9credit 日报 · 2026-07-02

01总体大盘 · Real-time Top Summary 截至 2026-07-02 10:59 | 花费含汇率系数

💰

今日总花费

$492.30

昨日同期 $532.93 -7.6%

📝

注册成本 CPA

$0.38

花费 $492.30 ÷ 注册 1.3K

🏦

今日放款量

83

截至10时

💵

放款成本 CPL

$5.93

花费 $492.30 ÷ 放款 83

✅

审批通过率

17.7%

riskpass 243 ÷ apply 1.4K

🎯

打款率

34.2%

放款 83 ÷ 审批通过 243

📈

放款/注册率

6.4%

放款 83 ÷ 注册 1.3K

02每小时消耗折线对比独立每小时消耗（非累计）| 今日曲线截至当前时刻

Google Ads 今日 $309.87 | 昨日同期 $348.31 | 昨日全天 $1,191 -11.0% 环比

Meta/FB 今日 $45.62 | 昨日同期 $68.21 | 昨日全天 $204.29 -33.1% 环比

TikTok 今日 $136.81 | 昨日同期 $116.43 | 昨日全天 $369.70 +17.5% 环比

03渠道综合数据表 ★ 花费 = 媒体API实时数据（含系数）

渠道	Install	注册	申请	Approved	放款	均单金额	申请金额	ROI	花费 ★	CPI	CPA	CPS	审批率	风控通过率
Google Ads	514	403	445	87	36	$0.81	$358.56	4.9%	$309.88	$0.42	$6.04	$6.04	19.6%	100.0%
TikTok	517	441	416	73	23	$0.69	$287.43	0.0%	$136.81	$0.00	$0.00	$0.00	17.5%	100.0%
Organic	230	163	222	39	13	$0.10	$22.18	0.0%	$0.00	$0.00	$0.00	$0.00	17.6%	100.0%
Meta (FB+IG+AN) FB+IG+AN合并	363	243	225	37	10	$0.09	$19.28	0.4%	$45.61	$0.42	$15.19	$15.19	16.4%	100.0%
Untrusted Devices	7	5	7	2	1	$0.16	$1.09	0.0%	$0.00	$0.00	$0.00	$0.00	28.6%	100.0%
opay	39	35	54	5	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	9.3%	100.0%
Pangle	0	1	1	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%
TikTok for Business (Ad Spend)	0	0	0	0	0	$0.00	$0.00	0.0%	$101.26	$0.00	$0.00	$0.00	0.0%	0.0%
网盟nova-9c	0	1	0	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%

04Campaign 细分下钻大盘平均CPA = $5.93；预警阈值 = $8.01（×1.35）

渠道	Campaign	Install	注册	申请	Approved	放款	花费	CPA	CPS	ROI	审批率	标记
Google Ads ACI	Nigeria-9c-1113-credit5000+ (20959936961)	493	379	419	82	33	$191.09	$5.79	$5.79	5.5%	19.6%	—
Google Ads ACI	GG-9credit-3.0-loan-5/26-test (23885913778)	19	14	18	2	0	$26.35	$0.00	$0.00	0.0%	11.1%	—
TikTok SAN	TT-9C-LOAN-6/12-time (1834710892745777)	378	340	277	46	15	$0.00	$0.00	$0.00	0.0%	16.6%	—
TikTok SAN	TT-9C-3/31-loan-test (1861178003155986)	129	88	127	25	8	$0.00	$0.00	$0.00	0.0%	19.7%	—
TikTok SAN	TT-9credit-6/29-loan-test (1869315867073858)	10	9	7	2	0	$0.00	$0.00	$0.00	0.0%	28.6%	—
Google Organic Search	best loan app with nin	1	1	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	top 10 loan app in nigeria	1	1	0	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Facebook Installs	Expired Attributions	0	0	3	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Ads ACI	飞书-9c-1/17-credit5000+ (22545060648)	0	7	7	3	3	$0.00	$0.00	$0.00	0.0%	42.9%	—
Google Organic Search	9credit	0	1	0	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-0514-VO-TEST (1865133192555633)	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9C-0522-purchase-test (1865874885651697)	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9C-4/19-Purchase (1829813881647106)	0	1	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9c-4/23-loan-test (1863069733274801)	0	1	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9C-4/9-loan-test (1861974316390417)	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9credit-LOAN-AI-11/12test (1848563500353601)	0	2	0	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—

05占比分析

💰 花费占比

🏦 放款量占比

💡 当前 Google 消耗占比最高（62.9%），放款量占比仅为（43.4%），CPA = $8.61，请注意优化投放效率。

06智能优化建议引擎Campaign预警0条·扩量0条·渠道策略2条 | 大盘CPA $8.34·目标$5.00·放款率7.0%

🎯 Campaign 预警 & 机会

✅ 当前无异常Campaign

💼 渠道预算策略建议

🟢加大 Meta 投入 +25%

CPA $4.56 低于大盘45.0% | 花费占比9.0% / 放款占比17.0%

💡 日预算提高+25%（约+$11.40），优先放量

📊整体ROI 4.2% 低于目标 5.0%

申请金额 $688.53，总花费 $492.30

💡 优先放量高均单渠道/Campaign，提升资金转化比

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