9credit 日报 · 2026-07-26

01总体大盘 · Real-time Top Summary 截至 2026-07-26 04:59 | 花费含汇率系数

💰

今日总花费

$141.96

昨日同期 $171.21 -17.1%

📝

注册成本 CPA

$0.47

花费 $141.96 ÷ 注册 299

🏦

今日放款量

15

截至04时

💵

放款成本 CPL

$9.46

花费 $141.96 ÷ 放款 15

✅

审批通过率

14.6%

riskpass 41 ÷ apply 281

🎯

打款率

36.6%

放款 15 ÷ 审批通过 41

📈

放款/注册率

5.0%

放款 15 ÷ 注册 299

02每小时消耗折线对比独立每小时消耗（非累计）| 今日曲线截至当前时刻

Google Ads 今日 $76.48 | 昨日同期 $107.49 | 昨日全天 $1,459 -28.8% 环比

Meta/FB 今日 $12.00 | 昨日同期 $12.17 | 昨日全天 $221.66 -1.4% 环比

TikTok 今日 $53.49 | 昨日同期 $51.55 | 昨日全天 $784.41 +3.8% 环比

03渠道综合数据表 ★ 花费 = 媒体API实时数据（含系数）

渠道	Install	注册	申请	Approved	放款	均单金额	申请金额	ROI	花费 ★	CPI	CPA	CPS	审批率	风控通过率
Google Ads	115	90	98	18	8	$0.25	$24.05	3.4%	$76.47	$0.19	$2.67	$2.67	18.4%	100.0%
TikTok	166	129	78	13	5	$0.19	$14.98	1.7%	$53.49	$0.16	$5.37	$5.37	16.7%	100.0%
Organic	54	34	45	4	2	$0.07	$3.15	0.0%	$0.00	$0.00	$0.00	$0.00	8.9%	100.0%
Meta (FB+IG+AN) FB+IG+AN合并	50	31	38	4	0	$0.00	$0.00	0.0%	$12.01	$0.19	$0.00	$0.00	10.5%	100.0%
opay	15	15	20	2	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	10.0%	100.0%
Untrusted Devices	2	0	2	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%

04Campaign 细分下钻大盘平均CPA = $9.46；预警阈值 = $12.78（×1.35）

渠道	Campaign	Install	注册	申请	Approved	放款	花费	CPA	CPS	ROI	审批率	标记
Google Ads ACI	Nigeria-9c-1113-credit5000+ (20959936961)	112	86	94	18	8	$18.96	$2.37	$2.37	3.8%	19.1%	—
TikTok SAN	TT-9C-LOAN-6/12-time (1834710892745777)	76	55	33	4	2	$13.13	$6.57	$6.57	0.7%	12.1%	—
TikTok SAN	TT-9C-3/31-loan-test (1861178003155986)	88	74	43	8	2	$12.23	$6.12	$6.12	2.6%	18.6%	—
Google Ads ACI	GG-9credit-3.0-loan-5/26-test (23885913778)	2	1	2	0	0	$2.42	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9credit-6/29-loan-test (1869315867073858)	2	0	1	0	0	$1.48	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	instant loan app in nigeria	1	1	0	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Facebook Installs	Expired Attributions	0	1	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Ads ACI	飞书-9c-1/17-credit5000+ (22545060648)	0	2	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	which loan app gives 100k instantly	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9C-4/19-Purchase (1829813881647106)	0	0	1	1	1	$0.00	$0.00	$0.00	0.0%	100.0%	—

05占比分析

💰 花费占比

🏦 放款量占比

💡 当前 Google 消耗占比最高（53.9%），放款量占比仅为（53.3%），CPA = $9.56，请注意优化投放效率。

06智能优化建议引擎Campaign预警0条·扩量0条·渠道策略2条 | 大盘CPA $10.92·目标$5.00·放款率5.9%

🎯 Campaign 预警 & 机会

✅ 当前无异常Campaign

💼 渠道预算策略建议

🔴压缩 Meta 预算 -20%

CPA $999.00 高于大盘9048.0% | 花费8.0% vs 放款0.0%

💡 削减约-$2.40/日，资源向Google倾斜

📊整体ROI 0.9% 低于目标 5.0%

申请金额 $42.17，总花费 $141.96

💡 优先放量高均单渠道/Campaign，提升资金转化比

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