9credit 日报 · 2026-07-19

01总体大盘 · Real-time Top Summary 截至 2026-07-19 15:59 | 花费含汇率系数

💰

今日总花费

$1,328

昨日同期 $1,419 -6.5%

📝

注册成本 CPA

$0.42

花费 $1,328 ÷ 注册 3.1K

🏦

今日放款量

228

截至15时

💵

放款成本 CPL

$5.82

花费 $1,328 ÷ 放款 228

✅

审批通过率

18.2%

riskpass 600 ÷ apply 3.3K

🎯

打款率

38.0%

放款 228 ÷ 审批通过 600

📈

放款/注册率

7.3%

放款 228 ÷ 注册 3.1K

02每小时消耗折线对比独立每小时消耗（非累计）| 今日曲线截至当前时刻

Google Ads 今日 $833.77 | 昨日同期 $925.73 | 昨日全天 $1,501 -9.9% 环比

Meta/FB 今日 $155.99 | 昨日同期 $151.89 | 昨日全天 $191.71 +2.7% 环比

TikTok 今日 $337.98 | 昨日同期 $341.77 | 昨日全天 $566.53 -1.1% 环比

03渠道综合数据表 ★ 花费 = 媒体API实时数据（含系数）

渠道	Install	注册	申请	Approved	放款	均单金额	申请金额	ROI	花费 ★	CPI	CPA	CPS	审批率	风控通过率
Google Ads	1.4K	1.1K	1.2K	239	112	$0.66	$800.45	3.9%	$833.76	$0.43	$5.56	$5.56	19.7%	100.0%
TikTok	1.2K	1.0K	977	177	51	$0.26	$254.65	0.0%	$337.99	$0.00	$0.00	$0.00	18.1%	100.0%
Meta (FB+IG+AN) FB+IG+AN合并	689	456	439	95	32	$0.51	$224.69	2.9%	$155.98	$0.34	$7.31	$7.31	21.6%	100.0%
Organic	615	443	504	64	29	$0.36	$182.39	0.0%	$0.00	$0.00	$0.00	$0.00	12.7%	100.0%
opay	132	101	137	20	4	$0.10	$13.57	0.0%	$0.00	$0.00	$0.00	$0.00	14.6%	100.0%
Untrusted Devices	14	11	21	4	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	19.0%	100.0%
offical_website	1	1	1	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%
Ease_diversion	0	1	2	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%
Pangle	0	1	4	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%
TikTok for Business (Ad Spend)	0	0	0	0	0	$0.00	$0.00	0.0%	$293.28	$0.00	$0.00	$0.00	0.0%	0.0%
网盟nova-9c	0	1	2	1	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	50.0%	100.0%

04Campaign 细分下钻大盘平均CPA = $5.82；预警阈值 = $7.86（×1.35）

渠道	Campaign	Install	注册	申请	Approved	放款	花费	CPA	CPS	ROI	审批率	标记
Google Ads ACI	Nigeria-9c-1113-credit5000+ (20959936961)	1.4K	1.1K	1.1K	218	100	$537.73	$5.38	$5.38	3.6%	19.4%	—
Google Ads ACI	GG-9credit-3.0-loan-5/26-test (23885913778)	77	51	62	18	10	$84.84	$8.48	$8.48	5.6%	29.0%	⚠️ CPA超标
TikTok SAN	TT-9C-LOAN-6/12-time (1834710892745777)	817	690	630	119	28	$0.00	$0.00	$0.00	0.0%	18.9%	—
TikTok SAN	TT-9C-3/31-loan-test (1861178003155986)	335	282	294	50	20	$0.00	$0.00	$0.00	0.0%	17.0%	—
TikTok SAN	TT-9credit-6/29-loan-test (1869315867073858)	54	38	45	8	3	$0.00	$0.00	$0.00	0.0%	17.8%	—
Google Organic Search	app that can give me instant loan	1	1	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	bg loan app download	1	0	0	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	loan	1	1	0	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	loan apps	1	1	0	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	names of loan app in nigeria	1	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	quick and easy loan apps to get money	1	1	0	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	sure loan app in nigeria	1	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	trustworthy and honest loan apps that doesn't use atm card for for loan disbursement?	1	1	0	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Facebook Installs	Expired Attributions	0	5	6	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Ads ACI	飞书-9c-1/17-credit5000+ (22545060648)	0	8	22	2	2	$0.00	$0.00	$0.00	0.0%	9.1%	—
Google Organic Search	9 credit loan app	0	1	0	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	9credit loan apk	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	loan app	0	1	1	1	0	$0.00	$0.00	$0.00	0.0%	100.0%	—
Off-Facebook Installs	Expired Attributions	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9C-3/12-LOAN-test (1859444290528338)	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9C-4/19-Purchase (1829813881647106)	0	1	5	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9C-4/9-loan-test (1861974316390417)	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9C-purchase-11/9-test (1851030776499857)	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9credit-LOAN-AI-11/12test (1848563500353601)	0	1	0	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—

05占比分析

💰 花费占比

🏦 放款量占比

💡 当前 Google 消耗占比最高（62.8%），放款量占比仅为（49.1%），CPA = $7.44，请注意优化投放效率。

06智能优化建议引擎Campaign预警0条·扩量0条·渠道策略2条 | 大盘CPA $8.15·目标$5.00·放款率7.6%

🎯 Campaign 预警 & 机会

✅ 当前无异常Campaign

💼 渠道预算策略建议

🟢加大 Meta 投入 +25%

CPA $4.87 低于大盘40.0% | 花费占比12.0% / 放款占比20.0%

💡 日预算提高+25%（约+$39.00），优先放量

📊整体ROI 3.3% 低于目标 5.0%

申请金额 $1,476，总花费 $1,328

💡 优先放量高均单渠道/Campaign，提升资金转化比

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