0.26	$3.61	$3.61	19.9%	100.0%
TikTok	944	776	734	125	36	$0.14	$100.69	1.4%	$330.59	$0.24	$6.21	$6.21	17.0%	100.0%
Meta (FB+IG+AN) FB+IG+AN合并	424	311	341	82	26	$0.23	$78.89	1.9%	$82.05	$0.29	$4.74	$4.74	24.0%	100.0%
Organic	378	253	346	43	14	$0.40	$137.29	0.0%	$0.00	$0.00	$0.00	$0.00	12.4%	100.0%
opay	113	85	109	15	7	$0.45	$48.92	0.0%	$0.00	$0.00	$0.00	$0.00	13.8%	100.0%
Untrusted Devices	18	15	16	5	1	$1.37	$21.87	0.0%	$0.00	$0.00	$0.00	$0.00	31.2%	100.0%
offical_website	1	1	1	1	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	100.0%	100.0%
网盟nova-9c	0	1	2	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%

04Campaign 细分下钻大盘平均CPA = $6.07；预警阈值 = $8.19（×1.35）

渠道	Campaign	Install	注册	申请	Approved	放款	花费	CPA	CPS	ROI	审批率	标记
Google Ads ACI	Nigeria-9c-1113-credit5000+ (20959936961)	840	638	711	139	59	$195.93	$3.32	$3.32	5.2%	19.5%	—
TikTok SAN	TT-9C-3/31-loan-test (1861178003155986)	321	266	259	46	12	$117.09	$9.76	$9.76	1.2%	17.8%	⚠️ CPA超标
TikTok SAN	TT-9C-LOAN-6/12-time (1834710892745777)	608	491	455	74	21	$101.91	$4.85	$4.85	1.2%	16.3%	—
Google Ads ACI	GG-9credit-3.0-loan-5/26-test (23885913778)	43	25	26	8	4	$38.79	$9.70	$9.70	2.5%	30.8%	—
TikTok SAN	TT-9credit-6/29-loan-test (1869315867073858)	15	17	17	4	3	$4.41	$1.47	$1.47	8.4%	23.5%	—
Google Organic Search	list of loan apps	1	1	1	1	1	$0.00	$0.00	$0.00	0.0%	100.0%	—
Google Organic Search	loan apps with nin only	1	1	0	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	online loan	1	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Facebook Installs	Expired Attributions	0	2	4	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Ads ACI	Nigeria-9c-2/5-approval (20969027993)	0	0	1	1	1	$0.00	$0.00	$0.00	0.0%	100.0%	—
Google Ads ACI	飞书-9c-1/17-credit5000+ (22545060648)	0	3	8	1	0	$0.00	$0.00	$0.00	0.0%	12.5%	—
Google Organic Search	fast loans app	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	loan app without face verification	0	0	2	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	renowned loan apps in nigeria	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9c-2/14-purchase-test (1857083834064929)	0	2	0	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9C-3/12-LOAN-test (1859444290528338)	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9C-4/19-Purchase (1829813881647106)	0	0	2	1	0	$0.00	$0.00	$0.00	0.0%	50.0%	—

05占比分析

💰 花费占比

🏦 放款量占比

💡 当前 Google 消耗占比最高（54.4%），放款量占比仅为（43.6%），CPA = $7.56，请注意优化投放效率。

06智能优化建议引擎Campaign预警0条·扩量1条·渠道策略2条 | 大盘CPA $8.95·目标$5.00·放款率7.0%

🎯 Campaign 预警 & 机会

🚀扩量机会TIKTOKTT-9credit-6/29-loan-test (1869315867073858)

📊 放款率17.6%(大盘7.0%)，ROI 8.4%

👉 📈 提高预算+20%（+$0.88/日），低成本窗口

💼 渠道预算策略建议

🟢加大 Meta 投入 +25%

CPA $3.16 低于大盘65.0% | 花费占比9.0% / 放款占比26.0%

💡 日预算提高+25%（约+$20.51），优先放量

📊整体ROI 2.5% 低于目标 5.0%

申请金额 $763.94，总花费 $903.98

💡 优先放量高均单渠道/Campaign，提升资金转化比

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