9credit 日报 · 2026-07-14

01总体大盘 · Real-time Top Summary 截至 2026-07-14 15:59 | 花费含汇率系数

💰

今日总花费

$427.73

昨日同期 $559.01 -23.5%

📝

注册成本 CPA

$0.15

花费 $427.73 ÷ 注册 2.8K

🏦

今日放款量

236

截至15时

💵

放款成本 CPL

$1.81

花费 $427.73 ÷ 放款 236

✅

审批通过率

19.9%

riskpass 605 ÷ apply 3.0K

🎯

打款率

39.0%

放款 236 ÷ 审批通过 605

📈

放款/注册率

8.3%

放款 236 ÷ 注册 2.8K

02每小时消耗折线对比独立每小时消耗（非累计）| 今日曲线截至当前时刻

Google Ads 今日 $0.00 | 昨日同期 $0.00 | 昨日全天 $0.00 +0.0% 环比

Meta/FB 今日 $141.16 | 昨日同期 $164.98 | 昨日全天 $248.83 -14.4% 环比

TikTok 今日 $286.58 | 昨日同期 $394.02 | 昨日全天 $643.15 -27.3% 环比

03渠道综合数据表 ★ 花费 = 媒体API实时数据（含系数）

渠道	Install	注册	申请	Approved	放款	均单金额	申请金额	ROI	花费 ★	CPI	CPA	CPS	审批率	风控通过率
Google Ads	1.5K	1.1K	1.2K	271	111	$0.63	$770.24	4.2%	$553.98	$0.38	$4.99	$4.99	22.2%	100.0%
TikTok	1.0K	854	837	168	55	$0.28	$231.84	0.0%	$286.58	$0.00	$0.00	$0.00	20.1%	100.0%
Meta (FB+IG+AN) FB+IG+AN合并	480	329	352	77	37	$0.35	$124.87	2.0%	$141.15	$0.38	$4.96	$4.96	21.9%	100.0%
Organic	518	369	480	72	26	$0.20	$94.22	0.0%	$0.00	$0.00	$0.00	$0.00	15.0%	100.0%
opay	144	119	140	15	5	$0.14	$19.93	0.0%	$0.00	$0.00	$0.00	$0.00	10.7%	100.0%
Untrusted Devices	16	13	16	2	2	$0.16	$2.54	0.0%	$0.00	$0.00	$0.00	$0.00	12.5%	100.0%
offical_website	1	1	0	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%
26Whitelist	0	1	0	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%
Pangle	0	0	1	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%
TikTok for Business (Ad Spend)	0	0	0	0	0	$0.00	$0.00	0.0%	$256.76	$0.00	$0.00	$0.00	0.0%	0.0%
网盟nova-9c	0	2	1	0	0	$0.00	$0.00	0.0%	$0.00	$0.00	$0.00	$0.00	0.0%	0.0%

04Campaign 细分下钻大盘平均CPA = $1.81；预警阈值 = $2.45（×1.35）

渠道	Campaign	Install	注册	申请	Approved	放款	花费	CPA	CPS	ROI	审批率	标记
Google Ads ACI	Nigeria-9c-1113-credit5000+ (20959936961)	1.4K	1.1K	1.1K	250	97	$478.78	$4.94	$4.94	3.0%	22.1%	⚠️ CPA超标
Google Ads ACI	GG-9credit-3.0-loan-5/26-test (23885913778)	100	69	64	19	14	$75.20	$5.37	$5.37	11.7%	29.7%	⚠️ CPA超标
TikTok SAN	TT-9C-LOAN-6/12-time (1834710892745777)	727	617	547	109	26	$0.00	$0.00	$0.00	0.0%	19.9%	—
TikTok SAN	TT-9C-3/31-loan-test (1861178003155986)	184	159	227	41	24	$0.00	$0.00	$0.00	0.0%	18.1%	—
TikTok SAN	TT-9credit-6/29-loan-test (1869315867073858)	104	77	53	16	5	$0.00	$0.00	$0.00	0.0%	30.2%	—
Google Organic Search	app to get loan in nigeria	1	1	0	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	best loan app in nigeria	1	1	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	legit loan apps with low interest	1	1	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Facebook Installs	Expired Attributions	0	1	6	1	1	$0.00	$0.00	$0.00	0.0%	16.7%	—
Google Ads ACI	Nigeria-9c-0605-Reg (21356412680)	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Ads ACI	Nigeria-9c-2/5-approval (20969027993)	0	1	3	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Ads ACI	飞书-9c-1/17-credit5000+ (22545060648)	0	10	13	2	0	$0.00	$0.00	$0.00	0.0%	15.4%	—
Google Organic Search	9credit	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	9credit loan	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Google Organic Search	loan app	0	2	0	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
Off-Facebook Installs	Expired Attributions	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-0514-VO-TEST (1865133192555633)	0	0	2	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9C-0522-purchase-test (1865874885651697)	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9c-2/14-purchase-test (1857083834064929)	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9C-3/12-LOAN-test (1859444290528338)	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9C-4/19-Purchase (1829813881647106)	0	1	2	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9c-4/21-loan-test (1863068932070498)	0	0	1	0	0	$0.00	$0.00	$0.00	0.0%	0.0%	—
TikTok SAN	TT-9C-4/9-loan-test (1861974316390417)	0	0	1	1	0	$0.00	$0.00	$0.00	0.0%	100.0%	—
TikTok SAN	TT-9credit-LOAN-AI-11/12test (1848563500353601)	0	0	1	1	0	$0.00	$0.00	$0.00	0.0%	100.0%	—

05占比分析

💰 花费占比

🏦 放款量占比

💡 当前 TikTok 消耗占比最高（67.0%），放款量占比仅为（23.3%），CPA = $5.21，请注意优化投放效率。

06智能优化建议引擎Campaign预警2条·扩量0条·渠道策略2条 | 大盘CPA $2.56·目标$5.00·放款率8.3%

🎯 Campaign 预警 & 机会

💸CPA超标GOOGLENigeria-9c-1113-credit5000+ (20959936961)

📊 CPA $4.94 vs 大盘 $2.56，超出93.0%

👉 ✂️ 削减20%预算或优化出价/素材后观察

💸CPA超标GOOGLEGG-9credit-3.0-loan-5/26-test (23885913778)

📊 CPA $5.37 vs 大盘 $2.56，超出110.0%

👉 ✂️ 削减20%预算或优化出价/素材后观察

💼 渠道预算策略建议

🔴压缩 TikTok 预算 -30%

CPA $5.21 高于大盘103.0% | 花费67.0% vs 放款33.0%

💡 削减约-$85.97/日，资源向Google倾斜

🏆整体ROI达标（8.7% ≥ 5.0%）

申请金额 $1,244，总花费 $427.73

💡 可适度扩大总预算10-15%，测试放量上限

📊 9credit 广告日报