9credit 日报 · 2026-07-26

01总体大盘 · Real-time Top Summary 截至 2026-07-26 23:59 | 花费含汇率系数

💰

今日总花费

$2,211

昨日同期 $2,472 -10.6%

📝

注册成本 CPA

$0.39

花费 $2,211 ÷ 注册 5.7K

🏦

今日放款量

409

截至23时

💵

放款成本 CPL

$5.41

花费 $2,211 ÷ 放款 409

✅

审批通过率

18.7%

riskpass 1.1K ÷ apply 5.8K

🎯

打款率

37.6%

放款 409 ÷ 审批通过 1.1K

📈

放款/注册率

7.2%

放款 409 ÷ 注册 5.7K

02每小时消耗折线对比独立每小时消耗（非累计）| 今日曲线截至当前时刻

Google Ads 今日 $1,335 | 昨日同期 $1,466 | 昨日全天 $1,466 -8.9% 环比

Meta/FB 今日 $222.14 | 昨日同期 $221.67 | 昨日全天 $221.67 +0.2% 环比

TikTok 今日 $653.63 | 昨日同期 $784.41 | 昨日全天 $784.41 -16.7% 环比

03渠道综合数据表 ★ 花费 = 媒体API实时数据（含系数）

渠道	Install	注册	申请	Approved	放款	均单金额	申请金额	ROI	花费 ★	CPI	CPA	CPS	审批率	风控通过率
Google Ads	2.3K	1.9K	2.0K	392	176	$0.81	$1,649	4.2%	$1,335	$0.51	$6.76	$6.76	19.2%	100.0%
TikTok	2.3K	2.0K	1.8K	341	89	$0.23	$422.56	0.0%	$653.65	$0.00	$0.00	$0.00	18.7%	100.0%
Meta (FB+IG+AN) FB+IG+AN合并	1.3K	900	880	209	87	$0.52	$456.83	2.5%	$222.16	$0.43	$6.30	$6.30	23.8%	100.0%
Organic	986	710	813	112	47	$0.33	$266.82	0.0%	$0.00	$0.00	$0.00	$0.00	13.8%	100.0%
opay	228	181	233	30	9	$0.13	$31.35	0.0%	$0.00	$0.00	$0.00	$0.00	12.9%	100.0%
Untrusted Devices	36	26	34	4	1	$0.18	$6.14	0.0%	$0.00	$0.00	$0.00	$0.00	11.8%	100.0%
offical_website	1	0	1	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%
Ease_diversion	0	2	5	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%
Pangle	0	0	2	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%
TikTok for Business (Ad Spend)	0	0	0	0	0	$0.00	$0.00	0.0%	$608.92	$0.00	$0.00	$0.00	0.0%	0.0%
网盟nova-9c	0	0	1	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%

04Campaign 细分下钻大盘平均CPA = $5.41；预警阈值 = $7.30（×1.35）

渠道	Campaign	Install	注册	申请	Approved	放款	花费	CPA	CPS	ROI	审批率	标记
Google Ads ACI	Nigeria-9c-1113-credit5000+ (20959936961)	2.2K	1.8K	1.9K	365	158	$1,079	$6.83	$6.83	3.3%	19.0%	—
Google Ads ACI	GG-9credit-3.0-loan-5/26-test (23885913778)	77	53	68	20	15	$110.73	$7.38	$7.38	12.4%	29.4%	⚠️ CPA超标
TikTok SAN	TT-9C-3/31-loan-test (1861178003155986)	1.4K	1.1K	870	168	42	$0.00	$0.00	$0.00	0.0%	19.3%	—
TikTok SAN	TT-9C-LOAN-6/12-time (1834710892745777)	952	823	890	166	45	$0.00	$0.00	$0.00	0.0%	18.7%	—
TikTok SAN	TT-9credit-6/29-loan-test (1869315867073858)	30	27	46	6	1	$0.00	$0.00	$0.00	0.0%	13.0%	—
Google Organic Search	9cred	1	1	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	9credit loan app	1	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	app you can borrow money from with bvn and nin	1	1	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	easy loan app in nigeria	1	1	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	instant loan app in nigeria	1	1	0	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	loan app in nigeria	1	1	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	loan that can borrow me 100k	1	1	0	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Facebook Installs	Expired Attributions	0	4	14	2	1	$0.00	$0.00	$0.00	0.0%	14.3%	—
Google Ads ACI	Nigeria-9c-2/5-approval (20969027993)	0	1	4	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Ads ACI	飞书-9c-1/17-credit5000+ (22545060648)	0	16	33	7	3	$0.00	$0.00	$0.00	0.0%	21.2%	—
Google Organic Search	best loan app	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	best loan app in nigeria	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	loan app that disburse to opay account	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	loan apps	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	which loan app gives 100k instantly	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Off-Facebook Installs	Expired Attributions	0	2	5	1	1	$0.00	$0.00	$0.00	0.0%	20.0%	—
TikTok SAN	TT-0514-VO-TEST (1865133192555633)	0	0	2	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9C-4/19-Purchase (1829813881647106)	0	6	10	1	1	$0.00	$0.00	$0.00	0.0%	10.0%	—
TikTok SAN	TT-9c-4/23-loan-test (1863069733274801)	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—

05占比分析

💰 花费占比

🏦 放款量占比

💡 当前 Google 消耗占比最高（60.4%），放款量占比仅为（43.0%），CPA = $7.59，请注意优化投放效率。

06智能优化建议引擎Campaign预警0条·扩量0条·渠道策略2条 | 大盘CPA $8.28·目标$5.00·放款率6.8%

🎯 Campaign 预警 & 机会

✅ 当前无异常Campaign

💼 渠道预算策略建议

🟢加大 Meta 投入 +25%

CPA $2.55 低于大盘69.0% | 花费占比10.0% / 放款占比33.0%

💡 日预算提高+25%（约+$55.54），优先放量

📊整体ROI 3.8% 低于目标 5.0%

申请金额 $2,832，总花费 $2,211

💡 优先放量高均单渠道/Campaign，提升资金转化比

📊 9credit 广告日报