9credit 日报 · 2026-07-27

01总体大盘 · Real-time Top Summary 截至 2026-07-27 08:59 | 花费含汇率系数

💰

今日总花费

$240.94

昨日同期 $449.43 -46.4%

📝

注册成本 CPA

$0.47

花费 $240.94 ÷ 注册 515

🏦

今日放款量

23

截至08时

💵

放款成本 CPL

$10.48

花费 $240.94 ÷ 放款 23

✅

审批通过率

15.9%

riskpass 96 ÷ apply 604

🎯

打款率

24.0%

放款 23 ÷ 审批通过 96

📈

放款/注册率

4.5%

放款 23 ÷ 注册 515

02每小时消耗折线对比独立每小时消耗（非累计）| 今日曲线截至当前时刻

Google Ads 今日 $149.51 | 昨日同期 $248.55 | 昨日全天 $1,344 -39.8% 环比

Meta/FB 今日 $30.70 | 昨日同期 $45.25 | 昨日全天 $223.45 -32.2% 环比

TikTok 今日 $60.75 | 昨日同期 $155.64 | 昨日全天 $653.63 -61.0% 环比

03渠道综合数据表 ★ 花费 = 媒体API实时数据（含系数）

渠道	Install	注册	申请	Approved	放款	均单金额	申请金额	ROI	花费 ★	CPI	CPA	CPS	审批率	风控通过率
Google Ads	246	172	199	41	12	$0.22	$43.36	1.6%	$149.51	$0.33	$6.74	$6.74	20.6%	100.0%
TikTok	211	161	161	24	5	$0.07	$11.70	0.9%	$60.74	$0.19	$7.87	$7.87	14.9%	100.0%
Meta (FB+IG+AN) FB+IG+AN合并	140	77	97	19	4	$0.11	$10.46	1.1%	$30.69	$0.21	$7.18	$7.18	19.6%	100.0%
Organic	105	70	96	7	1	$0.16	$15.21	0.0%	$0.00	$0.00	$0.00	$0.00	7.3%	100.0%
opay	44	33	44	5	1	$0.04	$1.68	0.0%	$0.00	$0.00	$0.00	$0.00	11.4%	100.0%
Untrusted Devices	4	2	3	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%
Ease_diversion	0	0	2	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%
网盟nova-9c	0	0	2	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%

04Campaign 细分下钻大盘平均CPA = $10.48；预警阈值 = $14.14（×1.35）

渠道	Campaign	Install	注册	申请	Approved	放款	花费	CPA	CPS	ROI	审批率	标记
Google Ads ACI	Nigeria-9c-1113-credit5000+ (20959936961)	235	162	190	41	12	$70.22	$5.85	$5.85	1.9%	21.6%	—
TikTok SAN	TT-9C-3/31-loan-test (1861178003155986)	185	134	102	18	4	$36.84	$9.21	$9.21	0.7%	17.6%	—
Google Ads ACI	GG-9credit-3.0-loan-5/26-test (23885913778)	9	6	5	0	0	$10.68	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9credit-6/29-loan-test (1869315867073858)	7	5	6	0	0	$2.12	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9C-LOAN-6/12-time (1834710892745777)	19	22	53	6	1	$0.39	$0.39	$0.39	23.6%	11.3%	—
Google Organic Search	9credit loan app download	1	1	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	legit online loan apps in nigeria	1	1	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Facebook Installs	Expired Attributions	0	0	2	1	0	$0.00	$0.00	$0.00	0.0%	50.0%	—
Google Ads ACI	飞书-9c-1/17-credit5000+ (22545060648)	0	2	2	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—

05占比分析

💰 花费占比

🏦 放款量占比

💡 当前 Google 消耗占比最高（62.1%），放款量占比仅为（52.2%），CPA = $12.46，请注意优化投放效率。

06智能优化建议引擎Campaign预警0条·扩量0条·渠道策略2条 | 大盘CPA $14.17·目标$5.00·放款率5.1%

🎯 Campaign 预警 & 机会

✅ 当前无异常Campaign

💼 渠道预算策略建议

🟢加大 Meta 投入 +25%

CPA $7.67 低于大盘46.0% | 花费占比13.0% / 放款占比24.0%

💡 日预算提高+25%（约+$7.67），优先放量

📊整体ROI 1.0% 低于目标 5.0%

申请金额 $82.41，总花费 $240.94

💡 优先放量高均单渠道/Campaign，提升资金转化比

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