9credit 日报 · 2026-07-09

01总体大盘 · Real-time Top Summary 截至 2026-07-09 05:59 | 花费含汇率系数

💰

今日总花费

$67.31

昨日同期 $60.25 +11.7%

📝

注册成本 CPA

$0.26

花费 $67.31 ÷ 注册 261

🏦

今日放款量

10

截至05时

💵

放款成本 CPL

$6.73

花费 $67.31 ÷ 放款 10

✅

审批通过率

13.8%

riskpass 36 ÷ apply 261

🎯

打款率

27.8%

放款 10 ÷ 审批通过 36

📈

放款/注册率

3.8%

放款 10 ÷ 注册 261

02每小时消耗折线对比独立每小时消耗（非累计）| 今日曲线截至当前时刻

Google Ads 今日 $0.00 | 昨日同期 $0.00 | 昨日全天 $0.00 +0.0% 环比

Meta/FB 今日 $11.88 | 昨日同期 $17.81 | 昨日全天 $210.53 -33.3% 环比

TikTok 今日 $55.43 | 昨日同期 $42.44 | 昨日全天 $590.32 +30.6% 环比

03渠道综合数据表 ★ 花费 = 媒体API实时数据（含系数）

渠道	Install	注册	申请	Approved	放款	均单金额	申请金额	ROI	花费 ★	CPI	CPA	CPS	审批率	风控通过率
Meta (FB+IG+AN) FB+IG+AN合并	43	31	35	5	4	$2.32	$81.06	14.0%	$11.88	$0.41	$4.36	$4.36	14.3%	100.0%
Organic	48	27	39	6	3	$0.12	$4.51	0.0%	$0.00	$0.00	$0.00	$0.00	15.4%	100.0%
Google Ads	139	112	99	10	2	$0.62	$61.50	2.1%	$85.94	$0.62	$42.97	$42.97	10.1%	100.0%
TikTok	73	74	66	13	1	$0.02	$1.45	0.1%	$55.43	$0.78	$57.04	$57.04	19.7%	100.0%
opay	24	16	21	2	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	9.5%	100.0%
Untrusted Devices	3	1	1	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%

04Campaign 细分下钻大盘平均CPA = $6.73；预警阈值 = $9.09（×1.35）

渠道	Campaign	Install	注册	申请	Approved	放款	花费	CPA	CPS	ROI	审批率	标记
Google Ads ACI	Nigeria-9c-1113-credit5000+ (20959936961)	126	102	87	8	0	$70.51	$0.00	$0.00	0.0%	9.2%	—
TikTok SAN	TT-9C-LOAN-6/12-time (1834710892745777)	56	53	42	8	0	$31.69	$0.00	$0.00	0.0%	19.0%	—
TikTok SAN	TT-9C-3/31-loan-test (1861178003155986)	15	19	23	4	1	$24.36	$24.36	$24.36	0.2%	17.4%	—
Google Ads ACI	GG-9credit-3.0-loan-5/26-test (23885913778)	11	8	7	2	2	$15.43	$7.71	$7.71	12.0%	28.6%	—
TikTok SAN	TT-9credit-6/29-loan-test (1869315867073858)	2	2	1	1	0	$0.99	$0.00	$0.00	0.0%	100.0%	—
Google Organic Search	loan app	1	1	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	which loan app gives 50,000 instantly	1	1	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Ads ACI	飞书-9c-1/17-credit5000+ (22545060648)	0	0	2	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	9 credit	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—

05占比分析

💰 花费占比

🏦 放款量占比

💡 当前 TikTok 消耗占比最高（82.4%），放款量占比仅为（10.0%），CPA = $55.43，请注意优化投放效率。

06智能优化建议引擎Campaign预警0条·扩量0条·渠道策略3条 | 大盘CPA $22.44·目标$5.00·放款率1.6%

🎯 Campaign 预警 & 机会

✅ 当前无异常Campaign

💼 渠道预算策略建议

🔴压缩 TikTok 预算 -30%

CPA $55.43 高于大盘147.0% | 花费82.0% vs 放款33.0%

💡 削减约-$16.63/日，资源向Google倾斜

⚖️渠道集中度过高（TikTok 占82.0%）

单渠道依赖大，且CPA偏高 $55.43

💡 将10-15%预算分流其他渠道，降低集中风险

🏆整体ROI达标（6.6% ≥ 5.0%）

申请金额 $148.52，总花费 $67.31

💡 可适度扩大总预算10-15%，测试放量上限

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