9credit 日报 · 2026-07-24

01总体大盘 · Real-time Top Summary 截至 2026-07-24 14:59 | 花费含汇率系数

💰

今日总花费

$1,197

昨日同期 $1,373 -12.8%

📝

注册成本 CPA

$0.42

花费 $1,197 ÷ 注册 2.8K

🏦

今日放款量

201

截至14时

💵

放款成本 CPL

$5.96

花费 $1,197 ÷ 放款 201

✅

审批通过率

18.9%

riskpass 576 ÷ apply 3.0K

🎯

打款率

34.9%

放款 201 ÷ 审批通过 576

📈

放款/注册率

7.1%

放款 201 ÷ 注册 2.8K

02每小时消耗折线对比独立每小时消耗（非累计）| 今日曲线截至当前时刻

Google Ads 今日 $670.75 | 昨日同期 $864.85 | 昨日全天 $1,503 -22.4% 环比

Meta/FB 今日 $114.13 | 昨日同期 $134.41 | 昨日全天 $217.89 -15.1% 环比

TikTok 今日 $412.41 | 昨日同期 $373.88 | 昨日全天 $689.17 +10.3% 环比

03渠道综合数据表 ★ 花费 = 媒体API实时数据（含系数）

渠道	Install	注册	申请	Approved	放款	均单金额	申请金额	ROI	花费 ★	CPI	CPA	CPS	审批率	风控通过率
Google Ads	1.2K	956	1.0K	205	83	$0.45	$461.37	2.4%	$670.75	$0.46	$6.91	$6.91	20.1%	100.0%
TikTok	1.2K	1.0K	962	181	57	$0.29	$277.78	2.0%	$412.42	$0.34	$7.24	$7.24	18.8%	100.0%
Meta (FB+IG+AN) FB+IG+AN合并	591	422	469	114	33	$0.21	$96.97	1.1%	$114.11	$0.47	$8.39	$8.39	24.3%	100.0%
Organic	509	340	440	51	19	$0.33	$145.02	0.0%	$0.00	$0.00	$0.00	$0.00	11.6%	100.0%
opay	139	100	129	19	8	$0.40	$50.96	0.0%	$0.00	$0.00	$0.00	$0.00	14.7%	100.0%
Untrusted Devices	20	16	17	5	1	$1.29	$21.87	0.0%	$0.00	$0.00	$0.00	$0.00	29.4%	100.0%
offical_website	1	1	1	1	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	100.0%	100.0%
网盟nova-9c	0	1	2	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%

04Campaign 细分下钻大盘平均CPA = $5.96；预警阈值 = $8.04（×1.35）

渠道	Campaign	Install	注册	申请	Approved	放款	花费	CPA	CPS	ROI	审批率	标记
Google Ads ACI	Nigeria-9c-1113-credit5000+ (20959936961)	1.2K	916	964	192	75	$475.75	$6.34	$6.34	2.7%	19.9%	—
TikTok SAN	TT-9C-LOAN-6/12-time (1834710892745777)	804	650	607	110	36	$222.07	$6.17	$6.17	1.1%	18.1%	—
TikTok SAN	TT-9C-3/31-loan-test (1861178003155986)	396	326	330	64	17	$178.66	$10.51	$10.51	2.8%	19.4%	⚠️ CPA超标
Google Ads ACI	GG-9credit-3.0-loan-5/26-test (23885913778)	56	32	34	9	5	$97.90	$19.58	$19.58	1.0%	26.5%	⚠️ CPA超标
TikTok SAN	TT-9credit-6/29-loan-test (1869315867073858)	23	24	22	6	4	$11.84	$2.96	$2.96	8.4%	27.3%	—
Google Organic Search	9credit	1	0	0	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	list of loan apps	1	1	1	1	1	$0.00	$0.00	$0.00	0.0%	100.0%	—
Google Organic Search	loan apps with nin only	1	1	0	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	online loan	1	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Facebook Installs	Expired Attributions	0	2	4	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Ads ACI	Nigeria-9c-2/5-approval (20969027993)	0	0	1	1	1	$0.00	$0.00	$0.00	0.0%	100.0%	—
Google Ads ACI	飞书-9c-1/17-credit5000+ (22545060648)	0	6	14	2	1	$0.00	$0.00	$0.00	0.0%	14.3%	—
Google Organic Search	fast loans app	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	loan app without face verification	0	0	2	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	renowned loan apps in nigeria	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	what is the name best loan app in nigeria	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9c-2/14-purchase-test (1857083834064929)	0	2	0	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9C-3/12-LOAN-test (1859444290528338)	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9C-4/19-Purchase (1829813881647106)	0	0	2	1	0	$0.00	$0.00	$0.00	0.0%	50.0%	—
TikTok SAN	TT-9C-4/9-loan-test (1861974316390417)	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—

05占比分析

💰 花费占比

🏦 放款量占比

💡 当前 Google 消耗占比最高（56.0%），放款量占比仅为（41.3%），CPA = $8.08，请注意优化投放效率。

06智能优化建议引擎Campaign预警1条·扩量1条·渠道策略2条 | 大盘CPA $8.55·目标$5.00·放款率7.1%

🎯 Campaign 预警 & 机会

💸CPA超标GOOGLEGG-9credit-3.0-loan-5/26-test (23885913778)

📊 CPA $19.58 vs 大盘 $8.55，超出129.0%

👉 ✂️ 削减20%预算或优化出价/素材后观察

🚀扩量机会TIKTOKTT-9credit-6/29-loan-test (1869315867073858)

📊 放款率16.7%(大盘7.1%)，ROI 8.4%

👉 📈 提高预算+20%（+$2.37/日），低成本窗口

💼 渠道预算策略建议

🟢加大 Meta 投入 +25%

CPA $3.46 低于大盘60.0% | 花费占比10.0% / 放款占比24.0%

💡 日预算提高+25%（约+$28.53），优先放量

📊整体ROI 2.6% 低于目标 5.0%

申请金额 $1,054，总花费 $1,197

💡 优先放量高均单渠道/Campaign，提升资金转化比

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