9credit 日报 · 2026-07-09

01总体大盘 · Real-time Top Summary 截至 2026-07-09 07:59 | 花费含汇率系数

💰

今日总花费

$97.78

昨日同期 $100.98 -3.2%

📝

注册成本 CPA

$0.22

花费 $97.78 ÷ 注册 445

🏦

今日放款量

23

截至07时

💵

放款成本 CPL

$4.25

花费 $97.78 ÷ 放款 23

✅

审批通过率

16.6%

riskpass 79 ÷ apply 476

🎯

打款率

29.1%

放款 23 ÷ 审批通过 79

📈

放款/注册率

5.2%

放款 23 ÷ 注册 445

02每小时消耗折线对比独立每小时消耗（非累计）| 今日曲线截至当前时刻

Google Ads 今日 $0.00 | 昨日同期 $0.00 | 昨日全天 $0.00 +0.0% 环比

Meta/FB 今日 $22.01 | 昨日同期 $36.46 | 昨日全天 $210.71 -39.6% 环比

TikTok 今日 $75.75 | 昨日同期 $64.53 | 昨日全天 $590.32 +17.4% 环比

03渠道综合数据表 ★ 花费 = 媒体API实时数据（含系数）

渠道	Install	注册	申请	Approved	放款	均单金额	申请金额	ROI	花费 ★	CPI	CPA	CPS	审批率	风控通过率
Google Ads	257	189	183	26	9	$1.35	$247.02	8.6%	$85.94	$0.33	$9.55	$9.55	14.2%	100.0%
Organic	76	42	69	14	5	$0.11	$7.42	0.0%	$0.00	$0.00	$0.00	$0.00	20.3%	100.0%
Meta (FB+IG+AN) FB+IG+AN合并	70	51	59	10	5	$1.44	$84.98	14.6%	$22.03	$0.25	$3.49	$3.49	16.9%	100.0%
TikTok	145	136	132	26	3	$0.03	$4.22	0.2%	$75.75	$0.39	$19.01	$19.01	19.7%	100.0%
opay	32	21	26	2	1	$0.06	$1.45	0.0%	$0.00	$0.00	$0.00	$0.00	7.7%	100.0%
Untrusted Devices	5	5	6	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%
网盟nova-9c	0	1	1	1	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	100.0%	100.0%

04Campaign 细分下钻大盘平均CPA = $4.25；预警阈值 = $5.74（×1.35）

渠道	Campaign	Install	注册	申请	Approved	放款	花费	CPA	CPS	ROI	审批率	标记
Google Ads ACI	Nigeria-9c-1113-credit5000+ (20959936961)	241	177	167	22	6	$70.51	$11.75	$11.75	3.6%	13.2%	⚠️ CPA超标
TikTok SAN	TT-9C-LOAN-6/12-time (1834710892745777)	115	105	93	19	2	$31.69	$15.85	$15.85	0.3%	20.4%	—
TikTok SAN	TT-9C-3/31-loan-test (1861178003155986)	27	29	36	6	1	$24.36	$24.36	$24.36	0.2%	16.7%	—
Google Ads ACI	GG-9credit-3.0-loan-5/26-test (23885913778)	14	10	10	4	3	$15.43	$5.14	$5.14	31.8%	40.0%	—
TikTok SAN	TT-9credit-6/29-loan-test (1869315867073858)	3	2	2	1	0	$0.99	$0.00	$0.00	0.0%	50.0%	—
Google Organic Search	loan app	1	1	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	which loan app gives 50,000 instantly	1	1	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Facebook Installs	Expired Attributions	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Ads ACI	飞书-9c-1/17-credit5000+ (22545060648)	0	0	3	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	9 credit	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9C-4/9-loan-test (1861974316390417)	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—

05占比分析

💰 花费占比

🏦 放款量占比

💡 当前 TikTok 消耗占比最高（77.5%），放款量占比仅为（13.0%），CPA = $25.25，请注意优化投放效率。

06智能优化建议引擎Campaign预警3条·扩量0条·渠道策略3条 | 大盘CPA $8.15·目标$5.00·放款率3.7%

🎯 Campaign 预警 & 机会

💸CPA超标GOOGLENigeria-9c-1113-credit5000+ (20959936961)

📊 CPA $11.75 vs 大盘 $8.15，超出44.0%

👉 ✂️ 削减20%预算或优化出价/素材后观察

💸CPA超标TIKTOKTT-9C-LOAN-6/12-time (1834710892745777)

📊 CPA $15.85 vs 大盘 $8.15，超出94.0%

👉 ✂️ 削减20%预算或优化出价/素材后观察

💸CPA超标TIKTOKTT-9C-3/31-loan-test (1861178003155986)

📊 CPA $24.36 vs 大盘 $8.15，超出199.0%

👉 ✂️ 削减20%预算或优化出价/素材后观察

💼 渠道预算策略建议

🔴压缩 TikTok 预算 -30%

CPA $25.25 高于大盘210.0% | 花费77.0% vs 放款25.0%

💡 削减约-$22.73/日，资源向Google倾斜

⚖️渠道集中度过高（TikTok 占77.0%）

单渠道依赖大，且CPA偏高 $25.25

💡 将10-15%预算分流其他渠道，降低集中风险

🏆整体ROI达标（10.6% ≥ 5.0%）

申请金额 $345.09，总花费 $97.78

💡 可适度扩大总预算10-15%，测试放量上限

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